Bank Of Maharashtra Bengaluru
Last Updated : July 18, 2018, 3:54 p.m.
About Bank of Maharashtra
The Bank of Maharashtra was set up in 1936 in Pune. The bank has the far- fetched vision to be the customer centric and techno savvy. They want to set up their branches across the country and serve the different strata of the society. They want to make their presence felt in the world by upholding the trust of the customer and shareholders. In Bengaluru, the bank has upheld the roots as there are many branches set in the city. Bengaluru being one of the most dynamic cities in the world especially with the growth of IT sector is one of the important areas of investment. The bank of Maharashtra in Bengaluru has a huge contribution in developing the financial of the city. Its mission is to have quick and effective dealing with customer expectation. To have prolonged and continuous use of technology so that they can reach to maximum people and make them financially strong. You can operate both online as well as offline. The bank is operative online through its website, mobile banking etc. The bank wants to create and proactive, professional and enthusiastic workforce which can change the scenario and enhance the monetary needs of the masses.
Address of Bank of Maharashtra Branches in Bengaluru
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| BASAVANAGUDI, BANGALORE | UTTARADI MUTT ROAD, BASAVANAGUDI, BANGALORE - 560004 | MAHB0000162 | 560014003 | 26678058 |
| CITY MARKET, BANGALORE | 13, PAXAL TOWERS, K R ROAD FORT, CITY MARKET BANGALORE 560002 | MAHB0000304 | 560014002 | 26700477 26700318 |
| MALLESWARAM, BANGALORE | EAST PARK ROAD, 8TH CROSS, MALLESWARAM, BANGALORE -560004. | MAHB0000344 | 560014007 | 080 23568413 |
| SHIVAJINAGAR, BANGALORE | 22, LADY CURZON ROAD, SHIVAJINAGAR, BANGALORE | MAHB0000402 | 560014008 | 080 25592054? |
| BRIGADE ROAD, BANGALORE | M/S KOTAH SHOPPING COMPLEX, 190 BRIGADE ROAD, BANGALORE - 560001 | MAHB0000403 | 560014004 | 080-25588592 |
| GANDHINAGAR | KHENY BUILDING, I CROSS, I MAIN, GANDHINAGAR, BANGALORE - 560009 | MAHB0000428 | 560014006 | 18002334526 |
| CHAMRAJ PETH, BANGALORE | 317 - 1, PAMPA MAHAKAVI ROAD, CHAMRAJ PETH, BANGALORE 560002 | MAHB0000538 | 560014005 | 080 - 22102780 |
| RAJESHWARI NAGAR, BANGALORE | 100/D, 12TH CROSS, IDEAL HOME SOCIETY, RAJESHWARI NAGAR | MAHB0000942 | 560014009 | 080 - 28600534 |
| MICO LAYOUT , BANGALORE | NO 20, BHCS LAY OUT, MICO LAY OUT, BANNERGHATTA ROAD, BANGALORE - 5600076 | MAHB0001021 | 560014010 | 080-26688302 |
| SERVICE BRANCH, BANGALORE | IST FLOOR, UTTARADI MUTT ROAD, BASAVANAGUDI, BANGALORE - 560004 | MAHB0001100 | 560014001 | 080 -26527153 |
| AGRI HITECH BANGALORE | 15 POLICE STATION RD. BASAVANAGUDI BANGALORE 560004 | MAHB0001146 | 560014011 | 080 - 26706909 |
| S S I , BANGALORE | 430/41, 56TH CROSS, 12 TH MAIN, 3RD BLOCK, RAJAJINAGAR, BANGALORE - 560010 | MAHB0001147 | 560014012 | 080 -23503579 |
| J P NAGAR BANGALORE | NO 54, 15TH CROSS, 19TH MAIN, 100 FT RING ROAD, J P NAGAR, BANGALORE - 560078 | MAHB0001155 | 560014013 | 1800222340 |
| JAYANAGAR | OPP.NMKRV WOMENS COLLEGE, 3RD BLOCK, JAYANAGAR, BANGALORE - 560011 . | MAHB0001374 | 560014016 | 080-26642727 |
| INDIRA NAGAR | NO.6, IST MAIN, DOMLUR II STAGE, INDIRANAGAR, BANGALORE - 560071 | MAHB0001337 | 560014015 | 18002334526 |
Products Offered by the Bank Of Maharashtra in Bengaluru
There are myriads of products that is offered by Banks of Maharashtra. It provides all kinds of loan and deposits so as to serve the different strata of the society. You can select and avail the products according to your requirement. They offer all types of loan such as the home loan, personal loan, gold loan, car loan, vehicle loan etc. to fulfill the requirements of the people. They also offer the fixed deposit in which the people can deposit their money for a fixed period of time and can get the interest rate over the principal amount. Thus, Bank of Maharashtra provides one of the best solutions to the people with their products and services.
Basic details about the Bank of Maharashtra products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Personal loan | The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization. 1 year relationship with the bank. | ₹1.50 lakh | 9.50% - 12.80% | 1% of the loan amount + service tax (as applicable) | 36 months |
| Home loan | The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years and 65 years for self- employed/ professional. The age limit at the time of loan maturity should be 75 years. The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR. | No maximum limit for metro cities not more than ₹15,00,000 for rural areas. Not more than ₹25,00,000 for semi- urban area. | 8.60% - 10.80% | Nil | 30 years |
| Education loan | The student should be the resident of India. Should have secured the admission through entrance exam/ merit based selection. The student should have the guarantor/ collateral. | For India:₹ 10 lakh For abroad: ₹ 20 lakh | 9.20% - 10.95% | Nil | Moratorium: course period + 1 year 0r 6 months after getting the job. Up to 10 years after moratorium for amount under ₹7.5 lakh and up to 15 years after moratorium for more than ₹ 7.5 lakh. |
| Car loan | The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The applicant should be a government employee or defence personnel. | 36 times of the net monthly salary. | 6.40% onwards | Nil | 84 months |
| Vehicle loan | The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR. | Up to 20 times of the net salary amount for the salaried individual. Up to 2 times of the total annual income for the self- employed. | 9.70% | 0.25% of the loan amount ( minimum ₹ 500) | 60 months |
| Fixed deposit | Below mentioned individual or group are eligible for a fixed deposit The applicant should be the resident of India. Hindu undivided family Sole proprietorship firms Partnership firm limited companies trust accounts. | Bank decide from time to time on maturity pattern. | Nil | 7 days to 10 years |
Documents Required
The documents required for different products in Bank of Maharashtra Bengaluru are mentioned below:
| Product | Documents |
|---|---|
| Personal Loan | ID Proof – Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Signature Verification Proof- Passport/ PAN Card. Bank statement – Last 3 months bank statement/ last 6 months bank passbook. |
| Car Loan | ID Proof– Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Bank statement – Last 3 months bank statement/ last 6 months bank passbook. |
| Home Loan | Documents of the applicant and guarantor- ID Proof – Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof –Latest Salary slip/ ITR/ form- 16 Signature Verification Proof- Passport/ PAN Card. Bank statement – Last 3 months bank statement/ last 6 months bank passbook. Detailed information about the other loan if you are currently paying along with lenders information and security mortgage. Property Documents- Agreement sale copy. Certificate of possession. Land tax receipt. Detailed cost of construction. Letter of allotment Original NOC |
| Education Loan | Duly filled application with recent photographs. Residence Proof– Passport/ Utility bill/ Allotment letter. Date of Birth proof Certificate of Domicile Fee particulars from school/ college Scholarship proof Study Certificate |
| Vehicle Loan | ID Proof– Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof – Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Bank statement – Last 3 months bank A valid driving license Assessment order |
| Fixed deposit | A coloured photograph Passport/ Driving License Last six months bank account details Documents required from the trust, association/ clubs for the fixed deposit are as follows Photographs of the member operating the account. A Copy of the Trust Deed/ Bye- laws of the association. A Copy of registration certificate. A Copy of the resolution of trustee authorizing the member to operate and open the accounts. |