IndusInd Bank Car Loan Kolkata Interest Rate- Wishfin

IndusInd Bank Car Loan in Kolkata

About IndusInd Bank Car Loan in Kolkata

Kolkata is the capital city of West Bengal and one of the most important cities in the eastern India. It is one of the cheapest city as well. hr people standard have increased and the car is one of the status symbols which everyone likes to show to the other person. It is not necessary that you save all the money and then buy a car for yourselves. There are banks and NBFC which gives you the car loan to help you with the finances required to buy a car. IndusInd car loan is one of the best car loans which offers the facility at affordable rates and does not charge any processing fee to provide the maximum benefits to the customers.

IndusInd Bank Car Loan in Kolkata at a glance

Interest RateAs per bank's guidelines
Loan amount85% of the showroom value.
Depend on the income and profile of the applicant.
TenureFor new vehicles - 3 years
Processing feeNil
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

  • Eligible Segments – Individuals, professionals, reputed firms and companies
  • The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
  • Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
  • The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
  • The self- employed should have the minimum experience of 3 years in the current business or professions.
  • The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
  • The CIBIL score should be 600 and above. Should not have negative or caution profile.

Documents Required

  • 1 passport size photograph
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
  • Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
  • Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.

To get further information, Click Car Loan Kolkata.

Address of IndusInd Bank Branches in Kolkata

Branch NameAddressIFSC CodeMICR Contact Details
KolkataSavitri Towers, 3a, Upper Wood Street, Kolkata – 700017INDB0000015700234002033 30212400 / 01 (30 LINES) BH - DIRECT 22896204.
Burra bazarBurra Bazar, 46, Kali Krishna Tagore Street (1st Floor) Kolkata - 700007INDB0000052700234005033 22594856/57, 22594819 22594855
Stock ExchangeFortune Chamber, 6, Lyons Range, Ground Floor, Kolkata 700001INDB0000515700234004033 22312723 / 24 22312725
DunlopH - 84, B.T. Road, Netaji Colony, Dunlop (nr Tobin Road Crossing), Kolkata - 700 090INDB0000304700234010(033) 25313372, 25313373 , 25313374, 25313375 25313376, 25313377
Kankurgachi194 A, Jyotsna Apt, Manikata Main Road, Kankurgachi, Kolkata - 700 054INDB0000305700234008(033) 23203665, 23203666, 23203667, 23203668, 23203669, 23203670
Prince Anwar Shah, KolkataGround Floor, Merlin Oxford #22, Prince Anwar Shah Road, Kolkata - 700 033, West BengalINDB0000314700234009033-24174780/82/85/ 91/95/96
Bhowanipore13, Elgin Road, Kolkata 700 020, West BengalINDB0000463700234019033- 22870278
RN Mukherjee RD- Kolkata G-4, Building No18, Rajendra Nath Mukherjee Road, Kolkata- 700 001, West BengalINDB0000382700234015033-22624731 / 33 / 34 / 35 / 36 / 38
Salt Lake, Sector-1- KolkataGround Floor, Bf-20, Salt Lake, Sector-1, Tank No 4, Cap Camp Stoppage, Kolkata- 700 064, West BengalINDB0000526700234020033-23342267; 033-23342270; 033-23342271; 033-23342272; 033-23342273; 033-23342275
Salt Lake, Sector-v, KolkataGround Floor (front Side), ?merlin Infinity?, Dn-51, Salt Lake, Sector-v, Kolkata- 700 064, West BengalINDB00005877002340211860 500 5004
Kasba KolkataGrd Flr Rene Tower Plot No Aa1 1842 Rajdanga Main Road Ward No 107 Kasba Kolkata 700107 WBINDB000087270023402340056052
Lake Town KolkataGround Floor P721 Laketown Block A Kolkata 700089 West BengalINDB000090970023402440053703
G C Avenue KolkataGrd Flr Shop No 5a Chittaranjan Avenue G C Avenue Near Chandni Chowk Metro Station Bow Bazar Kolkata WBINDB000096370023402540055981

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%