Oriental Bank of Commerce Fixed Deposit in Mumbai

About Oriental Bank of Commerce Fixed Deposit in Mumbai

The dream city of Mumbai is covered by banks offering a myriad of services such as fixed deposit, which can prove a vital tool to secure your future. You just need to park a fixed amount for a specified period and earn interest thereof. One such bank that has emerged as one of the preferred institution to open a fixed deposit is Oriental Bank of Commerce (OBC), which has a large number of branches in Mumbai to offer you the product type. Let’s just discuss Oriental Bank of Commerce Mumbai in detail now.

Oriental Bank of Commerce Fixed Deposit Mumbai at a Glance

ParticularsDetails
Minimum Deposit Amount₹100 and in multiples of the same thereafter
Interest Rate4.00% - 6.60%
Maximum Deposit Period10 Years

Oriental Bank of Commerce Fixed Deposit Eligibility Criteria in Mumbai

OBC allows a list of individuals and organizations to open a fixed deposit in Mumbai. Find them out in the pointers below.

  • Individuals
  • Companies
  • Partnership Firms
  • Trusts
  • Proprietary Concerns
  • Unincorporated Association or a Body of Individuals

Documents Needed for Opening Oriental Bank of Commerce Fixed Deposit in Mumbai

Keen to know the documents asked by OBC to open a fixed deposit in Mumbai? Below are the pointers that will act as a guide.

Documents for Individuals

  • Identity Proof- Passport/PAN Card/Voter ID/Driving License/Aadhaar Card/Job Card Issued by NREGA Duly Signed by the Competent State Govt Official/Letter Issued by a Gazetted Officer with a Duly Attested Photograph
  • Address Proof- Receipt of Property or Municipal Tax/Letter of Allotment of Accommodation from Employer Issued by Central or State Government Departments, Public Sector Undertakings, Scheduled Commercial Banks, Listed companies/Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India

Documents for Companies

  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Director Resolution giving power of attorney to managers, employees or officers to transact on behalf of the company.
  • A valid official document required for managers, officers or employees who have been given the power of attorney for transaction

Documents for Partnership Firms

  • Registration certificate
  • Partnership deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Trusts

  • Registration certificate
  • Trust deed
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Unincorporated Association or a Body of Individuals

  • Resolution of Managing Body of association or body of individuals
  • Power of attorney granted to an individual to transact on behalf of the association or body of individuals
  • A valid official document required for the individual having given the power of attorney with respect to transaction

Documents for Proprietorship Firms

  • Registration Certificate (If it is registered)
  • License or certificate issued by the municipal corporation under Shop & Establishment Act
  • Income Tax Return
  • VAT/CST Certificate
  • Certificate/Registration document issued by service tax/professional tax/sales tax authorities
  • Licensing or Registration Document Issued in the name of proprietorship firm by an authority or department from either state or central government.
  • Importer Exporter Code (IEC) issued by DGFT to the proprietary concern
  • Latest utility bills in the name of proprietorship firm

Check for More Information in Fixed Deposit Mumbai

Oriental Bank of Commerce Fixed Deposit Mumbai Branches

Branch NameComplete AddressIFSCMICR
FortJash Chambers, Sir P M Road, Fort, Mumbai, Maharashtra-400001ORBC0100023400022005
Kalbadevi17/19, Bomanji Masterrd, New Silk Bazar Kalbadevi, Mumbai, Maharashtra-400002ORBC0100055400022006
Lamington Road393, Sir Mangaldas House, Lamington Road, Mumbai, Maharashtra-400004ORBC0100105400022007
Andheri (West)Manubharti, 212, SV Road, Andheri (West), Mumbai, Maharashtra-400058ORBC0100142400022002
Mandvi379/382 Narshi Natha, Street, Mandvi, Mumbai, Maharashtra-400009ORBC0100187400022009
Neapean Sea Road39, B/1, Matru Ashish, Neapean Sea Road, Mumbai, Maharashtra-400036ORBC0100201400022010
Santacruz(West)Ground Floor, Ajay Apartments, S.V. Road, Santacruz(West), Mumbai, Maharashtra-400054ORBC0100232400022011
DadarALF Gokhale Road (South), Dadar (West), Mumbai, Maharashtra-400028ORBC0100235400022004
KalyanOnkar Apartments, New Station Road, Kalyan, Mumbai, Maharashtra-421301ORBC0100295400022015
Malad(West)Vikas Chambers, Marve, Link Road, Malad(West), Mumbai, Maharashtra-400069ORBC0100405400022008
GhatkoparNarsingh Mehta Marg, Ghatkopar, Mumbai, Maharashtra-40086ORBC0100456400022014
Kandivali (East)Gokul Monarch Cooperative Housing Society, Kandivali (East), Mumbai, Maharashtra-400101ORBC0100560400022021
PowaiB1, LGL-34 Galleria, Hiranandani Grd Powai, Mumbai, Maharashtra-400076ORBC0100632400022025
Dombivli (East)48, Shivleela, Tilak Road, Dombivli (East), Mumbai, Maharashtra-421201ORBC0100745400022027

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