Bank of India Home Loan in Lucknow

Last Updated : April 11, 2017, 4:20 p.m.

About Bank of India Home Loan Lucknow

Searching for a dream home in Lucknow or have searched out a home but not able to crack a perfect home loan deal with the lender? Apply for a home loan at Bank of India (BOI) that offers the loan at affordable interest rates to instill tranquility in your finance by safeguarding your pocket. You have the luxury to choose from many of the BOI branches that are located in Lucknow, renowned as the city of Nawab. Let’s see how BOI home loan would pan out in the capital of Uttar Pradesh.

Bank of India Home Loan Lucknow at a Glance

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in Lucknow? Salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms are eligible to apply for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.

Documentation

Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

• Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
• Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
• Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
• Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
• Signature Verification Proof-PAN Card/Passport/Driving License
• Business Establishment Proof-Utility Bills of Shops & Establishments
• Processing Fee Cheque
• A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Lucknow

Bank of India Home Loan Lucknow Branches

In search of nearest BOI branch to submit your home loan application in Lucknow? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Lucknow.