IndusInd Bank Car Loan in Kolkata

Last Updated : April 6, 2017, 4:23 p.m.

About IndusInd Bank Car Loan in Kolkata

Kolkata is the capital city of West Bengal and one of the most important cities in the eastern India. It is one of the cheapest city as well. hr people standard have increased and the car is one of the status symbols which everyone likes to show to the other person. It is not necessary that you save all the money and then buy a car for yourselves. There are banks and NBFC which gives you the car loan to help you with the finances required to buy a car. IndusInd car loan is one of the best car loans which offers the facility at affordable rates and does not charge any processing fee to provide the maximum benefits to the customers.

IndusInd Bank Car Loan in Kolkata at a glance

Eligibility Criteria

• Eligible Segments – Individuals, professionals, reputed firms and companies
• The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
• Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
• The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
• The self- employed should have the minimum experience of 3 years in the current business or professions.
• The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
• The CIBIL score should be 600 and above. Should not have negative or caution profile.

Documents Required

• 1 passport size photograph
• Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
• Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
• Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
• Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.

To get further information, Click Car Loan Kolkata.

Address of IndusInd Bank Branches in Kolkata