IDBI Bank Pune

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About IDBI Bank

IDBI bank is one of the India’s largest commercial bank. It was set up in the year 2004 and the parent company was a development financing institute set up in the year 1964. The main objective of the company was to finance the development projects that can help in nation building and promote the growth of the industries. It is the new generation bank which is techno- savvy and has the majority of the Government shareholdings. It has touched the lives of many people and affected their finances through the variety of corporate, retail, SME and Agri-products and services. The bank has the headquarter in Mumbai and has spread the network in the entire nation and aim to extend globally and make a mark internationally.

The mission of the bank is to continue working in the ethical, transparent and responsible manner and set up the best example of the corporate governance. The bank is deploying the world class technology, system and processes to offer the best in class financial solutions. The purpose of the bank is to upgrade their financial kit to fit in the best product which can delight the customers. They want to set up the positive and the performance-driven workforce so that they can reach the highest business efficiency and exceed the expectation of the customer. The main aim of the bank is to enhance the value and wealth of the stakeholders and to become the most preferred and trusted bank for the customer.

Address of IDBI Bank Branches in Pune

 

Branch Name AddressIFSC Code MICR Contact Details
F. C. RoadDnyaneshwar Paduka Chowk Fergusson College RoadIBKL0000007411259001020-5678383-484-585
Kalyani NagarPlot No 128 , Ground Floor, Blue Hills Avenue, Kalyani Nagar, YerawadaIBKL0000034411259002020-6612036-8
AundhRajas Apt, Plot No 13, Abhimanshree Road, Off Baner Road, Aundh, PuneIBKL0000062411259003020-5893534-36
NigdiGround Floor Hotel Ashray , 77, Dewas Road,IBKL0000087411259004020-27641584, 27653500, 27640359
HadapsarA - 1 & 2 Prathamesh, Thatte Nagar, Gangapur Road IBKL0000102411259005020-26824801 / 02
Pune - Main BranchIDBI House, Janpath Unit - Ix, Post Bag No.190IBKL0000131411259006020-25677481/82
HinjawadiShree Ganesh Plaza Shivaji Chowk Hinjewadi 411021IBKL0000250411259028(020)22932411 / 12 / 13
Koregaon parkPlot No.353, Artha Vishwa Building, Lane No.5, Off North Main Road, Koregaon Park, Pune, Pin 411001IBKL0000301411259006020 66486300
Pune L RU W Bank Bldg., , 6/1 Budhwar Peth, , Laxmi Road, Pune, Pin code - 411002IBKL0000459411259023020-24452135, 24452697
Pune Lokmanyanagar5, Laxmi Park, , Dr. Sabane Bungalow, , Lokmanya nagar, Pune, Pincode - 411030IBKL0000460411259010020-24537114
Pune Tilak Road2065, Sadashiv Peth Sane Guruji Marg, Gangavataran Apartment, Near S P College Pune, Pincode - 411030IBKL0000490411259024020-24332383
Pune Deccan Gymkhana1233/A Sai Chhaya Apartment, , , Apte Road, , Deccan Gymkhana, Pincode - 411004IBKL0000502411259025020-25513210
Pune Sadashiv Peth562, Sadashiv Peth, , Chitrashala Building, , Kumthekar Road, , Pincode - 411030IBKL0000548411259009020-020-24452170
Pune ShivajinagarCTS NO.1189/3, Modern College Road., Near Dnyaneshwar Paduka Chowk Shivajinagar Pune, , Pune - 411005, , Pincode - 411005IBKL0000568411259008020-25533247
Ganesh Nagar Pune27/1, Yogeshwari Apartment, , Erandwana, , Ganeshnagar, , Pincode - 411051IBKL0000588411259026020-25440903
Pune Ashok Nagar421/A, Gokhale Road, , Near Symbiosis - - Atur Centre, , Ashoknagar, Pincode - 411016IBKL0000600411259027020-25655893
Pune SwargateMitra Mandal Co - Op. Hsg.soc.hall, , First Floor, 484/1 - 31 - 32, Parvati, Swargate, Pincode - 411009IBKL0000607411259011020-24442959
Pune CampSahajanand Complex, , 2416, East Street, , General Thimayya Road, Camp, Pincode - 411001IBKL0000616411259007020-26348064, 26330810, 26363911
Pune Service BR1548, B. Saiprabha Sadashiv Peth. Off Tilak Road Pune Pune 411009IBKL0000636411259022020-24339696

Products Offered by the IDBI Bank in Pune

The products and services provided by the IDBI bank are at par with the global standard. It provides the home loan, personal loan, education loan, loan against property etc. The new generation banks also give the term deposit schemes to increase the saving of its customer. The bank strives hard to make all the efforts to provide the best services to its customer. It has also included the investment option, capital market and mutual fund to give the different dimension to the financial solution.The customer care gives the best possible financial services to the people of the city.

Basic details about IDBI Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.35% - 8.65%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanThe age of the applicant should be between 21 - 65 years.


Permanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual
For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.
Minimum of ₹50,000 Up to maximum of ₹ 10 lakh 12.49% - 13.49%2% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

The age of the applicant should be between 18- 60 years.

Minimum annual gross salary of the individuals should ₹ 1.80 lacs

Should have minimum work experience of 2 years.
New Car - No maximum limit

Used Car - 75% of the agreed value

9.90% - 9.95%

NilFor new vehicles - 7 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or up to ₹ 10 crores and more than ₹ 10 cr depends on individual cases10.55% - 14.90% p.a.1% of the loan amountUp to 15 years
Education LoanThe student should be the resident of India.


Should have secured the admission through entrance exam/ merit based selection.


The student should have the guarantor/ collateral.
For India:up to₹20 lakh
For abroad: ₹ 30 lakh or 100% of the total cost of programme.
17.70%- 18.45% p.a.1% of the loan amountMoratorium: course period+ 1 year 0r 6 months after getting the job.
Up to 15 years after the completion of moratorium period.
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
4.25% - 7.25%15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required by IDBI Bank Pune for the different products are mentioned in the table below

ProductsDocuments Required 
Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Age Proof: School leaving certificate/ Passport/ Driving Licence/ Election ID Card/ Birth Certificate/ LIC Policy/ PAN Card
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Last 3 years income tax returns and complete business profile.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents along with approved sanctions/ building plans.
Educational LoanDuly filled application with recent photographs.
Proof of residence – Passport/ Utility bill/ Allotment letter.
Date of Birth proof
Certificate of Domicile
Fee particulars from school/ college
Scholarship proof
Study Certificate
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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