Bank of Baroda Lucknow

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About Bank of Baroda 

Wow! It is interesting to note that Bank of Baroda (BoB) was opened by the royals in a royal way. Amidst the freedom struggle that our ancestors and martyrs were involved into, Maharaja of Baroda and Maharaja Sayajirao Gaekwad III inaugurated the bank in 1908. They and the others, who have had control of the bank, did well and therefore it grabbed the attention of the Indian government that finally took under its reign way back in 1969. Yes, the bank was nationalized and so was the script made for it to make strong starts all the way through. 

By being a PSU bank if you feel Bank of Baroda (BoB) can serve only retail customers. You are wrong. It has made its own identity and created products that go well across the individuals and businesses. Corporate clients can avail finance for whatever projects they are up to. Similarly, small entrepreneurs and rural households can get finance of their liking to progress in their respective lives. So, it is proven that BoB is a bank of many who wants to fulfill their wishes on the back of strong financial products. There are managers and officers who work to develop unique products by mapping the needs of the customers. 

The strong or say strongest point of BoB's reign in the banking space is attributable to the fact that it keeps a close eye on what's happening around in its territory. By doing so, it comes with a breakthrough development that goes to maintain its dominance. One such factor that has given the bank a much-needed fuel to prosper is the recent rate cut announcement with regards to a home loan. The bank has now slashed its home loan rates to an industry low of 8.355 per annum and removed the obligation of switchover fees that were earlier applicable for customers changing the lending rate mechanism from base rate to MCLR. Customers were doing to receive the better transmission of rate cuts. And now when these obligations are taken off, it certainly gives Bank of Baroda a definite edge in the home loan market wherein players be it large, mid or small are vying against each other.  

In its way to stardom, the bank has established over 6,000 branches and installed about 1,000 ATMs across the country to serve their banking needs. If it had been confined to India alone, it would not have been called an International Bank. It enjoys enormous presence overseas with branches spread across some top cities of the world. Big names like Dubai, Hong Kong, Australia and the United States of America will pop out as having branches of BoB. 

Lucknow, the city of Nawabs, also house Bank of Baroda branches that could so well be beyond a hundred there. Be it Gomti Nagar to Charbaug, BoB surrounds the city with ever so expanding range of branches. Are you looking to find your nearest BoB branch in Lucknow? Take help from the table below and visit there as and when you find the time. 

Bank of Baroda Lucknow Branches 

Branch NameComplete AddressIFSCMICRContact Detail
AminabadAminabad Branch, 443, Ganga Prasad Road, Pb No-227, Aminabad, Lucknow-226001 BARB0AMINAB2260120040522-3244454
Gomti NagarGayatri Plaza, Vinay Khand, Gomti Nagar, Lucknow, Uttar Pradesh- 226010 BARB0AVALUC2260120210522-4044771
G B MargG B Marg Branch, 42, G.B. Marg, Lucknow-226014BARB0BLYLUC2260120120522-2628355
ThakurganjThakurganj Branch, Lucknow-226003 BARB0BLYTHA2260120110522-2244899
CharbaugCharbaug Branch, 19/18, Gurudwara Road, Lucknow, Lucknow, 226018BARB0CHARBA2260120050522-2683337
Hazratganj Extension CounterTC Office, Near Shahid Smarak, Terhi Kothi, Lucknow, Uttar Pradesh-226012BARB0EXTHAZ0522-2613219
Aliganj Extension CounterAliganj Extension Counter, Pashu Palan Nideshalaya Lucknow-226024BARB0EXTLUC2260120250522-2741345
Lucknow MainLucknow Main Branch, P.O.Box 78, 68, Hazratgan, Lucknow, 226001BARB0HAZARA2260120020522-2202625, 2616113
Hewett RoadHewett Road Branch, 51/2, Shivaji Marg, Lucknow-226019BARB0HEWETT2260120070522-2626997
Indira NagarIndira Nagar, LucknowBARB0INDIRA2260120170522-23242159
JankipuramBhawana Complex Hall, B Sector F, Sahara Estate Road, Jankipuram, Lucknow-226021, Uttar Pradesh BARB0JANKIP2260120230522-2730256
Kursi RoadPlot No 1, Kursi Road, Ring Road Crossing, Opp Biotech Park, Lucknow-226022, Uttar PradeshBARB0KURSIX2260120240522-2751244
Cantt. Road Cantt. Road Branch, 33, Cantt. Road, Lucknow- 226001BARB0LCANBS2260120140522-2231746
LDA ColonyLDA Colony, Kanpur Road, Power House Crossing, Lucknow-226012BARB0LDALUC2260120220522-3013531
Rae Bareli RoadEldeco Highway Plaza, DF-3, Block-D Udyan- Ii Raebareli Road, Lucknow- 226025BARB0LUCELD2260120180522-2443202
Lucknow Chow Lucknow Chow Branch, 36, Khunkhunji Road, Chowk Lucknow- 226003BARB0LUCKNO2260120060522-2253635
Narhi Park RNarhi Park R Branch, Park Road Narhi, Lucknow- 226001BARB0NARHIX2260120080522-2287443
NishatgunjNishatgunj Branch, Faizabad Road, Lucknow- 226006BARB0NISHAT2260120090522-2384897
RajajipuramC-13/110, Rajajipuram, Lucknow-226003, Uttar PradeshBARB0RAJLUC
Nakkhas292/132, Katra Azambegh, Victoria Street, Nakkhas Crossing, Lucknow- 226004BARB0NAKKHA

Products Offered by Bank of Baroda in Lucknow 

The people of Lucknow can expect to receive a plethora of loans and deposits from BoB branches to realize their dreams, which could be buying a luxurious house in Alambagh to paying a visit to Bhool Bhulaiya by a stylish car. All that and more are well within your reach when you bank with Bank of Baroda. In nutshell, it can be said that the bank offers a home loan, car loan, personal loan, loan for entrepreneurs and others to take customers on the board. The details of these products are discussed in a table below. So find those details and let your urge of joining Bank of Baroda even stronger. 

Basic Details of Bank of Baroda Loans in Lucknow

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.30% - 9.30%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed applicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr

8.85% - 10.60%

0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,000

11.55% - 16.55%

Upto ₹ 10,000Upto 4 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are looking to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Baroda Traders LoanIndividuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years

Documents to be Presented to Avail Loans from Bank of Baroda in Lucknow

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

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