Bank of Baroda Home Loan in Lucknow

About Bank of Baroda Home Loan Lucknow

The city of Nawab i.e. Lucknow is a nice place to live and earn a livelihood. Being the capital of the most populous state Uttar Pradesh, it grabs the attention from the corporate biggies for investment. The city also has a fair share of the salaried section which is grappling with the thoughts of buying a home there. So, all those now have a bonanza home loan offer of Bank of Baroda (BoB) in Lucknow.

Bank of Baroda Home Loan Lucknow at a Glance

ParticularsDetails
Interest Rate8.50% - 9.50%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

The bank wants you to stay in line with a few eligibility criteria for accessing the home loan in Lucknow. All that are listed below for you to glance at.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

The bank would ask you to submit few documents pertaining to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Lucknow. So, check out the documents as stated below for a smooth home loan approval by BoB.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan Lucknow

Bank of Baroda Home Loan Lucknow Branches

Start your march to yournearest BoB branch to file your home loan application in Lucknow by taking a look at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch NameComplete AddressIFSCMICRContact Detail
AminabadAminabad Branch, 443, Ganga Prasad Road, Pb No-227, Aminabad, Lucknow-226001 BARB0AMINAB2260120040522-3244454
Gomti NagarGayatri Plaza, Vinay Khand, Gomti Nagar, Lucknow, Uttar Pradesh- 226010 BARB0AVALUC2260120210522-4044771
G B MargG B Marg Branch, 42, G.B. Marg, Lucknow-226014BARB0BLYLUC2260120120522-2628355
ThakurganjThakurganj Branch, Lucknow-226003 BARB0BLYTHA2260120110522-2244899
CharbaugCharbaug Branch, 19/18, Gurudwara Road, Lucknow, Lucknow, 226018BARB0CHARBA2260120050522-2683337
Hazratganj Extension CounterTC Office, Near Shahid Smarak, Terhi Kothi, Lucknow, Uttar Pradesh-226012BARB0EXTHAZ0522-2613219
Aliganj Extension CounterAliganj Extension Counter, Pashu Palan Nideshalaya Lucknow-226024BARB0EXTLUC2260120250522-2741345
Lucknow MainLucknow Main Branch, P.O.Box 78, 68, Hazratgan, Lucknow, 226001BARB0HAZARA2260120020522-2202625, 2616113
Hewett RoadHewett Road Branch, 51/2, Shivaji Marg, Lucknow-226019BARB0HEWETT2260120070522-2626997
Indira NagarIndira Nagar, LucknowBARB0INDIRA2260120170522-23242159
JankipuramBhawana Complex Hall, B Sector F, Sahara Estate Road, Jankipuram, Lucknow-226021, Uttar Pradesh BARB0JANKIP2260120230522-2730256
Kursi RoadPlot No 1, Kursi Road, Ring Road Crossing, Opp Biotech Park, Lucknow-226022, Uttar PradeshBARB0KURSIX2260120240522-2751244
Cantt. Road Cantt. Road Branch, 33, Cantt. Road, Lucknow- 226001BARB0LCANBS2260120140522-2231746
LDA ColonyLDA Colony, Kanpur Road, Power House Crossing, Lucknow-226012BARB0LDALUC2260120220522-3013531
Rae Bareli RoadEldeco Highway Plaza, DF-3, Block-D Udyan- Ii Raebareli Road, Lucknow- 226025BARB0LUCELD2260120180522-2443202
Lucknow Chow Lucknow Chow Branch, 36, Khunkhunji Road, Chowk Lucknow- 226003BARB0LUCKNO2260120060522-2253635
Narhi Park RNarhi Park R Branch, Park Road Narhi, Lucknow- 226001BARB0NARHIX2260120080522-2287443
NishatgunjNishatgunj Branch, Faizabad Road, Lucknow- 226006BARB0NISHAT2260120090522-2384897
RajajipuramC-13/110, Rajajipuram, Lucknow-226003, Uttar PradeshBARB0RAJLUC
Nakkhas292/132, Katra Azambegh, Victoria Street, Nakkhas Crossing, Lucknow- 226004BARB0NAKKHA

People Also Look For

Personal Loan Interest Rates August 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
HDFC8.70% - 9.40%
Bank of Baroda8.50% - 9.50%
LIC Housing8.45% - 8.90%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.55% - 8.80%
Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator