ICICI Home Loan Patna - Rates Dec 2023, Eligibility, IFSC, EMI

ICICI Bank Home Loan in Patna

About ICICI Bank Home Loan in Patna

Patna, the capital of Bihar is one of the leading cities in eastern India. People in the city can now dream of owning a home as there is a bank that will provide much-needed assistance to them. ICICI bank offers a home loan to eligible borrowers at an affordable rate of interest and easy monthly EMIs. The bank has opened more than 10 branches in Patna for delivering the product.

Apply ICICI Home Loan @ 9.00%* Rate

ICICI Bank Home Loan in Patna at a glance

The important details of ICICI Bank Home Loan Patna are given below.

Interest rate9.00% - 10.05%
Loan amountFrom ₹30 Lakhs to ₹5 Crore (Few Cases)
TenureUp to 30 years
Processing fee0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable

New Delhi, Mumbai and Bengaluru- ₹2,000
Pre-payment chargeNIL for floating rate of interest

Up to 4% on the principal amount outstanding along with applicable service taxes

Eligibility criteria for an ICICI Bank Home Loan Patna

The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.

  • The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
  • The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
  • Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
  • In case, there is a co-applicant, his/her age should be at least 18 years
  • To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well

Documents needed for ICICI Bank Home Loan Patna

The list of the all the important documents has been given below. Check them out.

  • Completely filled application which is duly signed
  • Proof of Age- Passport/Birth certificate/ High school mark sheet
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Photographs of passport size
  • Proof of Address- Utility Bill / Passport/Leave and License Agreement
  • Salary slip of the past three months
  • Bank statement of the last six months
  • Processing fee cheque

Some extra documents which are needed-

For Self-employed Professional:

  • Proof of existence of Business
  • Income tax returns of the last three years
  • Education qualification certificate

For Self-employed Non-Professional:

  • Education qualification certificate
  • Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
  • Business Profile
  • Income tax returns of the past three years
  • Proof of existence of Business

Other documents related to property-

  • Power of Attorney Format

In case, the loan account holder dies, documents required are:

  • Letter of relinquishment
  • Request letter

For more information please refer to Home Loan Patna.

Address of ICICI Bank branches in Patna

The complete list of ICICI bank Patna branches has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Sadar Bazar50 A /1, Sadar Bazar, Taj Road, Agra Cantt, Uttar Pradesh 282001 ICIC0000351282229003022 - 67574314
Kamla NagarICICI Bank Ltd , Rashmi Palace , Nh No 2, Sultanganj Ki Pulia, Agra. 282002, Uttar Pradesh ICIC0000808282229004+91 512-2331042, 9839831660
ShahganjICICI Bank Ltd, 5, Saket Colony, Shahganj, Nh 11 Agra. 282001 Uttar PradeshICIC0001050282229005080816 67777
Agra Sanjay PlaceSanjay Place, No. 6,8- 13,Ground Floor , Shanta Tower, Agra, Uttar Pradesh 282002ICIC0006287282229002022 - 67574314 / 4322
Hing Ki MandiICICI Bank Ltd, 8/483, Hing Ki Mandi, Agra - 282003, Uttar PradeshICIC00015662822290079897003775
SikandraICICI Bank Ltd, 6/9, Ashirwad Vatika, Sikandra Bodla, Agra - 282007, Uttar PradeshICIC00015682822290069719103798
Mathura RoadICICI Bank Ltd, Mayur Complex, Nagla Padi, Agra - Mathura Road, Agra - 282005, Uttar PradeshICIC00019142822290099319123240

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