IDBI Bank Jaipur - Main Branch Address, Rates February 2024, IFSC Code

IDBI Bank Jaipur

About IDBI Bank

IDBI Bank is one of the leading commercial banks in India. The bank was set up in the year 2004 and prior to that, it was a development finance institution which used to mere finance the developmental projects which contributed in the spread of industries in various parts and development of the backward places. With the shift in the banking sector, the bank included the gamut of banking facilities along with keeping the original role as the DFI. The bank is the new generation bank with majority Government shareholding which now serves a number of lives through its wide range of products, retail, SME, and Agri-products and services.

The bank wants to touch as many lives as possible and make them aware about the banking facilities. The main aim of the bank is to be the most trusted and preferred bank of the people. The bank wants to be the torchbearer in the corporate governance and continue to work in the ethical, transparent and professional way. It wants to continue the functioning by providing the best financial solution to the people and continue the corporate and infrastructure financing. With the help of the latest technology and the efficient employee, it tends to enhance the value of the stakeholder.

Address of IDBI Bank Branches in Jaipur

Branch NameAddressIFSC CodeMICR Contact Details
JaipurD - 24, Durlabh Niwas Prithviraj Road, C - SchemeIBKL00000133022590020141-379955, 367929-0
Johari BazarAlfran Plaza, Mg Road, PanjimIBKL00001063022590030141-5172125 / 26
Jaipur - Main BranchS.C.O 72 - 73, Sector 17 - BIBKL00001423022590040141-5109356-9
Vaishali Nagar JaipurF - 29, Gautam Marg, Vaishali Nagar, Jaipur Rajasthan 302021 IBKL00002733022590040141-4037750
Tonk RoadShowroom No.2 & 3, Sunny Paradise, Near Kamal & Company, Tonk Road, Jaipur - 302015IBKL00002983022590060141-4133200 /1/2
Raja ParkBusiness Avenue, B 12, 12a, Baraf Khana, Govind Marg, Jaipur - 302012IBKL000088430225900891-294-2467111
Retail Asset - JaipurIDBI BANK(RAC), D - 24, Durlabh Niwas, Prithviraj Road, C Scheme, Jaipur - 302001, Rajasthan.IBKL0000807NON-MICR
J K Lakshmipat University BranchVillage Chatarpura At Lalya Ki Bass, Tehsil Sanganer, Dist JaipurIBKL0001111NON-MICR0141-6450142/45/47
CCU, Jaipur11/8, Govind Marg, Raja Park, Jaipur -302004IBKL00009843022590010141-4042902/04
Vidhyadhar NagarRama Heritage, A-8, Central Spine, Vidhyadhar Nagar, Jaipur-302023IBKL00012783022590109983327703
Geela Ki NangalVillage Geela Ki Nangal Kanota Nayla Road Tehsil BassiIBKL0002006NON-MICR9461473791
ChampapuraShop No 96& 97, Govindam Vihar, Village Champapur, Kalwar Road, Tehsil & District Jaipur, Pin 303706IBKL0002007NON-MICR9828163185

Products Offered by the IDBI Bank in Jaipur

Are you looking for the best financial kit in Jaipur? IDBI Bank is your stop to get all the best financial solutions to achieve your obligation and fulfill your objective. The bank provides all types of products and services for the smooth banking solution for the customers. The products include the home loan, loan against property, personal loan, education loan etc. The bank provides the fixed deposit scheme as well so that you can increase your saving through it.


Basic details about IDBI Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.80% - 12.25%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanThe age of the applicant should be between 21 - 65 years.

Permanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual
For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.
Minimum of ₹50,000 Up to maximum of ₹ 10 lakh 10.50% - 13.25%2% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

The age of the applicant should be between 18- 60 years.

Minimum annual gross salary of the individuals should ₹ 1.80 lacs

Should have minimum work experience of 2 years.
New Car - No maximum limit

Used Car - 75% of the agreed value
7.50% OnwardsNilFor new vehicles - 7 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or up to ₹ 10 crores and more than ₹ 10 cr depends on individual cases10.55% - 14.90% p.a.1% of the loan amountUp to 15 years
Education LoanThe student should be the resident of India.

Should have secured the admission through entrance exam/ merit based selection.

The student should have the guarantor/ collateral.
For India:up to₹20 lakh
For abroad: ₹ 30 lakh or 100% of the total cost of programme.
17.70%- 18.45% p.a.1% of the loan amountMoratorium: course period+ 1 year 0r 6 months after getting the job.
Up to 15 years after the completion of moratorium period.
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
2.90% - 5.90%15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required by IDBI Bank Jaipur for the different products are mentioned in the table below:

ProductsDocuments Required
Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Age Proof: School leaving certificate/ Passport/ Driving Licence/ Election ID Card/ Birth Certificate/ LIC Policy/ PAN Card
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Last 3 years income tax returns and complete business profile.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents along with approved sanctions/ building plans.
Educational LoanDuly filled application with recent photographs.
Proof of residence – Passport/ Utility bill/ Allotment letter.
Date of Birth proof
Certificate of Domicile
Fee particulars from school/ college
Scholarship proof
Study Certificate
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%