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About IDBI Bank
Address of IDBI Bank Branches in New Delhi
Products Offered by the IDBI Bank in New Delhi
Basic details about IDBI Bank products
Documents Required
IDBI Bank New Delhi
Last Updated : Feb. 15, 2017, 11:59 a.m.
About IDBI Bank
IDBI Bank was formed in the year 2004 and its parent company was a development financing institution. They used to finance the projects for the development of the infrastructure and to promote the industries in the country. Since the change of the company into the bank sector, it has accustomed itself to all the products and the services. The bank is providing all the banking facilities as well as continuing the role of DFI for the overall growth opportunities.
The mission of the bank is to deploy the world class technology, system and process to expand the business efficiency and exceed the customer expectation. With the help of the latest technology and the proactive workforce, the bank wants to deliver the innovative as well as customized services to the customer and make their banking experience easy and hassle free. The main aim of the bank is to expand its global presence and it is relentlessly striving hard to become the greener bank. The main mission of the bank is to be the most trusted and preferred bank which enhance the money of the customer.
Address of IDBI Bank Branches in New Delhi
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Siri Fort | 1/6, Siri Fort Institutional Area Khel Gaon Marg | IBKL0000010 | 110259002 | 6499681 - 85 |
| K G Marg | Surya Kiran Building , Ground Floor 19 K.G.Marg | IBKL0000011 | 110259001 | 011-23357800/1/2 |
| Pitampura | Aggarwal Chambers, Local Shopping Centre, Cd Block, Pitampura | IBKL0000037 | 110259003 | 7312625/4623/5629 |
| Rajouri Garden | Gupta House, Rabindranath Tagore Road, Civil Lines | IBKL0000040 | 440259002 | 0712-540606/9797 |
| Mahipalpur | E - 14, Main Vasant Kunj Road, Mahipalpur, New Delhi | IBKL0000075 | 110259007 | 6787116 - 118 |
| Chandni Chowk | IDBI Bank Ltd, 12th Floor, Nariman Bhavan Nariman Point | IBKL0000095 | 110259007 | 022-2883392 |
| Saket | B - 1, Meera Market, Chittorgarh | IBKL0000110 | 110259010 | 011-41664971-72, 41671046-48, 41671104-05, 10763410 |
| New Delhi - Main Branch | IDBI House No.58 Mission Road | IBKL0000127 | 110259012 | 22106140 / 2 |
| Manglam Place , Rohini, New Delhi | Vikas Surya Shopping Mall, Deepali Chowk, Plot No 18, Sector 8, Manglam Place , Rohini, New Delhi | IBKL0000163 | 110259014 | 011-27946616-21 |
| New Friends Colony (New Delhi) | CGH Building, D - 823, Main Road, New Friends Colony, New Delhi - 110065 | IBKL0000167 | 110259019 | 011-46514091-92-93, 26933437 |
| Palam | A - 1/20, Vijay Enclave, Palam Dabri Road, Palam: - 110045 | IBKL0000169 | 110259016 | 011-45521195-97, 45521000 |
| Preet Vihar | 11 New Rajdhani Enclave, Vikas Marg, Preet Vihar, New Delhi - 110092 | IBKL0000170 | 110259017 | 011-42440903-05 |
| Dwarka | G1 & G6, Plot No. 3, Ashirwad Chowk, Aggarwal Mall, Sector - 5, Dwarka, New Delhi - 110075 | IBKL0000172 | 110259015 | 011-42730346/47/48 |
| Lajpat Nagar | 54, Ring Road, Lajpat Nagar Iii, Null, New Delhi, Delhi 110024 | IBKL0000191 | 110259022 | 011-46574123-27 |
| Janakpuri | B - 1/26 - 27, Community Centre, Janakpuri, New Delhi - 110058 | IBKL0000192 | 110259021 | 011-41587187 To 89 |
| Paschim Vihar | B - 2/3, Paschim Vihar, Null, New Delhi, Delhi 110063 | IBKL0000193 | 110259024 | 011-45514226-30 |
| Ashok Vihar | B - 3/1, Ashok Vihar, Phase Ii, New Delhi, Delhi North, New Delhi 110052 | IBKL0000201 | 110259025 | 9818011307 |
| Punjabi Bagh | 2/46, Punjabi Bagh West, A.v. Road, New Delhi 110026 | IBKL0000248 | NON-MICR | 011-25225490 |
| Vikas Puri | J - 1 Virjanand Marg New Delhi 110 - 018 | IBKL0000249 | 110259030 | 011-28546512/13/14/16 |
Products Offered by the IDBI Bank in New Delhi
The capital city of India, New Delhi is one of the most vibrant and developed cities in the country. To fulfill the wishes you require the monetary support to turn the dream into reality. The financial stability is provided to the people of Delhi by IDBI Bank through the gamut of banking products and services. The bank provides the array of products like the personal loan, home loan, fixed deposit, loan against the property etc. to maintain the financial stability of the people of the city. It also provides several other services like investment banking, mutual funds, and capital market etc to enhance the wealth of the customer.
Basic details about IDBI Bank products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | The age of the applicant should be between 18 - 65 years Salaried individuals with minimum 3 years experience Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years | For salaried Individuals - Up to 4 years gross salary Self-Employed Individuals & Business person- Up to 4 years gross annual income For repairs & renovations - Up to ₹ 15 lacs | 8.80% - 12.25% | 0.50% of the loan amount | Up to 30 years or until attaining age of 70 years |
| Personal Loan | The age of the applicant should be between 21 - 65 years. Permanent employees of reputed PSUs and Joint Stock Companies Confirmed Central / State Government officials Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities The salary account of the employee should be maintained with the branch The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years. | Minimum of ₹50,000 Up to maximum of ₹ 10 lakh | 10.50% - 13.25% | 2% of the loan amount | Up to 5 years |
| Vehicle Loan | Eligible Segments - Individuals, professionals, reputed firms and companies The age of the applicant should be between 18- 60 years. Minimum annual gross salary of the individuals should ₹ 1.80 lacs Should have minimum work experience of 2 years. | New Car - No maximum limit Used Car - 75% of the agreed value | 7.50% Onwards | Nil | For new vehicles - 7 years |
| Loan Against Property | Existing customers having satisfactory dealing with the bank New customers with healthy credit history | Up to 50% of the property value or up to ₹ 10 crores and more than ₹ 10 cr depends on individual cases | 10.55% - 14.90% p.a. | 1% of the loan amount | Up to 15 years |
| Education Loan | The student should be the resident of India. Should have secured the admission through entrance exam/ merit based selection. The student should have the guarantor/ collateral. | For India:up to₹20 lakh For abroad: ₹ 30 lakh or 100% of the total cost of programme. | 17.70%- 18.45% p.a. | 1% of the loan amount | Moratorium: course period+ 1 year 0r 6 months after getting the job. Up to 15 years after the completion of moratorium period. |
| Fixed Deposit | Individual Joint (max. 4 people) A guardian on behalf of a minor HUF Partnership Firm A company Association or any other Institution | Minimum - ₹ 1,000 Maximum - No predetermined limit | 2.90% - 5.90% | 15 days - 10 years 7 days - 14 days only on single deposit of ₹ 5 lakhs & above |
Documents Required
The documents required by IDBI Bank Bengaluru for the different products are mentioned in the table below:
| Products | Documents Required | |
|---|---|---|
| Home Loan | Loan Application with 2 passport size photos of applicant / guarantor Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Processing fee cheque Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary Salary Certificate and Form No.16 (in case of salaried persons) IT Returns filed for the past three years (in case of non-salaried persons) A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed) Balance Sheet and P&L Account for the past three years (in case of self-employed) | |
| Personal Loan | Loan Application with 2 copies of passport size photographs Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years. Co-obligation Pronote /Pro-note Covering Letter | |
| Vehicle Loan | Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months. Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual) Age Proof: School leaving certificate/ Passport/ Driving Licence/ Election ID Card/ Birth Certificate/ LIC Policy/ PAN Card | |
| Loan Against Property | Duly filled Loan Application with passport size photographs - 2 copies each Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns Last 3 years income tax returns and complete business profile. Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals) Processing Fee cheque Property related documents: All the title related documents along with approved sanctions/ building plans. | |
| Educational Loan | Duly filled application with recent photographs. Proof of residence – Passport/ Utility bill/ Allotment letter. Date of Birth proof Certificate of Domicile Fee particulars from school/ college Scholarship proof Study Certificate | |
| Fixed Deposit | Application form Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |