Bank of Baroda Lucknow

Last Updated : Feb. 8, 2017, 12:53 p.m.

About Bank of Baroda

Wow! It is interesting to note that Bank of Baroda (BoB) was opened by the royals in a royal way. Amidst the freedom struggle that our ancestors and martyrs were involved into, Maharaja of Baroda and Maharaja Sayajirao Gaekwad III inaugurated the bank in 1908. They and the others, who have had control of the bank, did well and therefore it grabbed the attention of the Indian government that finally took under its reign way back in 1969. Yes, the bank was nationalized and so was the script made for it to make strong starts all the way through.

By being a PSU bank if you feel Bank of Baroda (BoB) can serve only retail customers. You are wrong. It has made its own identity and created products that go well across the individuals and businesses. Corporate clients can avail finance for whatever projects they are up to. Similarly, small entrepreneurs and rural households can get finance of their liking to progress in their respective lives. So, it is proven that BoB is a bank of many who wants to fulfill their wishes on the back of strong financial products. There are managers and officers who work to develop unique products by mapping the needs of the customers.

The strong or say strongest point of BoB’s reign in the banking space is attributable to the fact that it keeps a close eye on what’s happening around in its territory. By doing so, it comes with a breakthrough development that goes to maintain its dominance. One such factor that has given the bank a much-needed fuel to prosper is the recent rate cut announcement with regards to a home loan. The bank has now slashed its home loan rates to an industry low of 8.355 per annum and removed the obligation of switchover fees that were earlier applicable for customers changing the lending rate mechanism from base rate to MCLR. Customers were doing to receive the better transmission of rate cuts. And now when these obligations are taken off, it certainly gives Bank of Baroda a definite edge in the home loan market wherein players be it large, mid or small are vying against each other.

In its way to stardom, the bank has established over 6,000 branches and installed about 1,000 ATMs across the country to serve their banking needs. If it had been confined to India alone, it would not have been called an International Bank. It enjoys enormous presence overseas with branches spread across some top cities of the world. Big names like Dubai, Hong Kong, Australia and the United States of America will pop out as having branches of BoB.

Lucknow, the city of Nawabs, also house Bank of Baroda branches that could so well be beyond a hundred there. Be it Gomti Nagar to Charbaug, BoB surrounds the city with ever so expanding range of branches. Are you looking to find your nearest BoB branch in Lucknow? Take help from the table below and visit there as and when you find the time.

Bank of Baroda Lucknow Branches

Products Offered by Bank of Baroda in Lucknow

The people of Lucknow can expect to receive a plethora of loans and deposits from BoB branches to realize their dreams, which could be buying a luxurious house in Alambagh to paying a visit to Bhool Bhulaiya by a stylish car. All that and more are well within your reach when you bank with Bank of Baroda. In nutshell, it can be said that the bank offers a home loan, car loan, personal loan , loan for entrepreneurs and others to take customers on the board. The details of these products are discussed in a table below. So find those details and let your urge of joining Bank of Baroda even stronger.

Basic Details of Bank of Baroda Loans in Lucknow

Documents to be Presented to Avail Loans from Bank of Baroda in Lucknow