Enhance money with Karnataka Bank Fixed Deposit Lucknow - Wishfin

Karnataka Bank Fixed Deposit in Lucknow

About Karnataka Bank Fixed Deposit Lucknow

Fixed deposits are the best tools when it comes to multiplying the savings. They offer you assured returns and the risk factor is not involved at all. Karnataka Bank offers various fixed deposits schemes for the people based in Lucknow. The bank has set up two branches in the capital of Uttar Pradesh so as to provide all the products to the customers. One can visit either of the two branches in order to open a FD account with the bank. In case you have pooled up some money and you wish to enhance it, you can invest the same in a fixed deposit scheme offered by the bank.

Karnataka Bank Fixed Deposit Lucknow at a glance

The essential details about the product offered by Karnataka Bank have been given below.

Interest Rate3.50% - 6.20%
AmountMinimum - ₹ 1,000
Maximum - No predetermined limit
Tenure15 days - 10 years
7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Eligibility criteria for Karnataka Bank Fixed Deposit Lucknow

The applicants who are eligible to open a fixed deposit account with the bank include-

  • An individual
  • Hindu United Family
  • Associations/Clubs
  • Joint Stock companies
  • Firms
  • Sole Proprietary concerns
  • Guardians for minor children

A fixed deposit account can be opened jointly too. The maximum number of people allowed is four.

Documents required for Karnataka Bank Fixed Deposit Lucknow

The list of important documents for opening a fixed deposit account with the bank has been given below.

  • A colored photograph
  • Proof of Identity- Aadhar card/ PAN card/ Voter ID card/ Passport/ Driving License
  • Proof of Address- Passport/ Ration Card/ Electricity bill/ Water bill/ Rent and Lease agreement/ Telephone bill

Documents required from the trust, association/ clubs-

  • Photographs of the member operating the account.
  • A Copy of the Trust Deed/ Bye- laws of the association.
  • A Copy of registration certificate.
  • A Copy of the resolution of trustee authorizing the member to operate and open the accounts

Know more by having a look at Fixed Deposit Lucknow.

Address of Karnataka Bank branches in Lucknow

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICR Contact Details
Lucknow Gomti NagarPlot No.a-1/5, Vivek Khand, Gomti Nagar, Lucknow-226010KARB00005942260520031800 425 1444
Lucknow UPG 3 By 5, Shalimar Square, 126 By 31, Bn Road, Lalbagh, Lucknow 226001KARB00004532260520021800 425 1444

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%