Dena Bank Fixed Deposit in Kolkata

About Dena Bank Fixed Deposit Kolkata

Dena Bank is one of the recognized public sector banks which got nationalized along with 13 major banks in July 1969. The founder of the bank is Devkaran Nanjee and his family, constituted the bank on the 26th of May 1938. The World Bank selected this bank in the year 1995 for disbursing a loan of ₹72.3 Crores under Financial Sector Development project. This has technologically upgraded the bank to provide reasonable loans to varied customers electronically at their disposal.

The bank sets up its presence in the heart of Kolkata, the commercial and financial centre of East and north-East India. The different types of loan schemes are provided by Dena Bank which includes Dena Trade Finance, Dena Gold Loan Scheme, Dena Vidya Laxmi Educational Loan Scheme, Dena Senior Citizen Pensioners’ Loan Scheme, Dena Suvidha (Personal Loan) Scheme, Dena Loan Against Property Scheme, Dena Vehicle Loan Scheme, Dena Consumer Durable Loan and Dena Doctor+. Such loans have suitably promoted the entrepreneurial activities in Kolkata due to which large-scale based public and private sector companies including steel, heavy engineering, mining, minerals, cement, pharmaceuticals, food processing etc. have a firm standing till date.

Apart from the loans the bank provides, fixed deposit is widely chosen by the customer when it comes to the safety in returns.

Fixed deposit is one such trusted investment avenue of every customer when it comes to investing. As the interest rate differs according to the tenure of the deposit, the selection of investment period is made as per one’s saving goal. Also, there is no predetermined maximum limit on investment. So, the depositor has the free will to deposit as much he/she plans for. The return is calculated on the deposit amount and augment either at the maturity of the FD or at the frequency ascertained by the depositor. The depositor can renew the deposit when he/she doesn’t need the amount immediately.

Dena Bank Fixed Deposit Kolkata at a glance

ParticularsDetails
Interest Rate4.00% - 7.00%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The entities listed below are eligible to apply for fixed deposit :

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

2. The eligibility norms for Dena Maha Tax Bachat Yojna is as follows:

  • Minimum Lock-in period should be of 5 years.
  • Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
  • Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.

Documents Required with Dena Bank Fixed Deposit Kolkata

Category

Documents
An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Trusts
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/Clubs
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

For getting additional details, visit Fixed Deposit Kolkata

Address of Dena Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Burra Bazar112, Rabindra Sarani, P.B.No.704, Burra Bazar, Calcutta, West Bengal - 700073BKDN0910075700018004033-22685764(D)/22381581
Bhowanipore109/D, Ashutosh Mukherjee Road, Bhowanipore, Calcutta, West Bengal 700025BKDN0910081700018008033-24755568/24754932
Calcutta Shyam Bazar83/1, Bidhan Sarani, Shyam Bazar, Calcutta - 700004BKDN0910172700018012033-25556365/25553038
Kolkata Rashbehari Avenu41 A (C), Rash Behari Avenue, KolkataBKDN0910173700018011033-24634211/24643781
Park Street3, Park Street, Calcutta, West Bengal - 700016BKDN0910300700018005033-22267845(D)/22295487/6393
Beckbagan - Park CirBeck Bagan, 3, Mrigendra Lal Mitra RDCalcutta, West Bengal - 700017BKDN0910547700018007033-22409644/22477033
Sealdah20 A , Ramnath Biswas Lan Sealdah 700009BKDN0910647700018015033-23505638
Calcutta - Behala 427/a, Diamond Harbour Road, Calcutta - 700034 . BKDN0910690700018016033-24782526
College Street 52 BY 11A, College Street, Calcutta 700073 BKDN0910693700018014033-22414803
ManiktallaP - 241, CIT RD.Scheme - IV(M), Kankurgachi, Manicktalla, Calcutta - 700054, West BengalBKDN0910697700018010033-23345124/23207018

 

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