Bank of India Patna

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 About Bank of India

Over hundred years ago when the Autumn arrived post the summer, the world saw the emergence of Bank of India (BOI) by few influential businessmen in the city of Mumbai. Businessmen keep thinking of the avenues irrespective of what the situations may be. And it aptly fits into the case of these businessmen who went to establish a bank in September amid a freedom movement against the Britishers were gaining steam across India. Such was the timing that must have made the founders of the bank proud. An initial paid-up capital of ₹ 50 lakhs and 50 employees were the numbers that the bank had at the start. The laurels of the bank didn’t stop with its inception alone. 60 years of operational vigil and the bank saw it nationalized in 1969.

From the time of the government taking control to now, the bank has been hitting the straps in the banking space by welcoming customers with a nice blend of products. If it has an extensive line of project and trade finance products to offer to corporate clients, retail customers can expect to open current & savings account as well as avail loans to meet their financial needs. The bank’s operational efficiency has made it a notable banker for corporate, retail, MSME, NRI and other types of clients.

All these and more enabled BOI to get its branches across the entire geographical landscape of India. The number of BOI branches is over 5,000 across India with more than 50 zonal offices. If you think BOI’s presence is restricted to India alone, you are wrong. The bank has branches in 22 foreign countries and enjoys a strong footing in important financial hubs like London, New York, Singapore, Tokyo and few more.

Patna is also grateful to see Bank of India serving its population with utmost efficiency. The bank has around 50 branches in Patna, handsome number of branches considering the radius of the city which is 53 square kilometre. So, if you are staying in Patna and looking to find the nearest branch of BOI, below is a list showing the addresses, IFSC code, MICR and contact detail of various branches that are there in the city.

Bank of India Patna Branches

Branch NameComplete AddressIFSC MICRContact Detail
Patna MainPatna Main, Fraser Road, Post Box No. 166, Patna City-800001, BiharBKID00044008000130020612-2222413, 2231337
Patna CityPatna City, Dashmesh Market 1St Fl, Opp Pital Ka Mahadev, Patna City-800008, BiharBKID00044018000130060612-2642062, 2643967
Rajendranagar ColonyRajendranagar Colony (Patna), 90, Ramkrishna Avenue, Patna-800016, BiharBKID00044078000130040612-2673508, 2688039
Muradpur ChauhattaMuradpur- Chauhatta, Tara Bhavan,1st Floor Ashok Rajpath, Patna-800004, BiharBKID00044088000130050612-2302332
Birchand Patel MargBirchand Patel Marg, Sone Bhawan, Birchand Patel Marg, Patna-800001, BiharBKID00044108000130030612-2230865, 2237996
KarbigahiyaKarbigahiya, Patna-800001, BiharBKID00044138000130070612-2342629, 2354272
SrikrishnanagarSrikrishnanagar(Patna), M-22 Road No 25, Sri Krishna Nagar, Patna City- 800001, BiharBKID00044198000130090612-2525656
Patna ARBC/O Zonal Office, R.Block PatnaBKID0004420800013013
Patna C&PPatna C&P, Raghuvir Place, Boring Road, Patna, 800001, BiharBKID00044218000130100612-2271335, 2275958
KankarbaghKankarbagh, Parmanand Place, Panchmandir Road, Patna- 800001, BiharBKID0004423800013011
Rajiv NagarRajiv Nagar, Main Road, Rajiv Nagar, Keshri Nagar, Patna, 800024, BiharBKID0004424800013014
Patna Service BranchPatna Service Branch, Uday Bhavan, 3rd Floor, Fraser Road, Patna- 800001, BiharBKID00044258000130010612-2222164
Boring RoadBoring Road, Patna, BiharBKID0004428800013015
Patna SecretariatPatna Secretariat, Near Secretariat, Patna, BiharBKID00044298000130160612-2222007, 9431651466
Bailey RoadC/O Jagdeo Path More, Bailey Road Patna, BiharBKID0004458800013019
Patel NagarGandhi Murti Road No- 2, Patel Nagar, Patna, BiharBKID0004459800013017
GulzarbaghHouse Of Shri Parasnath Mehta, Arfabad, Rithital, Sher Shah Road, P.O; Gulzarbagh, Patna-800007BKID0004457800013022
Retail HubScada Building, R -Block, B C P Marg, Patna-800001BKID0004466800013021
Patna Corporate BranchPatna Corporate Branch, Sone Bhawan, B C P Marg District Patna-800001, BiharBKID0004561800013023
Jamal Road336, Jamal Road, Patna Bihar 800001BKID0004415800013024

Products Offered by Bank of India in Patna

The branch officials of Bank of India are ready with products of your choice in your city Patna. Looking to make most of the ongoing home loan rate slashing spree by buying a home? Apply at Bank of India and get the loan to buy a dream home. A vehicle loan is also here to let you roam around the city on your own vehicle, which could be anything from a car to a bike. And then there is a personal loan to become your ally to fulfill your personal aspirations or meet the contingency requirements. So, let’s explore out the products offered by Bank of India so that you can choose one or more out of them.

Basic Details of Bank of India Loans in Patna

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
BOI Star Home LoanSalaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligibleUpto ₹ 5 Cr8.65% - 9.55%0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Upto 30 Years
BOI Star Personal Loan SchemeSalaried employees, professionals, pensioners are eligibleUpto ₹ 5 lakhs-10 lakhs12.10% - 14.10%2% of the loan amountUpto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years
BOI Star Vehicle Loan Salaried employees, professionals, NRIs are eligibleUpto ₹ 50 Lakhs-2 Crores9.25%₹ 500 per application+service tax as applicableUpto 7 years
BOI Star Loan Against PropertySalaried, self-employed, partnership firms, people with high net worth are eligible48 times of average monthly gross salary for salaried

4 times of average net annual income for last 2-3 years in the case of self-employed
10.50%-11% p.a.-Upto 15 years
BOI Star Vidya LoanStudents should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas₹ 10 lakhs in India

₹ 20 lakhs abroad
8.50%-9.00% p.a.No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,00010-15 years

Documents to be Presented to Apply for Loans at Bank of India in Patna

DocumentsSalariedSelf-employed
BOI Star Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Like Cost Estimation, Property Map, etc
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income ProofITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years

Property Documents Like Cost Estimation, Property Map, etc
BOI Star Personal Loan SchemeIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
BOI Star Vehicle Loan Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years
BOI Star Loan Against PropertyIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Equitable Home Security
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years

Equitable Home Security

 

 

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