Canara Bank Kolkata

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About Canara Bank

Serving the citizen of the country since 1906, the year of establishment, Canara Bank is one of the oldest and most trusted banks in the country. The bank was originally established in the Mangalore city. And after being nationalized by the Indian government in 1969 has now opened its branches in different towns and cities of the country. The operational network of 5,847 branches and more than 10,026 ATMs has been spread across the country to help people accomplish their banking needs. With more than 50 bank branches in Kolkata, the commercial and financial hub of the East and North-East India, the bank aids people by providing them correct financial assistance.

The people of the city can avail the benefits of the various loans and investments services. The different loan products offered by the bank to the city people include personal loan, gold loan, home loan, loan against property and vehicle loan. Also, the bank provides multiple savings schemes to promote the habit of savings in the citizen. Different fixed deposit schemes have been proposed by the bank to match the financial plans of each age group. The details of various products offered by the bank are given below.

Address of Canara Bank Branches in Kolkata

The complete address, IFSC Code, MICR Code and customer care details of Canara Bank branches located in Kolkata are mentioned in the table below:

Branch NameComplete AddressIFSCMICRCustomer Care
Kolkata ChowringheeNo; 7, KYD Street, Calcutta 700016CNRB0000145700015009033 - 22291743
Kolkata Rabindra SaraniP.B.No. 6701, 274, Rabindra Sarani - Road, Calcutta 700007CNRB0000146700015009033 - 22291743
Kolkata Rabindra SaraniP.B.No. 6701, 274, Rabindra Sarani - Road, Calcutta 700007CNRB0000146700015023033 - 22698761
Kalakar Street, Kolkata24, Klakar Street, II & III Floor, Calcutta 700070CNRB0000147700015016033-2274-1775
Entally, Kolkata53, Lal Mohan Bhattacharjee Rd, Entally, Calcutta 700014CNRB0000148700015011033-22448745
Kidderpore6, Dr. Sudhir Bose Road, Kidderpore, Calcutta 700023CNRB0000149700015017033-25553717
Gariahat22/2, Gariahat Road, Gole Park, Calcutta 700029CNRB0000150700015013033-24605860
College Street Kolkata6A, Shambhu Chatterjee Street College Street, Calcutta 700007CNRB0000151700015010033-2241-0755
Kolkata Bow Bazaar67, B.B Ganguly Street, Calcutta 700012CNRB0000152700015006033-22122610
Kolkata Lower Circular RoadNo.9, Lalalajpet Roy Sarani, Calcutta 700020CNRB0000153700015020033 - 22403391
Kolkata M D RoadNo.12, Post Box No.6713, Maharshi Darabendre Road, Kolkata 700007CNRB0000253700015021033-22746558
Alipore, Kolkata10/1/E, Diamond Harbour Road, Calcutta 700027CNRB0000254700015003033-2479-8428
Accounts Section60/1/G Nirmal Chandra Street, Kolkata - 700012CNRB0000279700015001033-22375840
Kolkata Canning StreetNarayani Bldg, 27, Brabourne Rd, Canning Street, Calcutta 700001CNRB0000303700015008033 - 22427107
Foreign Department, Kolkata2/1, Russel Street, Calcutta 700071CNRB0000312700015012033-22265848
Princep Street, KolkataPB No. 13307, 25, Princep St I Floor, Calcutta 700072CNRB0000315700015022033-2234-6239
Kolkata S Bose Road (lake Rd)PB No.16220, 203, Sarat Bose Road, Calcutta 700029CNRB0000323700015019033 - 24660501
Brabourne Road, KolkataP.B.No. 924, 2, Brabourne Road, Calcutta 700001CNRB0000344700015007033 - 22253957
Sealdah KolkataP.B.No. 10820, 14 & 15 A. Prafulla Chandra Road Sealdah Calcutta 700009CNRB0000396700015024033-2351-0529
Kolkata AM Road BhavaniporeNo.4, Ganga Prasad Mukherjee Rd, Kolkata 700025CNRB0000397700015004033 - 22375306
Jadavpur, KolkataNo.98/10/1, Raja S.C.Mullick Rd, I Floor, Jadhavpur, Calcutta 700032CNRB0000980700015015033-2472-5742
Kolkata H B Market109, Sri Arbind Sarani, H.B.Market, Calcutta 700005CNRB0001279700015005033 - 25553717
Kolkata Hare StreetNicco House No.2, Hare Street, P.B.No.2436, Kolkata 700001CNRB0001392700015014033 - 22201966
Kolkata Lake GardensP - 5, C.I.T., Scheme, 114 - A, Lake Garden, Calcutta 700045CNRB0001415700015018033 - 24170113
Kolkata Rani Rashmoni Road157C, Lenin Sarani, Calcutta - 700013CNRB0001665700015025033-2215-6646
Kolkata Grant Street2, S N Banerjee Road, Chowringhee, Calcutta 700072CNRB0001720700015026033-2228-1308
Red Cross Palace, KolkataNo 7, Red Cross Place , Kolkata - 700001CNRB0001747700015002033-22481004
Kolkata Overseas Branch2/1, Russel Street, (Ground Floor), Calcutta 700071CNRB0001856700015033033 - 22265294
Sarat Sarani , Kolkata417, Kapasdanga Sarat Sarani , Dist.Hoogly (West Bengal)CNRB0001984700015045033-26803287
N S Road Kolkata33/1, N.S.Road, Calcutta 700001CNRB0002213700015029033-2220-0049
Burra Bazar, KolkataBurra Bazar, 159, Ravindra Sarani Calcutta 700007CNRB0002214700015028033-2269-3957

Products Offered by the Bank

The details of loan and investment products offered by the Canara bank are mentioned in the table below:

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.35% - 8.55%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower12.60% - 13.60%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value
8.70% - 9.35%0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
4.20% - 7.00%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

ProductDocuments
Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Gold LoansApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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