About Dena Bank Car Loan Noida
Dena Bank was formed on 26th May 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd. Later on, it became a Public Ltd. Company in 1939 and the name was changed to Dena Bank Ltd. In July 1969 Dena Bank Ltd. along with 13 other banks was nationalized and in today's time is a public sector bank established under the Banking Companies(Acquisition & Transfer of Undertakings) Act, 1970. The bank is permitted to undertake other business apart from the other banking business and which has been prescribed in Section 6 of the Banking Regulations Act, 1949 under the directives of the Banking Regulations Act 1949. The bank establishes its presence through 1,773 branch networks and some of the branches occupy Noida as well.
The bank provides various forms of products and services such as deposits, loans, international banking, corporate banking, internet banking, priority and small & medium enterprise services. Among the hoards of loan products, a car loan is one such loan offered by Dena Bank.
When you're preferring Dena Bank for your car loan, the bank understands your preferences following the decision of owning a car. It might be easy for you to select the right make and model of the car you want to purchase, but it takes a little work to identify the right car financing plans for funding the car of your dreams. Amongst car loan providers in the market, if you consider Dena Bank as your loan provider then you automatically tend to link with the offers provided by the bank. The bank offers more comprehensive car finance plans for both new cars as well as used cars. Owing to such advantageous features, the car loan of Dena Bank is ranked as one of the top financial products in the market. The car loan offered by Dena Bank has attractive interest rates with varied options available for your monthly car loan payments with a suitable tenure. However, the eligibility criteria of an applicant put more weightage at the time of sanctioning of the loan. Nevertheless, a good credit history of periodic payments plays a great role when it comes to disbursement of the loan. The maximum limit for loan availability set by Dena Bank is ₹ 200 lakhs for the new cars.
Dena Bank Car Loan Noida at a glance
|Interest Rate||7% onwards|
|Loan Amount||Upto ₹ 200 lakhs for purchase of a new car.|
|Tenure||Maximum upto 7 years for new vehicle.|
2nd hand four-wheeler(upto 3 year old)-Maximum upto3 years
|Processing Fee||₹ 500 irrespective of loan amount (Plus service tax as applicable from time to time)|
Salaried Individuals, proprietary firm, partnership firms and companies are eligible to apply for the car loan.
The minimum income for salaried individuals/proprietary firm is ₹ 2.50 lakhs per annum.
The minimum income for partnership firm/company is ₹ 3 lakhs per annum.
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card.
Proof of Income: Latest salary slip with form 16 / Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum / Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company / Latest ITR
Bank Statement: Last 6 months
To know more, visit Car Loan Noida
Address of Dena Bank Branches in Noida
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Noida||C - 136, Sector - 19, Noida - 201301||BKDN0721125||110018026||0120-2545747/2545749|
|Greater Noida||Kailash Hospital, 23 Institutional Area, Greater Noida - 201308, Uttar Pradesh||BKDN0721172||110018035||0120-2320679|
|Noida Sector||Dena Bank, Plot No 1, Khasra No 449 Sector 51 Village Hoshiarpur Dist.Gautam Budh Nagar, Noida 201301||BKDN0711779||NON-MICR||8447753272|