IndusInd Bank Car Loan Lucknow Eligibility- Wishfin

IndusInd Bank Car Loan in Lucknow

About IndusInd Bank Car Loan in Lucknow

IndusInd bank was set up in the year 2004 and is one of the new gen banks in India. It is one of the banks that has utilized the technology to the maximum extent. It is one of the banks which offers the international standard of products and services to is customers and give them the best facilities possible. The facility of the car loan is one of the best that is offered by the bank. It gives the car loan at competitive rates and does not charge any processing fee. It saves few amounts for the customers and they do not have to pay any extra amount to avail the loan.

IndusInd Bank Car Loan in Lucknow at a glance

Interest RateAs per bank's guidelines
Loan amount85% of the showroom value.
Depend on the income and profile of the applicant.
TenureFor new vehicles - 3 years
Processing feeNil
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

  • Eligible Segments – Individuals, professionals, reputed firms and companies
  • The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
  • Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
  • The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
  • The self- employed should have the minimum experience of 3 years in the current business or professions.
  • The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
  • The CIBIL score should be 600 and above. Should not have negative or caution profile.

Documents Required

  • 1 passport size photograph
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
  • Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
  • Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.

To get further information, Click Car Loan Lucknow.

Address of IndusInd Bank Branches in Lucknow

Branch NameAddressIFSC CodeMICR Contact Details
LucknowOld Basant Bldg. 45/2, Newal Kishore Road, Lalbagh, Lucknow 226001INDB00000192262340020522 2620169, 6566810, 3230365 2628724
AminabadMahila Vidyalaya, Ganga Prasad Road, Aminabad, Lucknow (U.P.)INDB00005192262340510522 2614336, 2622870, 2625994 2625994
Anaura KalaGround Floor, Khasra No 356, Village: Anaura Kala, Teh: Pergana, Lucknow Faizabad Highway, Dist: Lucknow- 227 105, Uttar PradeshINDB00005282262340058795839011
AlambaghGround Floor, Plot No. 5(part) & 7, Ramnagar Bilawan, Kanpur Road, Alambagh, Lucknow- 226005, Uttar PradeshINDB0000543226234007(0522)2453245/2452245
Gomti Nagar , Lucknow1/90, Ground Floor, Vinay Khand, Near Patrakarpuram Crossing, Gomtinagar, Lucknow- 226010, Uttar Pradesh INDB00005422262340080522- 2304125 / 2304126
Aliganj, LucknowGround Floor, B-64, Sector-b, Main Kapurthala Road, Aliganj, Lucknow- 226 020, Uttar Pradesh INDB00005502262340090522- 2329826 / 27
Indira Nagar, LucknowGround Floor Plot No 628/10a, Khasra No 594/3, Faizabad Road, Indira Nagar, Lucknow- 226016, Uttar PradeshINDB00005632262340121860 500 5004
Chowk, LucknowGround Floor, LIC Building, Khun Khun Ji Road, Chowk, Lucknow- 226 003, U.PINDB00005682262340111860 500 5004
Vikas Nagar LucknowUpper Ground Floor C 2 76 77 Mukut Tower Vikas Nagar Lucknow 226022 Uttar PradeshINDB00007132262340132738510
Jankipuram LucknowGround Floor Plot No 6 Sector F Jankipuram Lucknow 226091 Uttar PradeshINDB00007222262340142731540
Aashiana LucknowGround Floor A1668 Sector 1 Lda Colony Kanpur Road Aashiyana Lucknow 226012 Uttar PradeshINDB00007232262340152424912
Munshipulia LucknowGrd Flr Regal Plaza Plot No 16 103 Ring Road Indira Nagar Extn Munshi PULIA Lucknow 226016 U PINDB00007502262340162719016
Vrindavan Yojana LucknowUpper Grd Flr Plot No 9a 9b Saraswati Puram Rae Bareli Road Vrindavan Yojana Lucknow 226014 U PINDB00008322262340172668915
Chinhat LucknowGrd Flr Cp 6 Vikrant Khand Faizabad Road Gomti Nagar Chinhat Lucknow 226010 Uttar PradeshINDB00008652262340539235400247
Vidhansabha Marg LucknowGround Floor 28a Vidhansabha Marg Burlington Chauraha Lucknow 226001 Uttar PradeshINDB00008662262340182200894

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%