IDBI Bank New Delhi

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About IDBI Bank

IDBI Bank was formed in the year 2004 and its parent company was a development financing institution. They used to finance the projects for the development of the infrastructure and to promote the industries in the country. Since the change of the company into the bank sector, it has accustomed itself to all the products and the services. The bank is providing all the banking facilities as well as continuing the role of DFI for the overall growth opportunities.

The mission of the bank is to deploy the world class technology, system and process to expand the business efficiency and exceed the customer expectation. With the help of the latest technology and the proactive workforce, the bank wants to deliver the innovative as well as customized services to the customer and make their banking experience easy and hassle free. The main aim of the bank is to expand its global presence and it is relentlessly striving hard to become the greener bank. The main mission of the bank is to be the most trusted and preferred bank which enhance the money of the customer.

Address of IDBI Bank Branches in New Delhi

Branch Name AddressIFSC Code MICR Contact Details
Siri Fort1/6, Siri Fort Institutional Area Khel Gaon MargIBKL00000101102590026499681 - 85
K G MargSurya Kiran Building , Ground Floor 19 K.G.MargIBKL0000011110259001011-23357800/1/2
PitampuraAggarwal Chambers, Local Shopping Centre, Cd Block, PitampuraIBKL00000371102590037312625/4623/5629
Rajouri GardenGupta House, Rabindranath Tagore Road, Civil LinesIBKL00000404402590020712-540606/9797
MahipalpurE - 14, Main Vasant Kunj Road, Mahipalpur, New DelhiIBKL00000751102590076787116 - 118
Chandni ChowkIDBI Bank Ltd, 12th Floor, Nariman Bhavan Nariman PointIBKL0000095110259007022-2883392
SaketB - 1, Meera Market, ChittorgarhIBKL0000110110259010011-41664971-72, 41671046-48, 41671104-05, 10763410
New Delhi - Main BranchIDBI House No.58 Mission RoadIBKL000012711025901222106140 / 2
Manglam Place , Rohini, New DelhiVikas Surya Shopping Mall, Deepali Chowk, Plot No 18, Sector 8, Manglam Place , Rohini, New DelhiIBKL0000163110259014011-27946616-21
New Friends Colony (New Delhi)CGH Building, D - 823, Main Road, New Friends Colony, New Delhi - 110065IBKL0000167110259019011-46514091-92-93, 26933437
PalamA - 1/20, Vijay Enclave, Palam Dabri Road, Palam: - 110045IBKL0000169110259016011-45521195-97, 45521000
Preet Vihar11 New Rajdhani Enclave, Vikas Marg, Preet Vihar, New Delhi - 110092IBKL0000170110259017011-42440903-05
DwarkaG1 & G6, Plot No. 3, Ashirwad Chowk, Aggarwal Mall, Sector - 5, Dwarka, New Delhi - 110075IBKL0000172110259015011-42730346/47/48
Lajpat Nagar54, Ring Road, Lajpat Nagar Iii, Null, New Delhi, Delhi 110024IBKL0000191110259022011-46574123-27
JanakpuriB - 1/26 - 27, Community Centre, Janakpuri, New Delhi - 110058IBKL0000192110259021011-41587187 To 89
Paschim ViharB - 2/3, Paschim Vihar, Null, New Delhi, Delhi 110063IBKL0000193110259024011-45514226-30
Ashok ViharB - 3/1, Ashok Vihar, Phase Ii, New Delhi, Delhi North, New Delhi 110052IBKL00002011102590259818011307
Punjabi Bagh2/46, Punjabi Bagh West, A.v. Road, New Delhi 110026IBKL0000248NON-MICR011-25225490
Vikas PuriJ - 1 Virjanand Marg New Delhi 110 - 018IBKL0000249110259030011-28546512/13/14/16

Products Offered by the IDBI Bank in New Delhi

The capital city of India, New Delhi is one of the most vibrant and developed cities in the country. To fulfill the wishes you require the monetary support to turn the dream into reality. The financial stability is provided to the people of Delhi by IDBI Bank through the gamut of banking products and services. The bank provides the array of products like the personal loan, home loan, fixed deposit, loan against the property etc. to maintain the financial stability of the people of the city. It also provides several other services like investment banking, mutual funds, and capital market etc to enhance the wealth of the customer.

Basic details about IDBI Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.35% - 8.65%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanThe age of the applicant should be between 21 - 65 years.


Permanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual
For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.
Minimum of ₹50,000 Up to maximum of ₹ 10 lakh 12.49% - 13.49%2% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

The age of the applicant should be between 18- 60 years.

Minimum annual gross salary of the individuals should ₹ 1.80 lacs

Should have minimum work experience of 2 years.
New Car - No maximum limit

Used Car - 75% of the agreed value

9.90% - 9.95%

NilFor new vehicles - 7 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or up to ₹ 10 crores and more than ₹ 10 cr depends on individual cases10.55% - 14.90% p.a.1% of the loan amountUp to 15 years
Education LoanThe student should be the resident of India.


Should have secured the admission through entrance exam/ merit based selection.


The student should have the guarantor/ collateral.
For India:up to₹20 lakh
For abroad: ₹ 30 lakh or 100% of the total cost of programme.
17.70%- 18.45% p.a.1% of the loan amountMoratorium: course period+ 1 year 0r 6 months after getting the job.
Up to 15 years after the completion of moratorium period.
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
4.00% - 7.25%15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required by IDBI Bank Bengaluru for the different products are mentioned in the table below:

ProductsDocuments Required 
Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Age Proof: School leaving certificate/ Passport/ Driving Licence/ Election ID Card/ Birth Certificate/ LIC Policy/ PAN Card
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Last 3 years income tax returns and complete business profile.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents along with approved sanctions/ building plans.
Educational LoanDuly filled application with recent photographs.
Proof of residence – Passport/ Utility bill/ Allotment letter.
Date of Birth proof
Certificate of Domicile
Fee particulars from school/ college
Scholarship proof
Study Certificate
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

 

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