SBI Agra - IFSC Code, Rates February 2024, Main Branch Address

SBI Agra

About State Bank of India (SBI)

State Bank of India is the oldest bank in the country that was established 200 years ago. It was founded in the year 1806 and was formerly known as Bank of Calcutta. In 1955, it was named as State Bank of India. It is an Indian multinational public sector bank. It is the largest commercial bank in terms of assets, deposits, profits, branches, customers and employees. The bank has a vast network of branches and offices spread within and outside the national boundaries. It has 18,354 branches in India and 191 overseas offices spread over 36 countries. The bank has the largest presence in foreign markets among Indian banks. The SBI bank alone has 49,577 ATMs located in every nook and corner of the country. 
It is the country’s bank that provides a range of banking products to help the people resolve their problems. It renders quality financial services to the people and helps them in achieving their financial aims. It has drafted multiple banking products and services that serve as a tailor-made solution for all requirements. The multiple products offered by the bank include both loans and investment products. The branch addresses and details of the products offered by the bank in Agra city are mentioned below.

Address of SBI Branches in Agra

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Agra are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Dist, Agra State , Uttar, PradeshSBIN00103222500029579917474405
Service Branch Agra

Old SBI Bldg, Chhipitola Complex, M.G. Rd, AgraSBIN00099682820020000562-2262663
Agra City
Jeoni Mandi, Agra City Pin 282004SBIN00005932820020020562-2520566
Agra MainChhipi Tola, Agra UP 202004SBIN00006022820020031800 425 3800
ADA Jaipur House, Agra
Jaipur House, Agra, Uttar Pradesh, Pin.282002SBIN00065322820020040562-2810425 0562-2813446 0562-2511521
Balkeshwar Colony, AgraAgra, U P, Pin 282004SBIN00037082820020050562-2542046
Chhata Bazar, Agra

Achal Bhawan, Chhatta Bazar Daresi No 2 Agra, 282003SBIN0003090282002006011-2366673, 011-2265375
Foundry Nagar

Narai Ch Hathras Road, Agra, Uttar Pradesh , 282006, Pin - 282006SBIN00057172820020070562-2241943
Heera Bagh Colony, Agra
6, Moti Bagh Dayal Bagh, Agra, Agra, 282005SBIN00019312820020080562-2571224 0562-2570428
Loha Mandi

32, 10, Gujar Topkhana, Loha Mandi, Agra, U P, Pin 282002SBIN00033262820020090562-2811583 0562-2512681
Nagar Mahapalika, Agra
Agra, Uttar Pradesh 282002 , Pin - 282002SBIN00037072820020100562 - 25226102
SSI Nunhai

Ind Estate Nunhai, Agra Dt Agra, UP PIN 282006SBIN00011262820020110562-2280754
Raja Ki Mandi

Raja Ki Mandi, Agra, Uttar PradeshSBIN00018922820020120562-2854586
SIB Agra

SIB Branch Agra, Sanjay Palace, U.PSBIN00072782820020130562-2527350
S.N.M.C Agra
Agra, Up, Pin - 282001SBIN00078922820020140562-2260345 0562-2360146
Sadar Bazar AgraAgra Uttar PradeshSBIN00024672820020150562-2225003/ 2225553
Shoe Market Area, AgraHing Ki Mandi, Agra, Pin 282003SBIN00012832820020170562-2369280
Taj Ganj

Fatehabad Road, Agra, Uttar Pradesh , Pin - 282001SBIN00045372820020180562-2330449
Transport Nagar, Agra

Plot No. 139 - 140, Sector - 3, Agra, Uttar Pradesh , 282002 , Pin - 282002SBIN00055562820020190562-2601360 0562-2601509
New Shahganj, Agra

Shri Krishna Gaushala Building Agra, Uttar Pradesh 282010 , Pin - 282010SBIN00040292820020200562-2213632, 2217086, 0562-2213632
Kamla Nagar, Agra

E - 769, Kamla Nagar, Agra Agra, Uttar Pradesh, Pin - 282005SBIN00041002820020210562-2184224, 2581351
Army Base Work Shop, Agra

509, Army Base Workshop, Bundu Katra, Gwalior Road, Agra, Uttar Pradesh , PIN - 282001SBIN00041172820020220562-2410979

Bichpuri, Distt. Agra, Uttar Pradesh - 283105SBIN00023172820020230562-2636641, 2636536
Central Ordnance Depot AgraCOD, Agra, UP PIN 282001
SBIN00106282820020241800 425 3800
Oad Zonal Office AgraDist Agra State Uttar Pradesh Pincode 282004SBIN00067602820020270562-2522561
Agra Dist Uttar Pradesh State 283126SBIN00113152820020969868890004
TehraVill Tehra, Distt Agra, UP 283124SBIN001131628200209705613-216455

NH 2 Runkuta, Agra, Distt Agra, 282007SBIN001246728200210705613 - 272173, 272174
Trans Yamuna, AgraTrans Yamuna, Agra, Dist Agra 282001SBIN00116382820028060562-2240735

Agra Kagarole Road, Agra, Distt Agra, 283102SBIN00124692830021090562-2710950, 2710951

Products Offered by SBI in Agra

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below: 

Basic Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores9.15% - 11.30%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.00% - 14.00%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price7.20% - 7.90%For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.90% - 6.20%-7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%