IndusInd Bank Gurugram

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About IndusInd Bank

The IndusInd bank is one of the well-known banks of the country. The bank was set up in the year of 1994 and has the headquarter at Mumbai. The inauguration of the bank was done by then finance minister Sh. Manmohan Singh. The IndusInd name was inspired from the ancient Indus valley civilization. The bank has spread its network in the country with more than 1000 branches and 1,800 ATMs. It has also set up the three representative offices in London, Dubai, Abu Dhabi. The bank has made innovations in improving the quality services. They have introduced the facilities like my account my number, quick redeem, denomination selection, video branch etc. The bank has increased its business efficiency along with the new and creative banking ideas.

The bank has been providing the banking facilities to the Indian resident as well as the NRIs. The aim of the bank is to strive hard and serve the different sections of the society so as to fulfill their financial wishes. The bank wants to become the relevant banking and business partner of the clients. The bank has got many awards and rewards for its performance. It has won the ‘Best Bank award’ by Business India. The aim of the bank is set for next three years where it wants to grow its customer base and presence by doubling its profit, customer, and branches. The goal of the bank is to constantly add the value to the stakeholder and enhance their income and money equally. It strives very hard to provide the best in class products and services to the customer.

Address of IndusInd Bank Branches in Gurugram

Branch NameAddressIFSC CodeMICR Contact Details
GurugramBlock A, Sushant Lok, Phase I, Tower B, First India Place, Gr. Floor, Mehrauli - Gurugram Road, Gurugram 122002, HaryanaINDB00000221102340040124 2388882 - 5 2389128
Sector 14, GurugramSCO 7, Sector 14, Gurugram - 122 001, HaryanaINDB00001701102340150124-4947600 / 01
Sohna Road, GurugramGround Floor, Shop No. A - 12a, A - 15, A - 19, Omaxe City Centre, Sector - 49, Sohna Road, Gurugram, HaryanaINDB00003161102340240124 -2219714, 2219815
Golf Course Road, GurugramGround Floor At Shop No 2, Suncity Business Tower, Sector-54, Golf Course Road, Gurugram- 122 002, HaryanaINDB00004011102340370124 -2573567, 2572567
Sushant Lok, GurugramLower Ground Floor, Shop No Lg- 7, 8 & 9 And Ug-6, Bestech Centre Point, A- Block, Galeria Market Road, Sushant Lok-1, Gurugram-122 002INDB00003791102340350124 2578477, 2576577
Sadar Bazaar, GurugramGround Floor, # 646/9, Old Railway Road, Kabir Bhawan Chowk, Sadar Bazaar, Gurugram- 122 001, HaryanaINDB00004071102340400124 - 2300057, 2300047
Old Judiciary Complex(sec-15), Gurugram Br.SCO-57, Old Judiciary Complex, Sector-15, Civil Lines, Gurugram- 122 001, HaryanaINDB00005141102340480124 - 4224967
Gurugram, Sector 31SCO-8, Sector31/32A Main Huda Market, Gurugram- 122 002, HaryanaINDB00005181102340470124 4113993 / 928 / 926 / 920 / 906
Udyog Vihar, GurugramVanijya Kunj, Unit No 1, 2, 15 & 16 Enkay Tower, Udyog Vihar, Phase-V, Gurugram- 122 016, HaryanaINDB00005401102340490124-4114107/069/033/032
Sector 10 A, GurugramGround 1ST Floors, SCO-3, Sector-10A, Gurugram- 122 001, Haryana INDB00005481102340530124 4309246 ; 4309245 ; 4307153 ; 4301710 ; 4300490
Badshahpur, GurugramGround Floor (right Side), Md Tower, Khatouni No 468, Sohna Road, Badshahpur, Gurugram-122001, Haryana INDB00005491102340510124 2361106, 2361107, 2361108, 2361120, 2361121
Sector 57, GurugramGround Floor( Shop No G-5) & Upper Ground Floor( Shop No Ug-5), Bestech Central Square, Block-g, Sector-57, Sushant Lok-II, Gurugram 122 002, HaryanaINDB00005561102340520124 4309257 ; 4309261 ; 262 ; 263 ; 259
Malibu Town, GurugramGround Floor, Shop No 3 & 11, Good Earth City Centre, South City-malibu Town, Gurugram- 122 002, HaryanaINDB00005741102340570124-6521930 To 45
Indusind Bank Cyber City Rapid Metro StationIndusind Bank Cyber City Rapid Metro Station Dlf Cyber City Dlf City Ii Sector-25 Gurugram 122002 HaryanaINDB00007161102340610124 2560001/2560003/2560009/2560010
SECTOR 66 GurugramGround Floor Universal Business Park Sector 66 Golf Course Extension Road Gurugram 122101 HaryanaINDB00005531102340692216554
Palms Spring Plaza GurugramGrd Flr G015 And 16 Palms Springs Plaza Golf Course Road Sector 54 Gurugram 122002 HaryanaINDB00006021102340582385048
Sector 23 GurugramGround Basement SCO 41 Sector 23 Huda Market Gurugram 122017 HaryanaINDB00006081102340594276794
Dlf Phase 3 GurugramShop No Ground Floor 16 First floor 16 Jmd Regent Plaza Dlf Phase 3 M G Road Gurugram 122 001 HaryanaINDB00006191102340632358646
Arjun Marg GurugramShop No 15 16 Shopping Mall Arjun Marg Dlf Phase1 Gurugram 122002 HaryanaINDB00006731102340622352350
Sector 4 GurugramGround And First Floor SCF 31 Sector 4 Urban Estate Gurugram Pin 122001 HaryanaINDB00007081102340682346066
Sector 45 GurugramShop No GF 17A FF 105 Greenwood Plaza Sector 45 Gurugram 122001 HaryanaINDB00007141102340702580560
Sector 56 GurugramGround Floor SCO 61 DSC Huda Market Sector 55 56 Gurugram 122011INDB00007241102340712389233
Sector 17 GurugramSCF 61 Huda Market Sector 17 Gurugram Haryana 122001INDB00007421102340742340443
Iffco Chowk GurugramShop No 9 Grd Flr Abw Tower Iffco Chowk Gurugram 122001 HaryanaINDB00007471102340753817009
Palam Vihar GurugramGrd Flr Shop No G18 Upper Flr Shop No Ug 122 Palam Corp Plaza Palam Vihar Gurugram 122017 HaryanaINDB00007561102340774268648
Sector 15 GurugramGround And First Floor SCO No 29 Sector 15 Part 2 Huda Market Gurugram 122001 HaryanaINDB00007631102340804268617

Products Offered by the IndusInd Bank in Gurugram

The various types of products that are offered by the IndusInd bank are the home loan, personal loan, gold loan, loan against property, fixed deposit, car loan etc. The bank provides the financial help to the individual residing in India, NRI, corporate, businessman, the government and financial institute. It provides other services like insurance, investment and facilities like the video branch, check on cheques, direct connect etc.

Basic details about IndusInd Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 21 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
Depend upon the individual's income and profile.8.70% - 9.40%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanThe age of the applicant should be between 21 - 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)


The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.

The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organisation.
For the self employed professionals the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.

For the salaried individuals- You should at least have 1 year stay at the current residence.
Minimum of ₹50,000 Up to maximum of ₹ 15 lakh 10.99% - 16.00%2.50% of the loan amountUp to 5 years
Car LoanEligible Segments - Individuals, professionals, reputed firms and companies

The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.

Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.

The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
The self- employed should have the minimum experience of 3 year in the current business or professions.

The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and minimum stay of 1 year in the current residing house.
The CIBIL score should be 600 and above. Should not have negative or caution profile.
85% of the showroom value.

Depend on the income and profile of the applicant.
As per bank's guidelinesNilFor new vehicles - 3 years
Loan Against PropertyEligible Segments - Individuals, professionals, reputed firms and companies, closely held public limited company.

Should be of age between 21- 70 years

Any individual filing the income tax returns can apply.
As per the individual income and the property evaluation 10.35%- 14.10% p.a.2% of the loan amountUp to 15 years
Gold LoanAny individual between 21 to 70 years

Should own the gold.
Up to ₹ 6 lakh11.65%- 15.35% p.a.2% of the loan amountFrom 3 to 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
3.50% - 8.65%15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required for the different products by IndusInd Bank Gurugram are mentioned in the table below:

ProductsDocuments Required
Home LoanLoan Application with passport size photograph of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature proof- Passport/ PAN Card
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)
Personal LoanLoan Application with passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual)ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed)
Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)For the self- employed: latest 6 months bank statement/ passbook (current account)
For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
Car Loan1 passport size photograph
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self attested)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Business Proof: CST Certificate/ Labour act, Shop establishment act/ssi certificate, Proof of ownership of entity, Rental deed/ Utility deed in the name of the company.
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature Proof: Passport/ PAN Card.
Income proof: Last 3 month salary slip or salary certificate and ITR/ Form-16/ Appointment letter ( for the salaried individual)
Last 2 years income tax returns and complete business profile and acknowledgement. Last 2 years financial with full schedules and audits by the certified CA.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents of the property that you wish to mortgage for loan.
Gold LoanIdentity proof
Residence proof
Photographs
Signature proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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