Oriental Bank of Commerce Fixed Deposit in Chandigarh

About Oriental Bank of Commerce Fixed Deposit in Chandigarh

A sense of security in terms of money everyone wants as the good situation of today may not last lifelong. To achieve that wish, a fixed deposit is what you can opt for. Fixed deposit is a type of product that can be opened at bank for a given period of time. Depositors can park a given sum of money for a certain period of time. Depending on the chosen period of deposit, you can earn interest on the same. Of the banks that offer a fixed deposit, Oriental Bank of Commerce (OBC) can be the one that can solidify your future with attractive rates. The 1943-founded state-owned bank has branches in Chandigarh, which is under the control of three government, namely Punjab Government, Haryana Government and Government of India. So, without any delay, let’s figure out how Oriental Bank of Commerce Fixed Deposit Chandigarh in detail.

Oriental Bank of Commerce Fixed Deposit Chandigarh at a Glance

ParticularsDetails
Minimum Deposit Amount₹100 and in multiples of the same thereafter
Interest Rate4.00% - 6.60%
Maximum Deposit Period10 Years

Oriental Bank of Commerce Fixed Deposit Eligibility Criteria in Chandigarh

OBC allows a list of individuals and organizations to open a fixed deposit in Chandigarh. Find them out in the pointers below.

  • Individuals
  • Companies
  • Partnership Firms
  • Trusts
  • Proprietary Concerns
  • Unincorporated Association or a Body of Individuals

Documents Needed to Open Oriental Bank of Commerce Fixed Deposit in Chandigarh

Keen to know the documents asked by OBC to open a fixed deposit in Chandigarh? Below are the pointers that will act as a guide.

Documents for Individuals

  • Identity Proof- Passport/PAN Card/Voter ID/Driving License/Aadhaar Card/Job Card Issued by NREGA Duly Signed by the Competent State Govt Official/Letter Issued by a Gazetted Officer with a Duly Attested Photograph
  • Address Proof- Receipt of Property or Municipal Tax/Letter of Allotment of Accommodation from Employer Issued by Central or State Government Departments, Public Sector Undertakings, Scheduled Commercial Banks, Listed companies/Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India

Documents for Companies

  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Director Resolution giving power of attorney to managers, employees or officers to transact on behalf of the company.
  • A valid official document required for managers, officers or employees who have been given the power of attorney for transaction

Documents for Partnership Firms

  • Registration certificate
  • Partnership deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Trusts

  • Registration certificate
  • Trust deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Unincorporated Association or a Body of Individuals

  • Resolution of Managing Body of association or body of individuals
  • Power of attorney granted to an individual to transact on behalf of the association or body of individuals
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Proprietorship Firms

  • Registration Certificate (If it is registered)
  • License or certificate issued by the municipal corporation under Shop & Establishment Act
  • Income Tax Return
  • VAT/CST Certificate
  • Certificate/Registration document issued by service tax/professional tax/sales tax authorities
  • Licensing or Registration Document Issued in the name of proprietorship firm by an authority or department from either state or central government.
  • Importer Exporter Code (IEC) issued by DGFT to the proprietary concern
  • Latest utility bills in the name of proprietorship firm

Check for More Information in Fixed Deposit Chandigarh

Oriental Bank of Commerce Fixed Deposit Chandigarh Branches

Branch NameComplete AddressIFSCMICRContact Detail
Sector- 17-B- ChandigarhBank Square, Sector - 17 B, Chandigarh (U.T.), 160017ORBC0100038160022000172-2722617
Mani MajraSCO - 810, Mani Majra, Chandigarh (U.T.), 160101ORBC01002441600220050172-2734268
Sector 19D ChandigarhSEF 21 - 22 Sector 19D, Chandigarh (U.T.), 160019ORBC01003651600220020172-2782116
Sector 34A - ChandigarhS.C.O. - 54 - 55, Sector - 34A, Chandigarh (U.T.), 160034ORBC01006141600220080172-2606304
Sector 26 ChandigarhSCO 48 Madhya Marg, Sector 26, Chandigarh (U.T.), 160019ORBC01006181600220060172-2791735
Hotelshivalik Sec17E ChandigarhHotel Shivalik View, Sector 17 E, Chandigarh (U.T.), 160017ORBC01007441600220090172-2721235
Sector - 37 D, ChandigarhSCO 385, Sector - 37 D, Chandigarh, Chandigarh (U.T.), 160036ORBC01008741600220110172-2686222
Sector - 8C, ChandigarhSCO - 47 - 48 Sector - 8C, Madhya Marg, Chandigarh (U.T.)ORBC01011151600220180172-2541099
Sector 47 C, ChandigarhSCO 54, Sector 47 C, Chandigarh, Chandigarh (U.T.), 160047ORBC01012331600220270172-5079447
Tender Heart School Sec - 33 - BTender Heart School , Sec - 33 - B, Chandigarh (U.T.), 160022ORBC01051101600220220172-2606854

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