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Citibank Chandigarh

Citibank Chandigarh

Last Updated : May 29, 2018, 3:39 p.m.

About Citibank

Established in 1902, Citibank is the private sector bank that aims at rendering best-in-class banking and financial services. It is owned by the Citigroup, the largest foreign direct investor in financial services in India. The bank provides all sort of loan and investment products. The loan products offered are a personal loan, home loan, loan against property and commercial vehicle loan. The bank charges nominal rate of interest on the advances. It even offers various saving schemes to encourage the people to save for the future. The customer can invest in the fixed deposit and yield attractive returns on the deposit and thereby increase the savings.

So, whatever the requirement be, the bank has a tailor-made solution for all financial problems. Moreover, for the comfort of its customer the bank has enabled the banking facility online. Now the customers can access the bank and avail the banking facility anywhere and anytime. It has always believed in delivering the most appropriate products which can offer customer the best experience. The details of the products offered by the bank are given below.

Address of Citibank Branches in Chandigarh

The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Chandigarh are mentioned in the table below:

Branch Name
Complete Address
IFSC Code
MICR Code
Contact Number
Chandigarh
SCO 132/133, Sector - 9C, Madhya Marg, Chandigarh - 1600017
CITI0000013160037002022-40005706/ 022-40005922/ 022-28446390 /022-40015618

Products Offered by Citibank in Chandigarh

In Chandigarh, Citibank offers home loans, personal loans, loan against property, commercial vehicle loans, business loans, under the category of loans and high-interest rates under the category of investment products.

Basic Details of Citibank Products

ProductEligibilityAmountInterest RateProcessing FeeTenure
Home LoanAt least 23 years of age
Minimum work experience of 2 years
Up to 10 Crores8.45% OnwardsUp to 0.40% of the loan amount25 years
Personal LoanSalaried individuals
Self-employed professional and business owners
Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan
Up to 30 lakhs10.49% OnwardsUp to 2.5% of the loan amount sanctioned5 years
Commercial Vehicle Loan-Up to 1 CroresAs per bank's normUp to 3% of the loan amount4 years
Business Loan-Up to 80% of the value of the collateral-Up to 2% of the loan amount sanctioned6 months
Loan Against PropertyIndividual of at least 23 years of age
Salaried individual of maximum 60 years of age
Self-employed individuals of maximum 65 years of age
Salaried individuals with at least 3 years of working experience
Self-employed individuals with at least 2 years of cash profit
Up to 5 Crores9.50% p.a.Up to 0.75% of the loan amount15 years
Fixed DepositValid identity proof
Valid address proof
A permanent address
A telephone number
15 lakhs and above2.00% - 4.25%NA5 years and above

Documents Required

ProductDocuments
For SalariedFor Self-employed
Home LoanSigned application form with photograph
ID and residence proof
Approved Building Plan
Last 3 months bank statements
Last 3 months salary-slips
Form 16 or Income Tax Returns
Signed application form with photograph
ID and residence proof
Approved Building Plan
Last 3 months bank statements
Last 2 years Income Tax Returns
Last 2 years CA Certified Profit & Loss Account
Personal LoanProof of Identity-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Job card issued by NREGA1
Letters issued by the Unique Identification Authority of India

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return
Original Letter from Company

Proof of Age -

Birth Certificate
School Leaving certificate
Passport

Length of Employment / Continuity of Business-

Letter from employer
Old PaySlip/For m 16
HR check by designated CPA resource

Proof of Income and Occupation-
Latest one or 2 salary slip (not more than 3 months old)
Latest Form 16
Last 3 months bank statement
Identity Proof-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Professional License With Photograph
Trade License With Photograph

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return

Proof of Age-

Birth Certificate
School Leaving certificate
Passport

Length of Employment / Continuity of Business-

Lease Deed/Rent Receipts
Ownership Document
Utility Bills
Tax Returns from the same city
3 year old bank statement

Proof of Income and Occupation-

IT Returns for last 2 years and supplementary documents Computation of Income Schedule
P&L Account
Balance Sheet
Audit Report
Above accounts to be certified by CA
Last 6 months bank statement
Vehicle LoanProof of Identity-

Photograph is mandatory
PAN
Valid Driver’s License

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card

Proof of Age -

Birth Certificate
School Leaving certificate
Passport
Identity Proof-

Photograph is mandatory
PAN
Valid Driver’s License

Proof of Residence-

Valid Driving License
Valid Passport
Voter’s ID card

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
Business LoanProof of Identity-

Photograph is mandatory
PAN

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age -

Birth Certificate
School Leaving certificate
Passport
Identity Proof-

Photograph is mandatory
PAN

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
Loan Against PropertyFilled loan application form
2 Passport size photos
Last 2 years ITR
Identity proof (Passport/Driving License/Voter ID/PAN Card)
Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport)
Last 6 months salary slip
Last 2 years Form 16
Last 6 months bank statement showing salary credit
Filled loan application form
2 Passport size photos
Last 2 years ITR
Identity proof (Passport/Driving License/Voter ID/PAN Card)
Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport)
Business proof such as VAT/service tax registration
Incorporation details in case of companies
Business address proof
Profit and loss account
Balance sheet certified by CA
Copy partnership in case of partnership business
Fixed DepositProof of Identity-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
Voters card with DOB
Identity Proof-

Photograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card

Proof of Residence-

Valid Driving License
Valid Passport

Proof of Age-

Birth Certificate
School Leaving certificate
Passport
Voters card with DOB

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