Table of Contents
About IndusInd Bank Car Loan in Kolkata
Kolkata is the capital city of West Bengal and one of the most important cities in the eastern India. It is one of the cheapest city as well. hr people standard have increased and the car is one of the status symbols which everyone likes to show to the other person. It is not necessary that you save all the money and then buy a car for yourselves. There are banks and NBFC which gives you the car loan to help you with the finances required to buy a car. IndusInd car loan is one of the best car loans which offers the facility at affordable rates and does not charge any processing fee to provide the maximum benefits to the customers.
IndusInd Bank Car Loan in Kolkata at a glance
|Interest Rate||As per bank's guidelines|
|Loan amount||85% of the showroom value. |
Depend on the income and profile of the applicant.
|Tenure||For new vehicles - 3 years|
|Pre- payment charges||As per bank’s norm|
- Eligible Segments – Individuals, professionals, reputed firms and companies
- The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
- Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
- The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
- The self- employed should have the minimum experience of 3 years in the current business or professions.
- The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
- The CIBIL score should be 600 and above. Should not have negative or caution profile.
- 1 passport size photograph
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
- Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
- Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.
To get further information, Click Car Loan Kolkata.
Address of IndusInd Bank Branches in Kolkata
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Kolkata||Savitri Towers, 3a, Upper Wood Street, Kolkata – 700017||INDB0000015||700234002||033 30212400 / 01 (30 LINES) BH - DIRECT 22896204.|
|Burra bazar||Burra Bazar, 46, Kali Krishna Tagore Street (1st Floor) Kolkata - 700007||INDB0000052||700234005||033 22594856/57, 22594819 22594855|
|Stock Exchange||Fortune Chamber, 6, Lyons Range, Ground Floor, Kolkata 700001||INDB0000515||700234004||033 22312723 / 24 22312725|
|Dunlop||H - 84, B.T. Road, Netaji Colony, Dunlop (nr Tobin Road Crossing), Kolkata - 700 090||INDB0000304||700234010||(033) 25313372, 25313373 , 25313374, 25313375 25313376, 25313377|
|Kankurgachi||194 A, Jyotsna Apt, Manikata Main Road, Kankurgachi, Kolkata - 700 054||INDB0000305||700234008||(033) 23203665, 23203666, 23203667, 23203668, 23203669, 23203670|
|Prince Anwar Shah, Kolkata||Ground Floor, Merlin Oxford #22, Prince Anwar Shah Road, Kolkata - 700 033, West Bengal||INDB0000314||700234009||033-24174780/82/85/ 91/95/96|
|Bhowanipore||13, Elgin Road, Kolkata 700 020, West Bengal||INDB0000463||700234019||033- 22870278|
|RN Mukherjee RD- Kolkata||G-4, Building No18, Rajendra Nath Mukherjee Road, Kolkata- 700 001, West Bengal||INDB0000382||700234015||033-22624731 / 33 / 34 / 35 / 36 / 38|
|Salt Lake, Sector-1- Kolkata||Ground Floor, Bf-20, Salt Lake, Sector-1, Tank No 4, Cap Camp Stoppage, Kolkata- 700 064, West Bengal||INDB0000526||700234020||033-23342267; 033-23342270; 033-23342271; 033-23342272; 033-23342273; 033-23342275|
|Salt Lake, Sector-v, Kolkata||Ground Floor (front Side), ?merlin Infinity?, Dn-51, Salt Lake, Sector-v, Kolkata- 700 064, West Bengal||INDB0000587||700234021||1860 500 5004|
|Kasba Kolkata||Grd Flr Rene Tower Plot No Aa1 1842 Rajdanga Main Road Ward No 107 Kasba Kolkata 700107 WB||INDB0000872||700234023||40056052|
|Lake Town Kolkata||Ground Floor P721 Laketown Block A Kolkata 700089 West Bengal||INDB0000909||700234024||40053703|
|G C Avenue Kolkata||Grd Flr Shop No 5a Chittaranjan Avenue G C Avenue Near Chandni Chowk Metro Station Bow Bazar Kolkata WB||INDB0000963||700234025||40055981|