Bank of India Gurugram - IFSC Code, Main Branch, Rates March 2024

Bank of India Gurugram

About Bank of India

It is over a century from the time Bank of India (BOI) made its way to the banking arena. A group of businessmen from the dream city Mumbai started the operation of the bank in September 1906. And if you want to know how they started the operation. The answer for the same is a paid-up capital of 50 lakhs. And what was the number of employees at that time? It was 50, a decent amount, don’t you think so considering the time at which it came into the scene. After a vigil of 60 years in the banking space came the much-cherished event in the history of the bank. It was its nationalization in 1969. Around 30 years more from there, the bank came with a public issue in the market for the first time in 1997. The qualified institutional placement of the bank happened in 2008. Through all these leaps and bounds, the bank today boasts of an enormous presence with 5,000 branches across India. It’s reach is not restricted to the national territory alone but has expanded across the globe with branches at important financial centres of the world, such as London. New York, Singapore, Tokyo, etc.

Gurugram is also connected well with BOI with as many as 20 branches in the city.

Bank of India Gurugram Branches

Branch NameComplete AddressIFSCMICRContact Detail
Old Railway RoadOld Railway Road, Gurugram, Haryana, Pin- 122001BKID00067011100130490124-2320708, 2321922
MGF PlazaMGF Plaza, Gurugram, Dlf Phase Ii, Mehrauli Gurugram Road, Gurugram, 122002, HaryanaBKID0006704110013078
Kasan RoadKasan Road, Near Bus Stand Manesar, Haryana, Pin- 122050
BKID00067051100130790124-2337590, 2337591
IslampurGovt.Girls School, Sohna Road, Village IslampurBKID0006706110013084
Rewari RoadRewari Road, Near Patrol Pump, Pataudi– Gurugram, Pin-122503
BKID0006707123013052
Sector 40DSS 84 - 85, Sector 40, Gurugram, Pin- 122003BKID00067161100131070124-2381381
Sohna Road Shop No 14 15 16 JMD Galleria Mall Opp Malibu Town Sector 47 Sohna Road GurugramBKID0006736110013126
Sector 56Sector 56 Branch, SCO 66, Sector 56 Gurugram, Haryana- 122011BKID0006737110013134
Sohna Ward No 5 At Po Sohna Baluda Road Distt Gurugram, Haryana, Pin-122103BKID0006739110013137
Gurugram Sector 10Gurugram Sector 10 Branch, Sco 99, Huda Market, Sector 10 A, Gurugram, Distt Gurugram, Haryana, Pin-122001BKID0006729110013138
Gurugram SECTOR 23Gurugram Sector 23 Branch, Sco 17, Huda Market, Sector 23 A, Gurugram, Distt Gurugram, Haryana, Pin-122001BKID0006730110013139
NUHNUH Branch, Ground Floor, Civil Lines, Nuh, Distt Mewat, Haryana, Pin-122107BKID0006747
Old Delhi Gurugram Road837, Khasra No. 52, Main Old Delhi Gurugram Road, Kapashera, New Delhi 110 037BKID0006095110013147

Products Offered by Bank of India in Gurugram

Come to the branches of Bank of India in Gurugram and avail the services of your wants. It could be either personal loan, car loan, home loan or loan against property. These tailor made loans are suited to your tastes and preferences.

Basic Details of Bank of India Loans in Gurugram

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
BOI Star Home LoanSalaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligibleUpto ₹ 5 Cr8.85% onwards0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Upto 30 Years
BOI Star Personal Loan SchemeSalaried employees, professionals, pensioners are eligibleUpto ₹ 5 lakhs-10 lakhs10.35% - 14.85%2% of the loan amountUpto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years
BOI Star Vehicle Loan Salaried employees, professionals, NRIs are eligibleUpto ₹ 50 Lakhs-2 Crores6.85% onwards₹ 500 per application+service tax as applicableUpto 7 years
BOI Star Loan Against PropertySalaried, self-employed, partnership firms, people with high net worth are eligible48 times of average monthly gross salary for salaried

4 times of average net annual income for last 2-3 years in the case of self-employed
10.50%-11% p.a.-Upto 15 years
BOI Star Vidya LoanStudents should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas₹ 10 lakhs in India

₹ 20 lakhs abroad
8.50%-9.00% p.a.No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000
10-15 years

Documents Required to Avail Loans from BOI in Gurugram

DocumentsSalariedSelf-employed
BOI Star Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Like Cost Estimation, Property Map, etc
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Like Cost Estimation, Property Map, etc
BOI Star Personal Loan SchemeIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
BOI Star Vehicle Loan Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
BOI Star Loan Against PropertyIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Equitable Home Security
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Equitable Home Security

 

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%