IndusInd Bank Car Loan in Lucknow

Last Updated : April 6, 2017, 5:50 p.m.

About IndusInd Bank Car Loan in Lucknow

IndusInd bank was set up in the year 2004 and is one of the new gen banks in India. It is one of the banks that has utilized the technology to the maximum extent. It is one of the banks which offers the international standard of products and services to is customers and give them the best facilities possible. The facility of the car loan is one of the best that is offered by the bank. It gives the car loan at competitive rates and does not charge any processing fee. It saves few amounts for the customers and they do not have to pay any extra amount to avail the loan.

IndusInd Bank Car Loan in Lucknow at a glance

Eligibility Criteria

• Eligible Segments – Individuals, professionals, reputed firms and companies
• The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
• Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
• The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
• The self- employed should have the minimum experience of 3 years in the current business or professions.
• The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
• The CIBIL score should be 600 and above. Should not have negative or caution profile.

Documents Required

• 1 passport size photograph
• Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
• Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
• Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
• Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.

To get further information, Click Car Loan Lucknow .

Address of IndusInd Bank Branches in Lucknow