Get ready with your financials to own Toyota Innova Crysta

Following the pattern of 2015, car makers have made a flurry of launches in 2016 to grab the attention of the Indian consumers that are increasingly craving for stylish and sleek models. So far this year, you must have seen glittering launches of Maruti Vitara Brezza, Mahindra NuvoSport, etc. Toyota Innova Crysta, a multi-purpose vehicle (MPV), has emerged out to be the latest launch in a year what promises to be an exciting time for all the car lovers in India. The much-anticipated Toyota Innova Crysta got finally launched in India at a price of Rs 13.84 lacs-20.77 lacs on May 2, 2016.  As this is a big deal considering the higher price, you must take into account factors like EMIs, interest rate, total interest outgo and down payment. So without wasting any time, let’s just start discussing the financial implications of owning Toyota Innova Crysta.

Table Showing Price and EMI of Different Innova Crysta Models

Car ModelsVariantsEngine Displacement (In CC)Mileage (In KMPL)Ex-showroom Price (In Lakhs)On-road Price (In Lakhs)Expected Loan Amount (In Lakhs)Expected EMI (In ₹)
2.7 GX 7 STRPetrol269411.2513.3515.5913.25 - 14.0321,150 - 24,767
2.7 GX 8 STRPetrol269411.2513.4415.6913.34 - 14.1221,294 - 24,926
2.7 GX AT 7 STRPetrol269410.7514.416.7914.27 - 15.1122,778 - 26,673
2.4 GX 7 STRDiesel239315.114.4217.1714.59 - 15.4523,289 - 27,273
2.7 GX AT 8 STRPetrol269410.7514.4816.8914.36 - 15.2022,922 - 26,832
2.4 GX 8 STRDiesel239315.114.517.2714.68 - 15.5423,433 - 27,432
2.8 GX AT 7 STRDiesel275514.2915.6418.6515.85 - 16.7825,301 - 29,621
2.8 GX AT 8 STRDiesel275514.2915.7218.7415.93 - 16.8725,428 - 29,780
2.7 VX 7 STRPetrol269411.2516.1318.8316.00 - 16.9525,540 - 29,921
Touring Sport Petrol MTPetrol269411.251719.7616.80 - 17.7826,817 - 31,387
2.4 VX 7 STRDiesel239315.117.1920.4717.40 - 18.4227,775 - 32,516
2.4 VX 8 STRDiesel239315.117.2420.5217.44 - 18.4927,839 - 32,640
Touring Sport Diesel MTDiesel239315.118.922.4119.05 - 20.1730,409 - 35,606
2.7 ZX AT 7 STRPetrol269410.7518.9822.118.79 - 19.9029,994 - 35,129
2.4 ZX 7 STRDiesel239315.11922.5919.20 - 20.3330,648 - 35,888
Touring Sport Petrol ATPetrol269410.7519.7322.8919.46 - 20.6031,063 - 36,365
2.8 ZX AT 7 STRDiesel275520.2320.2324.0420.43 - 21.6432,611 - 38,201
Touring Sport Diesel ATDiesel275521.3521.3525.3521.55 - 22.8234,399 - 40,284
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So, this was all about the financial implications of owning Toyota Innova Crysta. Choose the option after taking you account the after effect of EMI payment and interest outgo on your cash balance.

After understanding the financial aspects, you must be wondering about the features of the car and want to compare the same with other models of the segment.

Table showing comparison of the features of Toyota Innova Crysta with other MPV models

Features Toyota Innova Crysta Toyota Innova GMahindra Xylo H9 Maruti Suzuki Ertiga ZDI
Engine2.4 litre GD Diesel2.5 litre DieselmHAWK engine 1.3 litre Multijet Diesel
Power147 bhp-175 bhp103 bhp121.7 bhp91.27 bhp
Torque 343 Nm-360 Nm200 Nm 280 Nm130 Nm
MileageNot yet disclosed12.5 kmpl14.02 kmpl 17.03-24.52 kmpl
Transmission5- Speed Manual Gearbox, 6-Speed Automatic Gearbox5-Speed Manual Transmission5-Speed Manual Transmission4-Speed Automatic Gearbox
Add-on features like Airbags, Audio Controls, Bluetooth, Sensors, Touchscreen Multimedia, etcavailableavailableavailablePartly available

Personal Loan Interest Rates January 2018
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 18.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 11.49% - 18.00%
Home Loan Interest Rates January 2018
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
EMI Calculator