Bank of India Fixed Deposit Jammu - Eligibility - Wishfin

Bank of India Fixed Deposit in Jammu

About Bank of India Fixed Deposit Jammu

It’s good to soak in the wonderful atmosphere that you have been a part of ever since you started living in Jammu, located in the state of Jammu & Kashmir. But equally important is your financial security that Bank of India (BOI) provides. All you need is to apply for a fixed deposit of BOI and let the product does the rest for you. Check out more details here.

Bank of India Fixed Deposit Jammu at a Glance

Interest Rate2.85% - 5.55%
Minimum Deposit Amount₹5,000 (Rural and Semi-Urban Branches)

₹10,000 (Metro and Urban Branches
TenureUpto 10 Years

Eligibility Criteria

Getting anxious to know who are the ones that can benefit from a fixed deposit of BOI in Jammu? Have a glance at the bullets shown below.

  • A Resident of India
  • Non-resident Indian (NRI)
  • Sole Proprietorship Firms
  • Private Limited Companies
  • Partnership Firm
  • Trusts
  • Associations
  • Clubs
  • Charitable Institutions
  • Municipalities
  • Hindu Undivided Families (HUFs)

Documents Required for a Fixed Deposit in Jammu

Above you saw the people and the organisations eligible to open a fixed deposit. Now check out what are the documents that they need to serve the purpose.

Documents for Individuals, HUFs and Sole Proprietorship Firms

  • A Colour Photograph
  • Driving License
  • Last 6-month Bank Statement

Documents for Private Limited Companies

  • Board Resolution / Authority Letter
  • Memorandum & Articles of Association
  • Certificate of Incorporation
  • Certificate of Commencement of Business (Public Limited Company)
  • Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
  • Governing Act / Rules and Regulations(PSUs) (certified true copy)

Documents for Partnership Firms

  • Photographs of Persons Operating the Account
  • Partnership Deed
  • Letter from partners approving the persons concerned to open and operate the account

Documents for Trusts

  • Photographs of the member operating the account.
  • Copy of the Trust Deed.
  • Copy of Registration Certificate.
  • Copy of the resolution of trustee authorizing the member to operate and open the accounts.

Documents for Clubs/Associations

  • By-laws of the Association
  •  Resolution Copy of the board authorising the members concerned to open and operate the account
  • Photographs of the members operating the account

For more information, visit Fixed Deposit Jammu

Bank of India Fixed Deposit Jammu Branches

Branch NameComplete AddressIFSCMICRContact Detail
Maulana Azad RoadMaulana Azad Road, Shrinagar, Jammu & Kashmir-190001BKID0007900190013002
JammuJammu, Vir Marg, Residency Road, Jammu, Jammu & Kashmir-180001BKID00079011800130020191-2573025, 533138
UdhampurPost Box-5, 23/11, Mukherjee Bazar, Court Road-149001BKID0007903182013001
DalgateDalgate, Khaibar Chowk, Opp. Khaibar Hospital, Srinagar Jammu & Kashmir-190001BKID0007904190013003
SatwariSatwari, 19, Satwari, Jammu, Jammu, Jammu & Kashmir-180003BKID00079061800130030191-2450918, 2454206
GangyalP.C.D.A Complex, Jammu Cantt. BKID0007911180013004
Jammu Mid CorporateSewa Complex Opp Fire Station, National Highway Gangyal, Jammu-180010BKID00079121800130050191-2480363
VijaypurMain Bazar , Near Mini Bus Stand, V& Po Vijaypur, Distt. Samba, Jammu & Kashmir-184120BKID0006358
KatraBhawanis Paradise Hotel, Jammu Road, Katra, Jammu & Kashmir-182301 BKID0007913
KathuaKathua Branch Neeraj Mall, Shahidi Chowk, Ward No 5, District Kathua, Jammu & Kashmir- 184101BKID0007914

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%