Top Banks 2024
IndusInd Bank Gurugram
Last Updated : Sept. 5, 2018, 3:21 p.m.
About IndusInd Bank
The IndusInd bank is one of the well-known banks of the country. The bank was set up in the year of 1994 and has the headquarter at Mumbai. The inauguration of the bank was done by then finance minister Sh. Manmohan Singh. The IndusInd name was inspired from the ancient Indus valley civilization. The bank has spread its network in the country with more than 1000 branches and 1,800 ATMs. It has also set up the three representative offices in London, Dubai, Abu Dhabi. The bank has made innovations in improving the quality services. They have introduced the facilities like my account my number, quick redeem, denomination selection, video branch etc. The bank has increased its business efficiency along with the new and creative banking ideas.
The bank has been providing the banking facilities to the Indian resident as well as the NRIs. The aim of the bank is to strive hard and serve the different sections of the society so as to fulfill their financial wishes. The bank wants to become the relevant banking and business partner of the clients. The bank has got many awards and rewards for its performance. It has won the ‘Best Bank award’ by Business India. The aim of the bank is set for next three years where it wants to grow its customer base and presence by doubling its profit, customer, and branches. The goal of the bank is to constantly add the value to the stakeholder and enhance their income and money equally. It strives very hard to provide the best in class products and services to the customer.
Address of IndusInd Bank Branches in Gurugram
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Gurugram | Block A, Sushant Lok, Phase I, Tower B, First India Place, Gr. Floor, Mehrauli - Gurugram Road, Gurugram 122002, Haryana | INDB0000022 | 110234004 | 0124 2388882 - 5 2389128 |
| Sector 14, Gurugram | SCO 7, Sector 14, Gurugram - 122 001, Haryana | INDB0000170 | 110234015 | 0124-4947600 / 01 |
| Sohna Road, Gurugram | Ground Floor, Shop No. A - 12a, A - 15, A - 19, Omaxe City Centre, Sector - 49, Sohna Road, Gurugram, Haryana | INDB0000316 | 110234024 | 0124 -2219714, 2219815 |
| Golf Course Road, Gurugram | Ground Floor At Shop No 2, Suncity Business Tower, Sector-54, Golf Course Road, Gurugram- 122 002, Haryana | INDB0000401 | 110234037 | 0124 -2573567, 2572567 |
| Sushant Lok, Gurugram | Lower Ground Floor, Shop No Lg- 7, 8 & 9 And Ug-6, Bestech Centre Point, A- Block, Galeria Market Road, Sushant Lok-1, Gurugram-122 002 | INDB0000379 | 110234035 | 0124 2578477, 2576577 |
| Sadar Bazaar, Gurugram | Ground Floor, # 646/9, Old Railway Road, Kabir Bhawan Chowk, Sadar Bazaar, Gurugram- 122 001, Haryana | INDB0000407 | 110234040 | 0124 - 2300057, 2300047 |
| Old Judiciary Complex(sec-15), Gurugram Br. | SCO-57, Old Judiciary Complex, Sector-15, Civil Lines, Gurugram- 122 001, Haryana | INDB0000514 | 110234048 | 0124 - 4224967 |
| Gurugram, Sector 31 | SCO-8, Sector31/32A Main Huda Market, Gurugram- 122 002, Haryana | INDB0000518 | 110234047 | 0124 4113993 / 928 / 926 / 920 / 906 |
| Udyog Vihar, Gurugram | Vanijya Kunj, Unit No 1, 2, 15 & 16 Enkay Tower, Udyog Vihar, Phase-V, Gurugram- 122 016, Haryana | INDB0000540 | 110234049 | 0124-4114107/069/033/032 |
| Sector 10 A, Gurugram | Ground 1ST Floors, SCO-3, Sector-10A, Gurugram- 122 001, Haryana | INDB0000548 | 110234053 | 0124 4309246 ; 4309245 ; 4307153 ; 4301710 ; 4300490 |
| Badshahpur, Gurugram | Ground Floor (right Side), Md Tower, Khatouni No 468, Sohna Road, Badshahpur, Gurugram-122001, Haryana | INDB0000549 | 110234051 | 0124 2361106, 2361107, 2361108, 2361120, 2361121 |
| Sector 57, Gurugram | Ground Floor( Shop No G-5) & Upper Ground Floor( Shop No Ug-5), Bestech Central Square, Block-g, Sector-57, Sushant Lok-II, Gurugram 122 002, Haryana | INDB0000556 | 110234052 | 0124 4309257 ; 4309261 ; 262 ; 263 ; 259 |
| Malibu Town, Gurugram | Ground Floor, Shop No 3 & 11, Good Earth City Centre, South City-malibu Town, Gurugram- 122 002, Haryana | INDB0000574 | 110234057 | 0124-6521930 To 45 |
| Indusind Bank Cyber City Rapid Metro Station | Indusind Bank Cyber City Rapid Metro Station Dlf Cyber City Dlf City Ii Sector-25 Gurugram 122002 Haryana | INDB0000716 | 110234061 | 0124 2560001/2560003/2560009/2560010 |
| SECTOR 66 Gurugram | Ground Floor Universal Business Park Sector 66 Golf Course Extension Road Gurugram 122101 Haryana | INDB0000553 | 110234069 | 2216554 |
| Palms Spring Plaza Gurugram | Grd Flr G015 And 16 Palms Springs Plaza Golf Course Road Sector 54 Gurugram 122002 Haryana | INDB0000602 | 110234058 | 2385048 |
| Sector 23 Gurugram | Ground Basement SCO 41 Sector 23 Huda Market Gurugram 122017 Haryana | INDB0000608 | 110234059 | 4276794 |
| Dlf Phase 3 Gurugram | Shop No Ground Floor 16 First floor 16 Jmd Regent Plaza Dlf Phase 3 M G Road Gurugram 122 001 Haryana | INDB0000619 | 110234063 | 2358646 |
| Arjun Marg Gurugram | Shop No 15 16 Shopping Mall Arjun Marg Dlf Phase1 Gurugram 122002 Haryana | INDB0000673 | 110234062 | 2352350 |
| Sector 4 Gurugram | Ground And First Floor SCF 31 Sector 4 Urban Estate Gurugram Pin 122001 Haryana | INDB0000708 | 110234068 | 2346066 |
| Sector 45 Gurugram | Shop No GF 17A FF 105 Greenwood Plaza Sector 45 Gurugram 122001 Haryana | INDB0000714 | 110234070 | 2580560 |
| Sector 56 Gurugram | Ground Floor SCO 61 DSC Huda Market Sector 55 56 Gurugram 122011 | INDB0000724 | 110234071 | 2389233 |
| Sector 17 Gurugram | SCF 61 Huda Market Sector 17 Gurugram Haryana 122001 | INDB0000742 | 110234074 | 2340443 |
| Iffco Chowk Gurugram | Shop No 9 Grd Flr Abw Tower Iffco Chowk Gurugram 122001 Haryana | INDB0000747 | 110234075 | 3817009 |
| Palam Vihar Gurugram | Grd Flr Shop No G18 Upper Flr Shop No Ug 122 Palam Corp Plaza Palam Vihar Gurugram 122017 Haryana | INDB0000756 | 110234077 | 4268648 |
| Sector 15 Gurugram | Ground And First Floor SCO No 29 Sector 15 Part 2 Huda Market Gurugram 122001 Haryana | INDB0000763 | 110234080 | 4268617 |
Products Offered by the IndusInd Bank in Gurugram
The various types of products that are offered by the IndusInd bank are the home loan, personal loan, gold loan, loan against property, fixed deposit, car loan etc. The bank provides the financial help to the individual residing in India, NRI, corporate, businessman, the government and financial institute. It provides other services like insurance, investment and facilities like the video branch, check on cheques, direct connect etc.
Basic details about IndusInd Bank products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | The age of the applicant should be between 21 - 65 years Salaried individuals with minimum 3 years experience Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years | Depend upon the individual's income and profile. | 8.40% - 9.75% | 0.50% of the loan amount | Up to 30 years or until attaining age of 70 years |
| Personal Loan | The age of the applicant should be between 21 - 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman) The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years. The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organisation. For the self employed professionals the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman. For the salaried individuals- You should at least have 1 year stay at the current residence. | Minimum of ₹50,000 Up to maximum of ₹ 15 lakh | 10.25% - 26.00% | 2.50% of the loan amount | Up to 5 years |
| Car Loan | Eligible Segments - Individuals, professionals, reputed firms and companies The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed. Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh. The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer. The self- employed should have the minimum experience of 3 year in the current business or professions. The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and minimum stay of 1 year in the current residing house. The CIBIL score should be 600 and above. Should not have negative or caution profile. | 85% of the showroom value. Depend on the income and profile of the applicant. | As per bank's guidelines | Nil | For new vehicles - 3 years |
| Loan Against Property | Eligible Segments - Individuals, professionals, reputed firms and companies, closely held public limited company. Should be of age between 21- 70 years Any individual filing the income tax returns can apply. | As per the individual income and the property evaluation | 10.35%- 14.10% p.a. | 2% of the loan amount | Up to 15 years |
| Gold Loan | Any individual between 21 to 70 years Should own the gold. | Up to ₹ 6 lakh | 11.65%- 15.35% p.a. | 2% of the loan amount | From 3 to 12 months |
| Fixed Deposit | Individual Joint (max. 4 people) A guardian on behalf of a minor HUF Partnership Firm A company Association or any other Institution | Minimum - ₹ 1,000 Maximum - No predetermined limit | 2.50% - 6.00% | 15 days - 10 years 7 days - 14 days only on single deposit of ₹ 5 lakhs & above |
Documents Required
The documents required for the different products by IndusInd Bank Gurugram are mentioned in the table below:
| Products | Documents Required |
|---|---|
| Home Loan | Loan Application with passport size photograph of applicant / guarantor Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Signature proof- Passport/ PAN Card Processing fee cheque Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons) IT Returns filed for the past three years (in case of non-salaried persons) Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals) Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals) |
| Personal Loan | Loan Application with passport size photographs Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual) ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed) Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited) For the self- employed: latest 6 months bank statement/ passbook (current account) For the self- employed: Proof of Qualification, Proof of continuity of business or profession. |
| Car Loan | 1 passport size photograph Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self attested) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months. Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual) Business Proof: CST Certificate/ Labour act, Shop establishment act/ssi certificate, Proof of ownership of entity, Rental deed/ Utility deed in the name of the company. |
| Loan Against Property | Duly filled Loan Application with passport size photographs - 2 copies each Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Signature Proof: Passport/ PAN Card. Income proof: Last 3 month salary slip or salary certificate and ITR/ Form-16/ Appointment letter ( for the salaried individual) Last 2 years income tax returns and complete business profile and acknowledgement. Last 2 years financial with full schedules and audits by the certified CA. Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals) Processing Fee cheque Property related documents: All the title related documents of the property that you wish to mortgage for loan. |
| Gold Loan | Identity proof Residence proof Photographs Signature proof |
| Fixed Deposit | Application form Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |