Punjab & Sind Bank Fixed Deposit Lucknow-Interest Rates - Wishfin

Punjab & Sind Bank Fixed Deposit in Lucknow

About Punjab & Sind Bank Fixed Deposit Lucknow

Don’t miss out on time but start investing early? Consider Punjab & Sind Bank Fixed Deposit Lucknow for getting assured returns on your investment. Select the time interval which spans around 7 days to 10 years subject to the interest rate chosen by you. The interest payable on fixed deposits reap higher returns as compared to a regular savings account. The customer thus gets regular returns and becomes liable to pay taxes if interest rate exceeds beyond ₹ 10,000 in a financial year. So, Lucknow customers, get ready and apply now at Punjab & Sind Bank Fixed Deposit Lucknow for deriving the best returns on this financial instrument.

Punjab & Sind Bank Fixed Deposit Lucknow at a glance

Interest Rate3.00% - 5.80%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The following entities are eligibile to apply for fixed deposit :

  • Individuals

  • Hindu Undivided Families (HUFs)

  • Minor represented by parents/guardian

  • Guardian on behalf of societies, clubs, trusts and associations

  • Associations

  • Clubs

  • Trusts

  • Sole proprietorship firms

  • Partnership firms

  • Limited companies

  • Senior Citizens

  • Ex-staff members

Documents Required with Punjab & Sind Bank Fixed Deposit Lucknow


An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

For additional details, visit Fixed Deposit Lucknow

Address of Punjab & Sind Bank Branches in Lucknow

Branch NameComplete AddressIFSCMICRContact Number
Alam Bagh LucknowAlam Bagh , Lucknow – 226005
Char Bagh, LucknowChar Bagh, LucknowPSIB0000916NON-MICR2228639
Gomati Nagar, LucknowGomati Nagar, LucknowPSIB0000917NON-MICR2456688
Lda Colony LucknowSt.Anns Day School Sector F L.D.A Colony, Kanpur Road LucknowPSIB00007762260230080522-2431419
Hazrat Ganj, Lucknow11 M.G.Road, Hazrat Ganj, Habibullah Estate, Lucknow, Uttar Pradesh - 226001PSIB00001662260230020522 2228639
Pioneer Montessori School, Vikas Nagar, LucknowPioneer Montessory School, Vikas Nagar, Lucknow, Uttar Pradesh - 226004 PSIB00007782260230070522-2769105
Raja Ji Puram, LucknowSri. Dashmesh Guru Singh Sabha Rajaji, Puram, Lucknow, Uttar Pradesh - 226004PSIB00007792260230060522-2411250
Lucknow Pioner M. I. College, RakabganjPioneer Montessori School, Indrani Nagar, Kundri Rakabganj, Lucknow, Uttar Pradesh - 226004PSIB00007902260230070522-2240175
Indira Nagar14/1 Sagar Deep Building, Indira Nagar, Lucknow, Uttar Pradesh - 226016 PSIB00008022260230050522-2711410
Jagatpur Distt RaebareliAllahabad Road Jagatpur, Rai Bareilly, Uttar Pradesh-229402PSIB0020959NON-MICR0522-2614260, 9451383204

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%