Central Bank of India Car Loan Kolkata - Wishfin

Central Bank of India Car Loan in Kolkata

About Central Bank of India Car Loan in Kolkata

Owning a car is one of the most cherished dreams of the people. It gives immense pleasure to drive a self-owned car. You feel a sense of belongingness towards it. And moreover, owning a car gives you the comfort of visiting anywhere, anytime in a time of emergency. Though buying a car is an expensive deal but the benefits it provides are worth it. Also, with the availability of car loan, it becomes easy to manage the funds. You need not pay the entire amount together but in installments. These installments are to be paid for a number of years thus the payment doesn’t become a burden. But the real challenge is to select the lender that provides the loan at a reasonable rate of interest and charges fair processing fees. Let’s make it easy for the people of Kolkata. In Kolkata, Central Bank of India offers car loan at an attractive rate of interest and charges nominal processing fees. It grants a loan to the eligible candidates and helps them acquire their dream car.
Founded by Sir Sorabji in the year 1911, Central Bank of India is the leading name in the banking and financial industry. The bank was nationalized by the Indian Government in the year 1969 and since then it has strived hard to render the quality service to its customers. It takes care of all the financial requirement of the people and provides right guidance to all the customers. It promotes the people to cherish their dreams and provides a remedy to overcome the obstacle of finance.
Saying this, the bank has helped millions of people through out the country to get their personal car. In Kolkata, the bank does the same. The information of Car Loan Kolkata is given below:

Central Bank of India Car Loan in Kolkata at a Glance

Interest RateNew Cars: 8.70% p.a.

Pre-owned Cars: 9.80% p.a.
Loan AmountNew Cars : Max. upto ₹75 Lakh

Pre-owned Cars: Max. upto ₹ 10 Lakh
Loan TenureNew Cars : Upto 7 Years

Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old)
Processing FeeAs Per Bank Norms
Prepayment FeeAs Per Bank Norms

Eligibility Criteria

The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • The minimum age of the applicant should be 18 years and maximum 65 years
  • The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
  • The loan is provided to eligible segments mentioned below:
    -Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have a regular source of income.
    -Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
    -Non-resident Indians
    -Companies / Proprietorships, Partnership Firm /Societies/etc.

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

Proof List of Documents
Age Proof Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate
Identity ProofPAN Card/ Voter ID/Passport/Driving License, photograph
Income ProofForm 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address ProofLatest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Signature Verification ProofDriving License/ Passport copy/ PAN Card

Read Car Loan Kolkata for more information.

Address of Central Bank of India Branches in Kolkata

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Kolkata is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Ballygunge, Kolkata
157 A, Rash Behari Avenue, Ballygunge, KolkataCBIN0280090700016006033-24643968, 033-24642146
Bow Bazar, Kolkata

156, Bepen Behari Ganguli Street, Baithakhana Market, KolkataCBIN0280091700016008033-23500629
Brabourne Road, Kolkata
5, Synagogue Street, Brabourne Road, KolkataCBIN0280092700016004033-22424247 / 4279, 033-22423636
Camac Street

10, Camac Street Industry House Kolkata - 700017CBIN0280093700016013033-22822184, 033-30919203
College Street, Kolkata1, Bidhan Sarani, KolkataCBIN0280094700016012033-22411401, 033-22198235
Dharamtala, Kolkata68, Dharamtala Street, KolkataCBIN0280095700016015033-22443505, 033-22178679
Kidderpore, Kolkata
3/1, Diamond Harbour Road, Kidderpore, KolkataCBIN0280096700016023033-24793338, 24491129
Esplanade, Kolkata5, Chowringhee Approach, KolkataCBIN0280098700016016033 -22282108
Hatkhola, Kolkata

100, Sovabazar Street, P.O. Hatkhola, KolkataCBIN0280100700016020033-25306526 / 8104, 033-25308104
Grey Street, Kolkata
21 - A, 21 - B, Jatindra Mohan Avenue, KolkataCBIN0280101700016018033-25307167, 033-25332772
178, M G Road, Kolkata - 700007CBIN0280102700016003033-22681255 / 57, 033-22691426
Bhowanipore, Kolkata

86, Shyamaprasad Mukherjee Road, P.O. Kalighat, KolkataCBIN0280103700016005033-24552313, 033-24552442
New Market

10 Nelie Segupta Sarani, Kolkata - 700087CBIN0280105700016027033-22523120, 033-22524941
Manicktalla, Kolkata

142, A & B, Acharya Prafullachandra Road, Manicktalla, KolkataCBIN0280106700016026033-23504698, 033-23547519
Kolkata M.O

Kolkata M.O 33 N S Road, Kolkata - 700001CBIN0280107700016050033-22308921-27/ 2535/ 22310369
Park Street, Kolkata1, Park Street, KolkataCBIN0280108700016029033-22296516
Beliaghata, Kolkata
14, C.I.T. Scheme, VI - (M) Phoolbagan, KolkataCBIN0280109700016007033-23208490/ 23210122
Rabindra Sarani, Kolkata18, Rabindra Sarani, KolkataCBIN0280110700016033033-22253998 / 1547
Shyambazar, Kolkata

11, Bhupendra Bose Avenue, Shyambazar, KolkataCBIN028011170001603825556143
Purba Putiari

70, Gangapuri, P.O. Purba PutiariCBIN0280112700016031033-22296516
Park Circus Kolkata207 - B, Park Street, KolkataCBIN0281041700016032033-22476832
Entally, Kolkata
139 H, Ananda Palit Road, KolkataCBIN0281055700016017033-22448321, 033-22167301
Regent Park Kolkata

131, Netaji Subhas Chandra Bose Road, KolkataCBIN0281075700016042033-24814078

25, 26 & 27 S.N. Banerjee Road, Chiriamore, BarrackporeCBIN0281090700016064033-25920553
47, Arbhindaa Road, P.O. NaihatiCBIN0281099700016070033-25812315
Ghughudanga, Kolkata14, Dum Dum Road, KolkataCBIN0281182700016019033-25568488, 033-25321861
Baranagar, Kolkata
37, Gopallal Tagore Road, KolkataCBIN0281233700016009033-25577495
Jadavpur, Kolkata
26, Raja S.C. Mullick Road, Jadavpur, KolkataCBIN0281247700016022033-24123499, 033-24141707
Kasba, Kolkata
91, R.K. Chatterjee Road, KolkataCBIN0281273700016024033-24423314
35, G.T. Road, P.O. RishraCBIN0281315700016058033-26722835
Station Road, RaharaCBIN0281347700016063033-25682732, 033-25658585
17, B.T. Road, TitagarhCBIN028134970001606125010743, 25010655
Salt Lake, Kolkata

Block - DD, Plot 13 - 18, Sector - 1, Salt Lake, KolkataCBIN0281353700016045033-23213228, 23371794

Station Road, Sodepur, P.O. SodepurCBIN0281409700016062033-25532555
Belghoria, Kolkata

102, Fedder Road, Belghoria, KolkataCBIN02814537000160111800 200 1911
Belgachia, Kolkata
C - 64/96, Khudiram Bose Sarani, KolkataCBIN0281459700016048033-25645780, 033-25441508,
Singhibagan Chittaranjan Avenue, Kolkata4 & 5 Singhibagan Lane, Kolkata
CBIN0281476700016039033-22693779, 033-22709003
Prince Anwarshah Road, Kolkata392/1, Prince Anwar Shah Road, KolkataCBIN0281663700016035033-24144487
Jorasanko, Kolkata
119, B, Chittaranjan Avenue, KolkataCBIN0281672700016044033-22355094, 033-22343800
Red Cross Place, Kolkata4 & 4/1, Red Cross Place, KolkataCBIN0281713700016041033-22489291/ 22101280, 033- 22480710
Picnic Garden Kolkata

196/E/4, Picnic Garden Road, Picnic Garden, KolkataCBIN0282142700016034033-23434302
NBO KolkataBBD Bag, Kolkata CBIN02823287000160011800 200 1911

A/9/9/S, Kalyani, Post Office KalyaniCBIN0282552700016083033-25829125

57/A, North Jessore Road, BarasatCBIN0283412700016074033-25843211

Baroda Complex, Kulpi Road, Kacheri Bazar, Opp.Baruipur Police Station, P.O.BaruipurCBIN0283414700016079033-24335563

Pushpangan, 68/9 Madhyamgram, Sodepur Road, P.O.MadhyamgramCBIN0283431700016072033-25268966
Metro Central Railway
53, Central Avenue, Kolkata - 700012CBIN0010102700016003033-22349856


Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%