Vijaya Bank Personal Loan EMI Calculator

Principal Amount

Interest Amount

Monthly EMI

₹4,442.44

Principal Amount

₹ 50,000

Interest Amount

₹ 3,309.27

Tenure (Month)

12 months

Total Amount

₹53,309.27

Your Amortization Details (Yearly/Monthly)

2024

Month	Principal Paid	Interest Charged	Total Payment	Balance
Aug	₹3,942.44	₹500.00	₹4,442.44	₹46,057.56
Sept	₹3,981.86	₹460.58	₹4,442.44	₹42,075.70
Oct	₹4,021.68	₹420.76	₹4,442.44	₹38,054.01
Nov	₹4,061.90	₹380.54	₹4,442.44	₹33,992.11
Dec	₹4,102.52	₹339.92	₹4,442.44	₹29,889.60

2025

Month	Principal Paid	Interest Charged	Total Payment	Balance
Jan	₹4,143.54	₹298.90	₹4,442.44	₹25,746.05
Feb	₹4,184.98	₹257.46	₹4,442.44	₹21,561.07
Mar	₹4,226.83	₹215.61	₹4,442.44	₹17,334.25
Apr	₹4,269.10	₹173.34	₹4,442.44	₹13,065.15
May	₹4,311.79	₹130.65	₹4,442.44	₹8,753.36
Jun	₹4,354.91	₹87.53	₹4,442.44	₹4,398.45
Jul	₹4,398.45	₹43.98	₹4,442.44	₹0.00

Know your payments in advance with EMI calculator.
Use an EMI calculator to know your perfect EMI.

While taking any kind of loan, you must check the monthly installments. The importance of doing so is that you then prepare yourself for the payments and manage your finances accordingly. At Vijaya Bank, where the maximum tenure available for personal loans is 5 years, you may choose the one as per your convenience so that payments are regular. In this article, we have shown a graphical representation of the payment system.