Punjab National Bank Car Loan Jammu Interest Rate-Wishfin

Punjab National Bank Car Loan in Jammu

About Punjab National Bank Car Loan Jammu

Jammu is a heaven on earth and having your own car makes the traveling very comfortable. Having said that, those who have not yet bought a car, a car loan from Punjab National Bank can really help. The bank facilitates this loan at an affordable rate along with the higher loan amount facility. To apply at PNB in Jammu, read the car loan details here.

Punjab National Bank Car Loan Jammu at a Glance

Interest Rate6.50% Onwards
Loan amountUp to ₹100 lakhs
TenureUp to 7 years
Processing Fee1% of the loan amount (Maximum of ₹6000/-)

Eligibility Criteria

The eligibility criteria to apply for a car loan or vehicle loan at Punjab National Bank (PNB) is as follows:

  • The vehicle should be used for private purposes only
  • Any individual can apply
  • The loan can be taken for business concerns (corporate or non-corporate)
  • The minimum net monthly salary/pension/income of the applicant should be ₹20000

Documents Required

The list of documents that an applicant must have at the time of applying for a car loan at PNB is as follows:

  • Signed loan application form
  • Identity Proof (PAN Card/Voter ID Card/Driving License/Passport)
  • Age Proof
  • Address Proof (Driving License/Passport/Voter ID Card)
  • Last 6 months bank statement
  • Last 3 months salary slip for salaried
  • Form 16 or ITR for salaried
  • Last 3 years ITR with computation of income for self-employed
  • Last 3 years CA Certified/Audited Balance Sheet and Profit & loss account

For more information on car loans, read Car Loan Jammu

Punjab National Bank Branch Addresses in Jammu

Branch NameComplete AddressIFSC CodeMICRContact Number
AnantnagAnantnag, Kashmir, Jammu KashmirPUNB000230019202400101932-227502
Shalimar RoadShalimar Road, Jammu Tawi, J&K - 180001PUNB00223001800240090191-2547044, 2576117
Jain BazaarJain Bazaar, Jammu, J&K 180001PUNB00240001800240110191-2570902, 2540967
Srinagar MaharajganjSrinagar, Maharajganj, J&K 19002PUNB00437001900240100194-2477394
ArniaVPO Arnia, Jammu, J&K 181131PUNB005170018002450101923-272233
BaramullaNear Sumo Stand, Baramulla Jammu and Kashmir J&K 193101PUNB005580019302400101952-234318
BijbeharaBijbehara Jammu And Kashmir Jk 192124PUNB005590019202450101932-234279
BasohliBus Stand, Basholi J&K 184201PUNB005600018402450201923-251217
HiranagarHiranagar, Distt. Kathua, J&K 184142PUNB006830018402450401922-274237
Jammu Gandhi NagarGandhi Nagar, JammuPUNB00702001800240160191-2435189, 2435392, 2439899
KulgamQazigund Adda, Kulgam J&K 192231PUNB007390019202450201931-260228
KathuaCollege Road, Kathua, J&K 184101PUNB007440018402400101922-234671/238509
Rehari Chowk69, BC Road, Rehari, Jammu, J&K - 180005PUNB00794001800240180191-2561545, 2543966
NatiporaNatipora, District Badgam Jammu and Kashmir 190015PUNB00804001900240110194-2430780
NagrotaNagrota, Jammu Tawi, J&K 181221PUNB00806001800240230191-2673021
PamporePampore, Near Tehsil Office, Pulwama Jk 192121PUNB008280019002401201933-22212
R S Pura, JammuMain Road, R.S. Pura, Jammu, J&K 181102PUNB008370018002402701923-251204, 250246

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%