IndusInd Bank Home Loan in Jammu

About IndusInd Bank Home Loan in Jammu

IndusInd bank is one of the banks which was established in the year 1994. The bank is one of the best in the customer satisfaction. It has offered the international standard of products and services to the customer since its establishment. The home loan it offers to the customer is one of the best due to its affordable rates and flexible loan tenure. There are other advantages of quick and easy processing of the loan application. The home loan is one of the products that helps the people to realize the dream to own a house for themselves. So, the IndusInd bank home loan is one of the best for all the customers.

IndusInd Bank Home Loan in Jammu at a glance

ParticularsDetails
Interest Rate8.70% - 9.40%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Jammu.

Address of IndusInd Bank Branches in Jammu

Branch NameAddressIFSC CodeMICR Contact Details
JammuGupta Plaza, Bahu Plaza, Jammu - 180004INDB00001561802340010191 2470040
Residency Road, JammuGround + 1st Floor, +e807 New Block, K.c. Plaza, Residency Road, Jammu-180001, Jammu & KashmirINDB00006131802340020191-2520507/0191-2520113

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