Dena Bank Fixed Deposit in Ghaziabad

About Dena Bank Fixed Deposit Ghaziabad

Dena Bank is one of the Indian Commercial Banks which has its headquarters in Mumbai. Devkaran Nanjee family founded the bank on the 26th of May, 1938. Subsequently, the Government of India nationalized the bank along with 13 other commercial banks in the year 1969. It is one of the public sector banks which was once selected amongst six other banks by the World Bank in the year 1995 for disbursing the loan amount of ₹72.3 Crores under Financial Sector Development Project. The bank established its presence in Ghaziabad through some of its branches. The city is widely recognized for its large and planned industrial regions which is a home to the prominent commercial, industrial and educational centre of western U.P. The bank encompasses consistent banking services to its customers which involve Personal Banking Services that includes Loan, Deposit and Investment Services, Small and Medium Enterprises(SME) services and a couple of other premium services. Amongst this, fixed deposit is one of the financial deposit made by the customers in larger numbers in Dena Bank.

Fixed deposit is a financial instrument preferred by customers as a safe generation of returns for a fixed period of time. The interest depends upon the varying time intervals which are chosen by an individual at the time of choosing their fixed deposit. The returns are guaranteed at an attractive interest rate offered by the Dena Bank. The time intervals range from 7 days to 10 years where the customer opts for investing in the fixed deposit as per their own financial goals. Ofcourse, the tax liability you may find in fixed deposit even, which tends to exceed ₹10,000 in a financial year. Moreover, the customers have an option to either continue with your FD for another time period or withdraw and that too depends on their saving objectives.

Dena Bank Fixed Deposit Ghaziabad at a glance

ParticularsDetails
Interest Rate3.50% - 7.25%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The entities listed below are eligible to apply for fixed deposit :

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

2. The eligibility criteria for Dena Maha Tax Bachat Yojna is as follows:

  • Minimum Lock-in period should be of 5 years.
  • Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
  • Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.

Documents Required with Dena Bank Fixed Deposit Ghaziabad

Category

Documents
An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Trusts
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/Clubs
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

For accessing further details, visit Fixed Deposit Ghaziabad

Address of Dena Bank Branches in Ghaziabad

Branch NameComplete AddressIFSCMICRContact Number
Ghaziabad 17, Navayug Market, Ghaziabad - 201001BKDN07206871100180290120-2797269
VaishaliGaur Gravity Heights Hall No 8, Sector 4, Vaishali, Up 201002 BKDN0711660NON-MICR9869182555
Raj NagarJ 3 Raj Nagar District Centre, Raj Nagar, Ghaziabad, Uttar Pradesh, Pincode 201001 BKDN0711826NON-MICR9411803194
VasundharaPlot No C 15 Ground Floor Sector 15 Vasundhara Ghaziabad Uttar Pradesh Pin Code 201012BKDN0711847NON-MICR9601566576

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