HDFC Bank Hyderabad
Last Updated : March 24, 2017, 4:53 p.m.
HDFC Bank Main Branch Address Hyderabad, Telangana
People living in Hyderabad city need not to worry as the bank is always ready to serve all its customers better. With its main branch located at Amity Ville, Gr Flr, DNo 12/13/1270 to73, Tarnaka, Hyderabad, Telangana 500017, the bank always ensures to help one and all. The visiting hours of the branch are-9.30 a.m. to 3.30 p.m., open for one and all. However, to make you serve better the bank also has a helpline number, i.e. 040 6160 6161 that you can dial anytime to get your queries answered.
HDFC Bank Hyderabad Customer Care Number
In order to be in touch with the customer care executives of HDFC Bank in Hyderabad, just dial 99494 93333. Yes, this is the number that helps you to get in touch with the bank’s executives anytime from anywhere. These professionals having diverse experience and expertise give best solutions to the customer and make sure that all their concerns, queries and complaints won’t go unnoticed.
Products offered by HDFC Bank
Customers in the city of Hyderabad can avail various kinds of financial products and services from HDFC bank. The very same products have the capacity to fulfill every bit of the ambitions and dreams of people in the city. The products offered by the bank include a home loan , gold loan , business loan, education loan, car loan, personal loan, loan against property and fixed deposits. Examine the two tables given below for getting all the essential information related to the products.
Basic details of HDFC Bank loans in Hyderabad
| Product | Eligibility | Loan amount | Interest rate | Processing fee | Tenure |
|---|---|---|---|---|---|
| Home loan | The bank decides the eligibility of the applicant through certain factors like Income Educational qualifications, Age CIBIL score Income of the spouse Number of dependents Stability of employment Saving history Business, Liability & Assets | ₹ 75 Lakhs and above in selected cases | 8.50% - 9.40% | 1.25 % of the amount sanctioned plus GST | 30 years |
| Personal loan | 1.Must be a salaried individual who falls in the the category of Chartered Accountant, Doctor, employee of public sector undertakings or private limited companies. 2.He/she should be between the age group of of 21 to 60 years. 3. A working experience of a minimum of two years is needed 4.Must be employed with the current company for at least one year. 5. A net monthly income of at least ₹ 15,000 is needed. In case of applicants of cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000. | Up to ₹ 15 Lakhs | 10.75% - 14.50% | Up to 2.50% of the loan amount | Five years |
| Car loan | Salaried Employee- 1.Should be at least 21 years of age at loan application and <=60 years of age when the loan matures 2.Should have a job for a minimum of two years and must be working for the current employer for at least one year 3.A minimum annual income of ₹ 2,50,000 is needed Self employed individual (Sole Proprietorship)- 1.Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends 2.Need to be in their business for a minimum of two years 3.Need to have an annual income of at least ₹ 2,50,000 Self employed (Partnership Firms)- 1.Need to have a minimum turnover of ₹ 2,50,000. 2. Must be engaged in the business of trading, manufacturing and services. Self employed (Private Limited Companies) and Self employed (Public Limited Companies)- 1. Must be engaged in the business of trading, manufacturing and services. 2.A turnover of at least ₹ 2,50,000 annually is needed | For Salaried employee- 3 times of annual income For Self-employed- 6 times of annual income | 7.95% - 8.30% | 0.4% of Loan Amount | Seven years |
| Fixed deposits | Applicants who can apply for a fixed deposit account include- Residents Sole proprietorship firms Hindu undivided families Partnership firms Trust accounts Limited companies | Minimum of ₹ 5,000 | 2.50% - 6.25% | NIL | Seven days to ten years |
| Loan against property | Anybody, whether a self-employed professional or a salaried individual can apply for a loan. The applicant should fall in the age bracket of 21 to 65 years. The applicant should have a property which he/she can mortgage. He/she must earn sufficient enough to repay the loan. Proprietors, partnership firms and companies can apply too. | Up to 60% of the market value of the property | 10.25% to 10.75% | 1% of the loan amount | 1 year to 9 years |
| Business loan | 1.Self Employed people like Individual Proprietors, Partnership Firms and Private Limited Company involved in the business of Trading, Manufacturing, or Services can apply. 2. Minimum Turnover of ₹ 40 Lakhs is needed 3. total business experience should be five years. The applicant needs to be in his/her current business for a period of at least three years 4. Business must be profitable for the past two years 5. Annual Income should be at least ₹ 1.5 Lakhs 6. The age of the applicant at the time of application should be 21 years 7. The applicant should not exceed the age of 65 years when the loan matures | Up to ₹ 15 Lakhs ( ₹ 50 Lakhs in certain cases) | 15.50% to 18.30% | 2.50% of the loan amount | One to four years |
| Education Loan | 1.You should be an Indian resident 2. You need to be between the age group of 16 to 35 years 3. A co-applicant is necessary for all the full time programmes | Up to ₹ 10 Lakhs | 9.50% to 13.81% | 1% of the loan amount sanctioned | 15 years |
| Gold Loan | You should be an Indian citizen owning gold | Minimum of ₹ 50,000 | 9.50% to 15.35% | 0.50% of the loan amount sanctioned | 6 months to 48 months i.e. half an year to four years |
Documents Required to Apply
The documents needed for availing a loan from HDFC Bank Hyderabad have been mentioned below-
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Lakdikapul | 6 - 1 - 73 Gr Floor, Saeed Plaza, Lakdikapul, Hyderabad - 500004, Telangana | HDFC0000021 | 500240002 | 9949493333 |
| Secunderabad | Usha Kiran Complex, Paradise Circle, , S. D. Road, Secunderabad - 500003, Telangana | HDFC0000042 | 500240003 | 9949493333 |
| Chanda Nagar | Shop No 2&3, A K Plaza, , Near Telephone Exchange, , Chanda Nagar, Ranga Reddy, Hyderabad - 500050, Andhra Pradesh | HDFC0000045 | 500240002 | 9949493333 |
| Himayat Nagar | Ground Floor Kalpavruksha, 3 - 6 - 475 / 3, , Himayat Nagar Main Road, Hyderabad - 500029, Andhra Pradesh | HDFC0000081 | 500240005 | 9949493333 |
| Sainikpuri | Shri ManuS Aroha Chambers, Above Foodworld, Rukminipuri, Sainikpuri Main Road, , Hyderabad - 500062, Andhra Pradesh | HDFC0000126 | 500240006 | 9949493333 |
| Dilsukhnagar | H. No. 16 - 11 - 19 / 8 / 2 / A & B, Saleem Nagar Colony, Malakpet, Dilsukhnagar, Hyderabad - 500036, Andhra Pradesh | HDFC0000218 | 500240007 | 9949493333 |
| Jubilee Hills | Plot No 1355A, , Road No 1 & 45, Jubilee Hills, Hyderabad - 500033, Andhra Pradesh | HDFC0000317 | 500240009 | 9949493333 |
| Charminar | H. No. 21 - 1 - 516, 517, 518, , Rikabganj, Opposite High Court, , Charminar, , Hyderabad - 500002, Andhra Pradesh | HDFC0000318 | 500240008 | 9949493333 |
| Kukatpally | Plot No 10 & 15, Dharma Reddy Colony, KPHB Colony, Kukatpally, Hyderabad - 500072, Andhra Pradesh | HDFC0000364 | 500240002 | 9949493333 |
| Mehdipatnam | SGM Mall, 12 - 2 - 825 & 826, Mehdipatnam, Hyderabad - 500028, Andhra Pradesh | HDFC0000365 | 500240011 | 9949493333 |
| Nacharam | Narmada Arcade, Plot No. 131, Snehapuri Colony, Nacharam, Hyderabad - 500076, Andhra Pradesh | HDFC0000368 | 500240010 | 9949493333 |
| West Marredpally | Plot No. 78 / A, Sterling Grand Cvk, , West Maredpally, Secunderabad - 500026, Andhra Pradesh | HDFC0000377 | 500240012 | 9949493333 |
HDFC Bank Branches with IFSC Codes in Hyderabad
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Lakdikapul | 6 - 1 - 73 Gr Floor, Saeed Plaza, Lakdikapul, Hyderabad - 500004, Telangana | HDFC0000021 | 500240002 | 9949493333 |
| Secunderabad | Usha Kiran Complex, Paradise Circle, , S. D. Road, Secunderabad - 500003, Telangana | HDFC0000042 | 500240003 | 9949493333 |
| Chanda Nagar | Shop No 2&3, A K Plaza, , Near Telephone Exchange, , Chanda Nagar, Ranga Reddy, Hyderabad - 500050, Andhra Pradesh | HDFC0000045 | 500240002 | 9949493333 |
| Himayat Nagar | Ground Floor Kalpavruksha, 3 - 6 - 475 / 3, , Himayat Nagar Main Road, Hyderabad - 500029, Andhra Pradesh | HDFC0000081 | 500240005 | 9949493333 |
| Sainikpuri | Shri ManuS Aroha Chambers, Above Foodworld, Rukminipuri, Sainikpuri Main Road, , Hyderabad - 500062, Andhra Pradesh | HDFC0000126 | 500240006 | 9949493333 |
| Dilsukhnagar | H. No. 16 - 11 - 19 / 8 / 2 / A & B, Saleem Nagar Colony, Malakpet, Dilsukhnagar, Hyderabad - 500036, Andhra Pradesh | HDFC0000218 | 500240007 | 9949493333 |
| Jubilee Hills | Plot No 1355A, , Road No 1 & 45, Jubilee Hills, Hyderabad - 500033, Andhra Pradesh | HDFC0000317 | 500240009 | 9949493333 |
| Charminar | H. No. 21 - 1 - 516, 517, 518, , Rikabganj, Opposite High Court, , Charminar, , Hyderabad - 500002, Andhra Pradesh | HDFC0000318 | 500240008 | 9949493333 |
| Kukatpally | Plot No 10 & 15, Dharma Reddy Colony, KPHB Colony, Kukatpally, Hyderabad - 500072, Andhra Pradesh | HDFC0000364 | 500240002 | 9949493333 |
| Mehdipatnam | SGM Mall, 12 - 2 - 825 & 826, Mehdipatnam, Hyderabad - 500028, Andhra Pradesh | HDFC0000365 | 500240011 | 9949493333 |
| Nacharam | Narmada Arcade, Plot No. 131, Snehapuri Colony, Nacharam, Hyderabad - 500076, Andhra Pradesh | HDFC0000368 | 500240010 | 9949493333 |
| West Marredpally | Plot No. 78 / A, Sterling Grand Cvk, , West Maredpally, Secunderabad - 500026, Andhra Pradesh | HDFC0000377 | 500240012 | 9949493333 |
About HDFC Bank
HDFC Bank has emerged as one of the most well-known banks in the country. It was instituted in the year 1994 when Reserve Bank of India gave its nod to Housing Development Finance Corporation Limited (HDFC) to set up a private sector bank as part of its liberalization policy. The journey of the bank as a scheduled commercial bank commenced from January 1995. The bank has served the people of the country for more than two decades. The bank works with the vision of emerging out as a world-class bank which can cement a solid legacy for itself. The main head office of the bank was inaugurated by Mr. Manmohan Singh, who was the Union finance minister of India, that time. The office is located in Mumbai, Maharashtra. HDFC Bank has a journey which can be written in golden words. The bank is serving the customers through 4,000 branches and 12,000 ATMs. It has delivered the products that are world class and hold a value of their own. Because of the same thing, the bank is a clear leader in many segments.
Hyderabad, the capital of Telangana is a leading city in India that has seen the development of several industries in recent times. HDFC Bank has ensured that all its products and services reach to the customer on time. It has therefore opened up more than 100 branches in the city.