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Bank of India Patna

Bank of India Patna

Last Updated : Feb. 18, 2017, 3:50 p.m.

About Bank of India

Over hundred years ago when the Autumn arrived post the summer, the world saw the emergence of Bank of India (BOI) by few influential businessmen in the city of Mumbai. Businessmen keep thinking of the avenues irrespective of what the situations may be. And it aptly fits into the case of these businessmen who went to establish a bank in September amid a freedom movement against the Britishers were gaining steam across India. Such was the timing that must have made the founders of the bank proud. An initial paid-up capital of ₹ 50 lakhs and 50 employees were the numbers that the bank had at the start. The laurels of the bank didn’t stop with its inception alone. 60 years of operational vigil and the bank saw it nationalized in 1969.

From the time of the government taking control to now, the bank has been hitting the straps in the banking space by welcoming customers with a nice blend of products. If it has an extensive line of project and trade finance products to offer to corporate clients, retail customers can expect to open current & savings account as well as avail loans to meet their financial needs. The bank’s operational efficiency has made it a notable banker for corporate, retail, MSME, NRI and other types of clients.

All these and more enabled BOI to get its branches across the entire geographical landscape of India. The number of BOI branches is over 5,000 across India with more than 50 zonal offices. If you think BOI’s presence is restricted to India alone, you are wrong. The bank has branches in 22 foreign countries and enjoys a strong footing in important financial hubs like London, New York, Singapore, Tokyo and few more.

Patna is also grateful to see Bank of India serving its population with utmost efficiency. The bank has around 50 branches in Patna, handsome number of branches considering the radius of the city which is 53 square kilometre. So, if you are staying in Patna and looking to find the nearest branch of BOI, below is a list showing the addresses, IFSC code, MICR and contact detail of various branches that are there in the city.

Bank of India Patna Branches

Branch Name Complete Address IFSC MICR Contact Detail
Patna Main Patna Main, Fraser Road, Post Box No. 166, Patna City-800001, Bihar BKID0004400 800013002 0612-2222413, 2231337
Patna City Patna City, Dashmesh Market 1St Fl, Opp Pital Ka Mahadev, Patna City-800008, Bihar BKID0004401 800013006 0612-2642062, 2643967
Rajendranagar Colony Rajendranagar Colony (Patna), 90, Ramkrishna Avenue, Patna-800016, Bihar BKID0004407 800013004 0612-2673508, 2688039
Muradpur Chauhatta Muradpur- Chauhatta, Tara Bhavan,1st Floor Ashok Rajpath, Patna-800004, Bihar BKID0004408 800013005 0612-2302332
Birchand Patel Marg Birchand Patel Marg, Sone Bhawan, Birchand Patel Marg, Patna-800001, Bihar BKID0004410 800013003 0612-2230865, 2237996
Karbigahiya Karbigahiya, Patna-800001, Bihar BKID0004413 800013007 0612-2342629, 2354272
Srikrishnanagar Srikrishnanagar(Patna), M-22 Road No 25, Sri Krishna Nagar, Patna City- 800001, Bihar BKID0004419 800013009 0612-2525656
Patna ARB C/O Zonal Office, R.Block Patna BKID0004420 800013013
Patna C&P Patna C&P, Raghuvir Place, Boring Road, Patna, 800001, Bihar BKID0004421 800013010 0612-2271335, 2275958
Kankarbagh Kankarbagh, Parmanand Place, Panchmandir Road, Patna- 800001, Bihar BKID0004423 800013011
Rajiv Nagar Rajiv Nagar, Main Road, Rajiv Nagar, Keshri Nagar, Patna, 800024, Bihar BKID0004424 800013014
Patna Service Branch Patna Service Branch, Uday Bhavan, 3rd Floor, Fraser Road, Patna- 800001, Bihar BKID0004425 800013001 0612-2222164
Boring Road Boring Road, Patna, Bihar BKID0004428 800013015
Patna Secretariat Patna Secretariat, Near Secretariat, Patna, Bihar BKID0004429 800013016 0612-2222007, 9431651466
Bailey Road C/O Jagdeo Path More, Bailey Road Patna, Bihar BKID0004458 800013019
Patel Nagar Gandhi Murti Road No- 2, Patel Nagar, Patna, Bihar BKID0004459 800013017
Gulzarbagh House Of Shri Parasnath Mehta, Arfabad, Rithital, Sher Shah Road, P.O; Gulzarbagh, Patna-800007 BKID0004457 800013022
Retail Hub Scada Building, R -Block, B C P Marg, Patna-800001 BKID0004466 800013021
Patna Corporate Branch Patna Corporate Branch, Sone Bhawan, B C P Marg District Patna-800001, Bihar BKID0004561 800013023
Jamal Road 336, Jamal Road, Patna Bihar 800001 BKID0004415 800013024

Products Offered by Bank of India in Patna

The branch officials of Bank of India are ready with products of your choice in your city Patna. Looking to make most of the ongoing home loan rate slashing spree by buying a home? Apply at Bank of India and get the loan to buy a dream home. A vehicle loan is also here to let you roam around the city on your own vehicle, which could be anything from a car to a bike. And then there is a personal loan to become your ally to fulfill your personal aspirations or meet the contingency requirements. So, let’s explore out the products offered by Bank of India so that you can choose one or more out of them.

Basic Details of Bank of India Loans in Patna

Product Eligibility Loan Amount Interest Rate Processing Fee Tenure
BOI Star Home Loan Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible Upto ₹ 5 Cr 8.85% onwards 0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Upto 30 Years
BOI Star Personal Loan Scheme Salaried employees, professionals, pensioners are eligible Upto ₹ 5 lakhs-10 lakhs 10.35% - 14.85% 2% of the loan amount Upto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years
BOI Star Vehicle Loan Salaried employees, professionals, NRIs are eligible Upto ₹ 50 Lakhs-2 Crores 6.85% onwards ₹ 500 per application+service tax as applicable Upto 7 years
BOI Star Loan Against Property Salaried, self-employed, partnership firms, people with high net worth are eligible 48 times of average monthly gross salary for salaried

4 times of average net annual income for last 2-3 years in the case of self-employed
10.50%-11% p.a. - Upto 15 years
BOI Star Vidya Loan Students should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas ₹ 10 lakhs in India

₹ 20 lakhs abroad
8.50%-9.00% p.a. No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000 10-15 years

Documents to be Presented to Apply for Loans at Bank of India in Patna

Documents Salaried Self-employed
BOI Star Home Loan Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Like Cost Estimation, Property Map, etc
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income ProofITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years

Property Documents Like Cost Estimation, Property Map, etc
BOI Star Personal Loan Scheme Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
BOI Star Vehicle Loan Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years
BOI Star Loan Against Property Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Equitable Home Security
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years

Equitable Home Security

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