IndusInd Bank Jaipur

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About IndusInd Bank

IndusInd is the new generation private sector bank which was set up in the year1994. The bank has been established with the capital money of 1000 million which was contributed and raised by both the Indian residents as well as the Non-Residents Indians. It is specialized in the retail banking. Also, it enjoys the clearing status for the major stock exchanges and the major commodity exchange. The bank has spread its presence in most cities of the country and is still spreading its network. In the three years, it wants to double the number of branches. At present, the bank has more than 1000 branches and 1,800 ATM in the entire country. It also has three international representative office in London, Dubai, and Abu Dhabi.The bank has the unique name which was inspired from the well known Indus valley civilization.

The aim of the bank is to be the relevant banking partner to its customer and business partner to the stakeholders. The vision of the bank is to provide the best in class, sustainable and quality products and services to the customer to satisfy their financial needs. The bank is one of the examples to set the parameters in terms of customer responsiveness with the help of its workforce and improved system and technology. The main aim of the bank is to be the forerunner in profit, products, and efficiency. Its mission is to be the most preferred and trusted bank. It is striving hard to provide the best financial products and solutions to the customers and enhance their value and increase the money of the shareholders.

Address of IndusInd Bank Branches in Jaipur

Branch Name AddressIFSC Code MICR Contact Details
JaipurSangam Complex, Gr.flr.church Road, Jaipur 302001INDB00000163022340020141 2387301-05 2387084
Raja Park, JaipurB - 10, Govind Marg, Raja Park, Jaipur - 302004 RajasthanINDB00002783022340040141-2600300, 2600477
Johri Bazar, Jaipur67 - 68, IST Floor, Khandaka Diamond Trade Centre, Johri Bazar, Jaipur 302003INDB00002793022340030141-2560074, 2560075
Vaishali Nagar, JaipurPLOT NO. C-212 & 213, Solitaire Building?, Gautam Marg, Vaishali Nagar, Hanuman Nagar, Jaipur- 302 020, RajasthanINDB00005623022340061860 500 5004
Malviya Nagar Jaipur34 5 Class Of Pearl K No 48 49 Income Tax Colony Malviya Nagar Tonk Road Jaipur 302 018INDB00005923022340081412552773
Bapu Nagar JaipurShop No 001 004 101 104 Krishna Enclave Pno Sb52 Opp Sms Stadium Bapu Nagar Tonk Road Jaipur 302005 RajasthanINDB00005933022340072704564
Bani Park, JaipurGround Floor, Pashupati Akshat Heights, Plot No. D-91, Madho Singh Road, Bani Park, Jaipur-302 016 RajasthanINDB00005943022340100141-2207896 /2207897 /2207898 /2207899
Vidhyadhar Nagar, Jaipur Ground Floor, Shop No 1, 2, 3 & 6, 7, 8, Golden Times Building, Plot No 10, Central Spine, Vidhyadhar Nagar, Jaipur-302 023, RajasthanINDB00005983022340090141-2339092 /2339093 /2339094 /2339095
Ridhi SidhiGd Flr Shop No 4 5 7 8 Jaipur Electronics Market Mansarovar Link Road Jaipur 302018 RajasthanINDB00007043022340126065557
Chaura RastaGd Flr Shop No.1b 2b 3b Ajmeri Gate M I Road Chaura Rasta Jaipur 302001 RajasthanINDB00007073022340112562005
Jawahar NagarGd Flr Hill Top Plaza Near Sector 7 Opp Gol Market Jawahar Nagar Jaipur 302004 RajasthanINDB00007103022340142654011
Shyam Nagar JaipurGrd Flr Okay Plus Dp Metro Plot No 5 6 DP Colony New Sanganer RD Shyam Nagar Jaipur 302019 RajasthanINDB00008203022340162293150
BMCH and RC JaipurGrd Flr Bhagwan Mahaveer Cancer Hosp Research Cen Bmchrc Jawaharlal Nehru Marg Jaipur 302017 RajasthanINDB00008833022340172704412
Amer Road JaipurGRD First Flr Plot No 43 44 45 46 Crafts Palace Golimar Gardens Scheme Amer Road Jaipur 302002 RajasthanINDB00009333022340182671125

Products Offered by the IndusInd Bank in Jaipur

The IndusInd bank consists of wide variety of products and services. It has the dedicated team which gives importance to the customer responses and tries to develop the best banking facilities. The products include the home loan, personal loan, car loan, loan against property, fixed deposit, gold loan etc. It has all the financial products that can be utilized by the client to solve their financial needs and fulfill the requirements.  

Basic details about IndusInd Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 21 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
Depend upon the individual's income and profile.8.35% - 8.95%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanThe age of the applicant should be between 21 - 60 years ( for the salaried individual) and 25-65 (for the self- employed professional or businessman)


The minimum net salary should not be less than ₹ 25,000 per month for the salaried Individual
For the self- employed businessmen or professionals the minimum annual net income should be ₹ 4.8 lakh for last 2 years.

The salaried individual should have the minimum experience of 2 years in the job and at least 1 year at the current organisation.
For the self employed professionals the minimum work experience should be at least 4 years and at least 5 years of work experience post qualification for the self- employed businessman.

For the salaried individuals- You should at least have 1 year stay at the current residence.
Minimum of ₹50,000 Up to maximum of ₹ 15 lakh

12.99% - 20.00%

2.50% of the loan amountUp to 5 years
Car LoanEligible Segments - Individuals, professionals, reputed firms and companies

The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.

Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.

The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
The self- employed should have the minimum experience of 3 year in the current business or professions.

The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and minimum stay of 1 year in the current residing house.
The CIBIL score should be 600 and above. Should not have negative or caution profile.
85% of the showroom value.

Depend on the income and profile of the applicant.
As per bank's guidelinesNilFor new vehicles - 3 years
Loan Against PropertyEligible Segments - Individuals, professionals, reputed firms and companies, closely held public limited company.

Should be of age between 21- 70 years

Any individual filing the income tax returns can apply.
As per the individual income and the property evaluation 10.35%- 14.10% p.a.2% of the loan amountUp to 15 years
Gold Loan Any individual between 21 to 70 years

Should own the gold.
Up to ₹ 6 lakh11.65%- 15.35% p.a.2% of the loan amountFrom 3 to 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
3.50% - 7.35%15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required for the different products by IndusInd Bank Jaipur are mentioned in the table below:

ProductsDocuments Required
Home LoanLoan Application with passport size photograph of applicant / guarantor
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature proof- Passport/ PAN Card
Processing fee cheque
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
IT Returns filed for the past three years (in case of non-salaried persons)
Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)
Personal LoanLoan Application with passport size photographs
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Latest 3 months Salary Certificate and Form No.16 ( for the salaried individual) ITR/ITAO along with computation of income, B/S, P&L account with all scheduled certificate by the CA for last 2 years ( For the self- employed)
Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited) For the self- employed: latest 6 months bank statement/ passbook (current account)
For the self- employed: Proof of Qualification, Proof of continuity of business or profession.
Car Loan1 passport size photograph
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self attested)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
Bank Statement: Income statement, balance sheet and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
Business Proof: CST Certificate/ Labour act, Shop establishment act/ssi certificate, Proof of ownership of entity, Rental deed/ Utility deed in the name of the company.
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Signature Proof: Passport/ PAN Card.
Income proof: Last 3 month salary slip or salary certificate and ITR/ Form-16/ Appointment letter ( for the salaried individual)
Last 2 years income tax returns and complete business profile and acknowledgement. Last 2 years financial with full schedules and audits by the certified CA.
Bank Statement- Last 6 months bank statement, Last 3 years Profit/ loss and Balance sheet ( for self- employed professionals)
Processing Fee cheque
Property related documents: All the title related documents of the property that you wish to mortgage for loan.
Gold LoanIdentity proof
Residence proof
Photographs
Signature proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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