Central Bank of India Ahmedabad - Rates March 2024, IFSC, Main Branch

Central Bank of India Ahmedabad

About Central Bank of India

Central Bank of India offers a plethora of financial products. It provides the customers with a variety of banking products. Right from mortgage loans, private banking, finance & insurance, investment banking, private equity, consumer banking, corporate banking, wealth management and credit cards, the bank has a compact suite for all financial problems. It assists the people in need of funds by providing loans and advances. The loan products granted by the bank include home loan, personal loan, loan against property, education loan, gold loan, business loan and vehicle loan. Understanding the importance of saving, the bank even proffers various investment plans. The bank has initiated a number of fixed deposit schemes for the people of different age group. Each scheme is uniquely designed to provide the maximum benefits to the customers. It rolls out customer friendly services and products to ease the difficulties of the people. For the convenience of people, the bank has created a strong customer base in the country. It has spread a wide network of operational branches across the nation including Ahmedabad, the city of economic and industrial importance. The address and contact details of bank branches in Ahmedabad is given below.

Address of Central Bank of India Branches in Ahmedabad

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Ahmedabad is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Ambavadi, AhmedabadAmbawadi AhmedabadCBIN0280540380016003079-26444734, 079-26403195
Ashram Road, Ahmedabad

Near Jain Temple, Usmanpura. Char Rasta, AhmedabadCBIN0280541380016004079-27541475, 079-27549837
Shahpur Rd., Ahmedabad

Opp. Halimni Khadki, Shahpur Road, AhmedabadCBIN0280542380016028079-25622278
Paldi, Ahmedabad

Mahalaxmi Society Corner, Paladi, Ellis Bridge, AhmedabadCBIN0280543380016023079-26602535 /26610240
Kankaria, Ahmedabad

1 A, Devang Society, Bhairavnath Road, Maninagar, AhmedabadCBIN0280545380016015079-25451571

Post Box No. - 100, Lal Darwaja, Ahmedabad - 380001CBIN0280546380016002079-25503586 / 5516/ 3340/ 25511119
Gandhi Road

Gandhi Road, AhmedabadCBIN0280547380016008079-25357095, 079-25351909
Navawadaj, Ahmedabad

Gujarat Housing Board Bldg., Near Vijay Nagar Flats, Block No. J 8/44, Patarakar Colony, AhmedabadCBIN0280548380016022079-27470306, 27494431
Khokhra Mehmedabad, Ahmedabad
Near New Anaj Bazar, Khokhra Mehmedabad, AhmedabadCBIN0280549380016016079-22160155
Maskati Market, Ahmedabad
P.B. NO. 1026, P.O. Railwaypura, AhmedabadCBIN0280550380016019079-22149665
Raipur Chakla, AhmedabadRaipur Chakala, Sonini Wadi, AhmedabadCBIN0280551380016024079-22144160, 079-22140640
Relief Rd. Ahmedabad

P.B. NO. 153, Oriental Building, AhmedabadCBIN0280552380016026079-25380227, 079-25393170
Mithakhali, Ahmedabad

OPP. P.W.D. Quarters, Sardar Patel Nagar Road, Ellis Bridge, AhmedabadCBIN0280553380016020079-26466309, 079-26461673
ST.Xaviers School Road, Ahmedabad

6, Darpan Society, St. Xaviers School Road, Naranpur Road, AhmedabadCBIN0280554380016030079-27910407 / 092
Sahijpur Bogha, Ahmedabad

Naroda Road, Near Post & Telegraph Office, AhmedabadCBIN0280555380016027079-22821341, 079-22805079
Maninagar, Ahmedabad

Ladolwala Mansion, Near Old Railway Station, AhmedabadCBIN0281235380016018079 22774404
H.L.Commerce College Area, Ahmedabad

Near Vardhman Nagar, Opp. Drive In Cinema Road, AhmedabadCBIN0281389380016013079-26405039, 079-26403732
Naranpura, Ahmedabad

Sardar Patel Colony Corner, Beside Meghalaya Avenue Apartment, Opp. Dr. Amins Dispensary, AhmedabadCBIN0281404380016021079-26443576, 079-26462854
Bhudarpura, Ahmedabad

Opposite Rohini Society, Dr. Sarvapali Radhakrishna Marg, Ambawadi, AhmedabadCBIN0281445380016005079-26601551, 079-26603051
Vasna, Ahmedabad

Lilanchal, Near Khojas Bhattha, Sarkhej Road, Anandnagar, AhmedabadCBIN0281463380016032079-26600724
Gulbai Tekra, Ahmedabad

Sears Towers, 11, Patel Society, Gulbai Tekra Road, AhmedabadCBIN0281629380016011079-26446451, 079-26469399,
Surendra Mangaldas Road, Ahmedabad

4, Satellite Co - Op. Society, Surendra Mangaldas Road, AhmedabadCBIN0281661380016029079-26743737 / 0863
Chamanpura, Ahmedabad

Gujarat Cancer Society Bldg., New Civil Hospital, Chamanpura, AhmedabadCBIN0282047380016006079-22681074, 079-22684746
Gujarat Law Society Area, Ahmedabad

Gujarat Law Society Campus, Near Law Garden, Elisbridge, AhmedabadCBIN0282261380016012079-26421030, 079-26430536
Drive In Cinema Road

Sunrise Shopping Centre, Opp. Drive - In - Cinema, AhmedabadCBIN0282268380016007079-27486725, 079-27481753
Vejalpur Road, Ahmedabad

Mahesh Kunj, 10/c, Chandrasekhar Society, Opp. Times Of India Bldg. Complex, Vejalpur Road, P.O. JIVCBIN0282722380016036079-26828630
Sola Road, Ahmedabad

Khodiyar Krupa, A/1, C.p. Colony No. 1, Bhuyandevchar Rasta, Behind Jain Derasar, Sola Road, AhmedabadCBIN0282784380016035079-27480097, 079-27499075
Ahmedabad Stock Exchange Branch

Kamdhenu Complex, Near Panjara Pole, Ambawadi, Ahmedabad 380015CBIN0283183380016037079-26301727, 079-26308286
Harijan Ashram, Ahmedabad

Shri Adhyapan Mandir Chhatralaya, Opp. Gandhi Ashram, Sabarmati, Ahmedabad - 380013, GujaratCBIN0284062NON-MICR079-27556848
Satellite, Ahmedabad

A - Upper Level, Kalatirth Complex, Nr Prernatirth Jain Temple, Satellite , Ahmedabad, Dist - Ahmedabad, GujaratCBIN0283744NON-MICR
Gheekanta Rd.ahmedabad

Near Gheekanta Post Office, Panchbats Pole, Gheekanta Road, Ahmedabad, Pincode: 380001CBIN0280544380016010079-22172722
Jamalpur Astodia, Ahmedabad

Jamalpur Astodia Road, Astodia Chakla, Ahmedabad, Pincode: 380001CBIN0281160380016014079-25350091, 079-25393324
Rakhial Rd. Ahmedabad

Motilal Estate, Nagarwal Hanuman Road, Rakhial, Ahmedabad, Pincode: 380023CBIN0281192380016025079-22749521, 079-22770320
Tilak Road, Ahmedabad

Jeevan Prakash Building, Tilak Road, Dist - Ahmedabad, Gujarat - 380001CBIN0281258380016031079-25508969
Gomtipur, Ahmedabad

Chhinkniwala Chambers, Opp. Rajapur Police Chowkey, Outside Of Gomtipur Darwaja, Gomtipur, Dist - Ahmedabad, Gujarat - 380021CBIN0282103380016009079-22161665
Lati Bazar, Ahmedabad

Alka Shopping Centre, Nr. Shahalam Tol Naka, Gita Mandir Road, Ahmedabad, Dist - Ahmedabad , Gujarat - 380022CBIN0282382380016033079-25399191
Cash Management Service, Ahmedabad

First Floor, Central Bank Bldg., Lal Darwaja , Ahmedabad, Dist - Ahmedabad , Gujarat - 380001CBIN0283268NON-MICR079-25500863
Ahmedabad Zonal Office
Central Bank Building, P.o.no:205, Lal Darwaja Dist - Ahmedabad Gujrat - 380001CBIN0281109NON-MICR
Ahmedabad Regional Office

Central Bank Building, 6th Floor, P.b.no: 226, Lal Darwaja Dist - Ahmedabad, Gujarat - 380001CBIN0281169NON-MICR
079-25501466/ 25503586
MID Corporate Finance Branch AhmedabadGround Floor, Lal Darwaja, Ahmedabad - 380001CBIN0283874NON-MICR
Retail Asset Branch-ahmedabad

1st Floor, Central Bank Building, Laldarwaja, Ahmedabad-380001, Ahmedabad, GujaratCBIN0284588NON-MICR

Products Offered by Central Bank of India in Ahmedabad

The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:

Basic Details of Central Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income
Age – The minimum age of the applicant should be 18 years
As per individual's repayment capacity8.55% - 9.10%0.50% of the loan amount subject to maximum ₹ 20,000Maximum – 30 years
Personal LoanPermanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service
confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
₹ 1,00,000 – ₹ 5,00,00,00012.30%
0.50% of the loan amount subject to maximum ₹ 10,0003 – 7 years
Vehicle LoanEligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms
Age – Minimum age of the applicant should 18 years and maximum 65 years
Minimum Annual Income -For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000
For New Car : ₹ 75,00,000
For Used Car: ₹ 10,00,000
For 2- wheeler: ₹ 10,00,000
7.25% - 7.70%-4 - 7 years
Loan Against PropertyMinimum age of the applicant should be 21 years
Maximum age of the applicant should be 70 years
Minimum Gross Income of the applicant should be ₹ 2,00,000
Minimum - ₹ 1,00,000
Maximum - ₹ 5,00,00,000
10% - 12% p.a.
0.50% - 1% of the loan amountUp to 10 years
Business LoanDepends on the scheme availedUp to ₹ 1,00,00,0008.75% - 9.50% p.a.Depends on the loan amountUp to 10 years
Education LoanThe student should be an Indian National
Should have scored as per the marking set by bank
Up to ₹ 20,00,0008.50%- 10.50% p.a.Nil - ₹ 1,000Up to 15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000)
Charitable and educational institutions
Blind Persons
Illiterate persons
Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates
-2.75% - 5.50%-7 days - 10 years

Documents Required

Product NameDocuments
Home Loan Duly Filled Application Form with 2 Passport Size Photographs
Sale Deed & Agreement of Sale
Bank Property Valuation Report/Full Cost Estimate
Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Identity Proof - PAN Card/Passport/Voter ID/ Driving License
Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill
Income Proof - Salary Slip/ ITR, Latest Bank Statements
Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Vehicle LoanAge Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph
Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Sign Verification Proof - Driving License/ Passport copy/ PAN Card
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of business Address
Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)
In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover)
Education Loan Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Bank Statement/Pass Book of last 6 months
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%