Canara Bank Car Loan in Guwahati
Last Updated : March 27, 2017, 4:24 p.m.
About Canara Bank Car Loan in Guwahati
The city of Guwahati is one of the most advanced and developing cities in the north -eastern parts of India. It is growing with time and te standard of people living in it is also improving. They have started to live their dreams and afford the luxury in their life. The car is one such luxury that most of us want in our life. One of the thing that is required to fulfill the dreams is the finances. Sometimes it is difficult to make the manage the expenses and still realize your dream. The lack of fund can be an obstacle in turning the dream into reality. The car loan offered by Canara bank is one such product that helps the people to be a car owner without much hassle. The bank provides one of the best products and services that fulfill the monetary requirements. Canara bank provides the car loan with competitive rates and easy repayment options. It gives the option to do business with them where they support you to drive away with your dream car.
Canara Bank Car Loan in Guwahati at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 7.30% Onwards |
| Loan amount | For New Cars: Minimum Loan: upto ₹10,00,000 Maximum Loan: ₹25,00,000 & above For Pre-owned Cars: 75% of the agreed price or 75% of the value of the car, as assessed by an automobile engineer or ₹ 15,00,000/- whichever is lower. |
| Tenure | For new vehicles - 7 years For used vehicle(not older than 5 years)- 5 years |
| Processing fee | 0.25% on the loan amount with a minimum of ₹1000/- and maximum of ₹5000/- |
| Pre- payment charges | NIL |
Eligibility Criteria
- Eligible Segments – Individuals, professionals, reputed firms and companies
- Minimum annual gross salary of the individuals should ₹ 3 lacs
- The non-individuals candidates should have minimum gross income of ₹ 3 lacs per months
Documents Required
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
- Bank Statement: Last 6 months
For more details, visit Car Loan Guwahati .
Address of Canara Bank Branches in Guwahati
| Branch Name | Complete Address | IFSC Code | MICR Code | Customer Care |
|---|---|---|---|---|
| Guwahati Fancy Bazar | PB NO.109, 14 A Hem Barua Road, Opp. Taxi Stand, Fancy Bazar, Guwahati -781001 | CNRB0000177 | 781015002 | 0361 - 2540495 |
| Sikh Temple, Guwahati | G B Das Building, Danish Road, Lakhtokia, Guwahati 781001 | CNRB0002002 | 781015003 | 0361-2632428 |
| Kahilipara, Guwahati | Shivam Market Binovanagar Post, Guwahati 781018 | CNRB0002308 | 781015005 | 0361-2471738 |
| Chandmari | I Floor, Vividha Complex, Maniram Diwan Road, Silpukhuri, Guwahati 781003 | CNRB0002688 | 781015007 | 0361-2666144 |
| IIT EC , Guwahati | Canara Bank Indian Institute Of Technology North Guwahati, Guwahati Assam 781001 | CNRB0008652 | 781015008 | 0361-2582106 |
| Guwahati Bashista Chariali | First Floor, Hemlata Market, Bashista Chariali, Guwahati - 781 029 | CNRB0003282 | 781015009 | 0361-2300080 |
| Panjabari, Guwahati | House No. 35 (a), Panjabari Road Opp. Girls High School, Guwahati - 791037 | CNRB0004075 | 781015011 | [email protected] |
| Hatigaon Guwahati | No. 9, Hatigaon Chariali, Sijubari Road, Hatigaon, Guwahati - 781038 | CNRB0005404 | 781015016 | [email protected] |