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Punjab National Bank Car Loan in Jammu
Last Updated : April 7, 2017, 11:03 a.m.
About Punjab National Bank Car Loan Jammu
Jammu is a heaven on earth and having your own car makes the traveling very comfortable. Having said that, those who have not yet bought a car, a car loan from Punjab National Bank can really help. The bank facilitates this loan at an affordable rate along with the higher loan amount facility. To apply at PNB in Jammu, read the car loan details here.
Punjab National Bank Car Loan Jammu at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 6.50% Onwards |
| Loan amount | Up to ₹100 lakhs |
| Tenure | Up to 7 years |
| Processing Fee | 1% of the loan amount (Maximum of ₹6000/-) |
Eligibility Criteria
The eligibility criteria to apply for a car loan or vehicle loan at Punjab National Bank (PNB) is as follows:
- The vehicle should be used for private purposes only
- Any individual can apply
- The loan can be taken for business concerns (corporate or non-corporate)
- The minimum net monthly salary/pension/income of the applicant should be ₹20000
Documents Required
The list of documents that an applicant must have at the time of applying for a car loan at PNB is as follows:
- Signed loan application form
- Identity Proof (PAN Card/Voter ID Card/Driving License/Passport)
- Age Proof
- Address Proof (Driving License/Passport/Voter ID Card)
- Last 6 months bank statement
- Last 3 months salary slip for salaried
- Form 16 or ITR for salaried
- Last 3 years ITR with computation of income for self-employed
- Last 3 years CA Certified/Audited Balance Sheet and Profit & loss account
For more information on car loans, read Car Loan Jammu
Punjab National Bank Branch Addresses in Jammu
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Anantnag | Anantnag, Kashmir, Jammu Kashmir | PUNB0002300 | 192024001 | 01932-227502 |
| Shalimar Road | Shalimar Road, Jammu Tawi, J&K - 180001 | PUNB0022300 | 180024009 | 0191-2547044, 2576117 |
| Jain Bazaar | Jain Bazaar, Jammu, J&K 180001 | PUNB0024000 | 180024011 | 0191-2570902, 2540967 |
| Srinagar Maharajganj | Srinagar, Maharajganj, J&K 19002 | PUNB0043700 | 190024010 | 0194-2477394 |
| Arnia | VPO Arnia, Jammu, J&K 181131 | PUNB0051700 | 180024501 | 01923-272233 |
| Baramulla | Near Sumo Stand, Baramulla Jammu and Kashmir J&K 193101 | PUNB0055800 | 193024001 | 01952-234318 |
| Bijbehara | Bijbehara Jammu And Kashmir Jk 192124 | PUNB0055900 | 192024501 | 01932-234279 |
| Basohli | Bus Stand, Basholi J&K 184201 | PUNB0056000 | 184024502 | 01923-251217 |
| Hiranagar | Hiranagar, Distt. Kathua, J&K 184142 | PUNB0068300 | 184024504 | 01922-274237 |
| Jammu Gandhi Nagar | Gandhi Nagar, Jammu | PUNB0070200 | 180024016 | 0191-2435189, 2435392, 2439899 |
| Kulgam | Qazigund Adda, Kulgam J&K 192231 | PUNB0073900 | 192024502 | 01931-260228 |
| Kathua | College Road, Kathua, J&K 184101 | PUNB0074400 | 184024001 | 01922-234671/238509 |
| Rehari Chowk | 69, BC Road, Rehari, Jammu, J&K - 180005 | PUNB0079400 | 180024018 | 0191-2561545, 2543966 |
| Natipora | Natipora, District Badgam Jammu and Kashmir 190015 | PUNB0080400 | 190024011 | 0194-2430780 |
| Nagrota | Nagrota, Jammu Tawi, J&K 181221 | PUNB0080600 | 180024023 | 0191-2673021 |
| Pampore | Pampore, Near Tehsil Office, Pulwama Jk 192121 | PUNB0082800 | 190024012 | 01933-22212 |
| R S Pura, Jammu | Main Road, R.S. Pura, Jammu, J&K 181102 | PUNB0083700 | 180024027 | 01923-251204, 250246 |