SBI Bhubaneswar - IFSC Code, Rates February 2024, Main Branch Address

SBI Bhubaneswar

About State Bank of India (SBI)

State Bank of India is the public sector banking and financial services company. It is an Indian multinational bank that has the largest global presence. The bank originated back in the year 1806 as the Bank of Calcutta in Calcutta. It was merged with the Bank of Bombay and the Bank of Madras in the year 1921 to form Imperial Bank of India. The Imperial Bank of India then turned to State Bank of India in the year 1955. It was later nationalised by the Indian government. It has the vast network of branches and ATMs spread across the length and breadth of the country. It has about 18,354 branches and 49,577 ATMs within the domestic boundaries. Moreover, it has 52 branches and 121 foreign offices in 36 countries. Through the extensive network of branches, the bank delivers quality services. It won awards for best rural banking initiative and best IT architecture. The bank even received National Awards for excellence in MSE Enterprise and for lending to Micro Enterprise. The bank won ” The Best Bank” award and ” Best Home Loan Provider Award” in 2008. It is regarded as a top public sector bank under SME financing. SBI is the India’s own bank that has so far delivered high-quality services to its customers.

Address of SBI Branches in Bhubaneswar

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Bhubaneswar are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number

At By Pokhidasingh, Berhampore, Ganjam, Orissa, Pin 760002SBIN00054574600020980680-2291201
Service Branch, BhubaneswarDist Khurda State Orissa Pincode .751002SBIN00099297510020010674-2532642, 43

Unit - 1, Near Capital Police Station, Bhubaneswar - 751001SBIN00000417510020020674-2530894/ 2533191/ 2531235
Bapuji Nagar
Dist Khurda, Orissa 751009 SBIN00064087510020030674-2535847/ 2531340
Chandaka II C

A By 68, Mancheswar Industrial Estate, Rasulgarh, Bhubaneshwar , Pin - 751010SBIN00071877510020040674-2584152, 2582252
Forest Park

At By P.O. Forest Park, Bhubaneswar, Khurda, Orissa
SBIN00066067510020051800 425 3800
Govt. Treasury, Bhubaneswar
J.N. Marg, Distt. Khurda, Orissa 751001SBIN00090257510020060674-2394796/ 2391010/ 2396851
IDCO Tower

Janapath Bhubaneswar Distt Khurda Orissa 751007SBIN00078917510020070674-2542564
Bhubaneswar Industrial Estate

Near Palasuni, Check Gate, P.O. Rasulgarh, Dist Khurda, Orissa , Pin - 751010SBIN00033137510020080674-2580070
IRC Village Evening Br, Bhubaneswar
Plot No. 5 By 538, IRC Village Nayapalli, Khurda, Bhubaneshwar , Pin - 751015SBIN00070457510020090674-2558965
Kapila Prasad

Old Town, Bhubaneswar , Mahatab Road Old Townkhurda, Orissa , Pin - 751002
Laxmi Sagar Evening, Bhubaneswar
Plot No.145, Cuttack Road, Khurda 751006 , Pin - 751006SBIN00070477510020110674-2312475
Bhubaneshwar Old Town
Bhubaneswar Old Town, Khurda, Orissa, Pin 751002SBIN00031087510020120680-2221970
Rajpath Evening Br, Bhubaneswar
75, Budhanagar Bhubaneswar, Khurda Pincode - 751006SBIN00071887510020150674-2311390
RCE Campus

RCE Campus, Bhubaneswar , Orissa , Pin - 751022SBIN00053027510020160674-2541473 2543773
RRL Campus, Bhubaneshwar

R.R.L.Campus, Bhubaneswar R.R.L. Campus, Khurda Pincode - 751013SBIN00074997510020170674-2581491, 2585648
Utkal University

Vani Vihar, Bhunaneswar, Orrissa Dist Khurda, Orissa 751004SBIN00021357510020180674-2580986
Marcheswar I.E

At By P.O. Marcheswar I.E., Bhubaneswar, Khurda, Orissa, Pin 751017SBIN00073767510020190674-2580670
Nalco Corporate Office, Bhubaneswar
Nalco Bhawanp 1, Naya Palli Bhubaneswar Khurda, Orissa , Pin - 751013SBIN00098177510020200674-2300262, 2300263
PBB Bhubaneswar

4, Janapath, Bapuji Nagar Bhubaneswar, Orissa 751009SBIN00042567510020210674-2534488, 2534489
Commercial Branch, Bhubaneswar
Idcol House, Near Old Bus Stand, Unit - 2 Bhubaneswar 1, Khurda, Pin 751001SBIN00066577510020220674-2532415
PBB Chandrasekharpur

Mahanee Complex, 308 Distt Centre , Chandrasekharpur, Bhubaneswar , Pin - 751016SBIN00043457510020230674-2740707, 2740708
Fortune Towers Bhubaneswar
PO Chandrasekharpur, Bhubaneswar Pin - 751023SBIN00044147510020241800 425 3800
AIGINIAAIGINIA, BhubaneshwarSBIN00050777510020250674-2470727
Lewis Road
Dist Khurda Orissa 751002SBIN00050937510020260674-2432919
Sahid Nagar

Plot No 502 Distt Khurda Orissa 751007SBIN00051587510020270674-2543192
Heads Of Departments, Bhubaneswar
Heads Of Departments Building Unit V Dt Khurda Bhubaneswar Orissa 751001SBIN00102497510020289937360903
Sailashree Vihar, Bhubaneswar

Plot No. 309 By 1801, Sub Plot No. 1, BSNL Tower Complex, Sailashree Vihar, Bhubaneswar 751021SBIN00101277510020299437284924

IDCO Building Infocity Campus Chandaka Industrial Estate Bhubaneswar 751024SBIN00101337510020309438075081
KIIT Square, Bhubaneswar
KIIT Square, Patia, Bhubaneswar, Distt. Khurda, OrissaSBIN00102507510020319437128830
Rail Vihar, Bhubaneswar
Chandrasekharpur Bhubaneswar Distt Khurda Orissa 751023SBIN00102397510020329437117624
Secretariat Branch, Bhubaneswar
Orissa State Sectt., Bhubaneswar, Distt. Khurda, Orissa 751001SBIN00102367510020331800 425 3800
Rail Coach Factory, Bhubaneswar

Mancheswar Railway Workshop Mancheswar Bhubaneswar Distt Khurda Orissa 751005SBIN00102407510020349937307781
Raj Bhawan, Bhubaneswar

Raj Bhawan Didpensary Premises Unit 7 Dt Khurda BhubaneswarSBIN00102377510020359437206018

Plot No 108 A Lotus House Station Square Janapath Bhubaneswar OrissaSBIN00102387510020369861533988
Badagada, Bhubaneswar

Badagada Brit Colony, Badagarh Square, Near Kalyan Mandap Bhubaneswar 751018SBIN00109297510020410674-23114567
Vivekananda Marg

Plot No 456, Vivekananda Marg, Bhubaneswar 751002SBIN00109307510020420674-2432237
CCPC Bhubaneswar

Mallick Commercial Complex Plot No A 169, Unit 3, Kharvela Nagar, BhubaneswarSBIN00104097510020900674-2380844
Stress Assets Resolution Centre, Bhubaneswar1st Floor, Industrialestate Branch, Rasulgarh, BhubaneswarSBIN00051747510025170674-25885132
SMECCC, Bhubaneswar
SBI Zonal Office Premises Rajpath BhubaneswarSBIN00050427510029960674-2536369, 09437019942
INS Chilika

Balugaon, Distt. Khurda, Orissa 752037SBIN000748875200208806756-227265
Comm Br Bargarh

Canal Avenue, Bargarh, Orissa, Pin 768028SBIN000967976800201106646-230128
Currency Administrative Cell, Bhubaneswar
Unit - I, Near Capital Police Station, Bhubaneswar, Orissa, Dist: khurda - 751009SBIN0010270NON-MICR0674-2533326
Document Archival Centre

Document Archival Centre, Bhubaneswar, D 2/21, Sector - 1, Zone - D, Mancheswar Industrial State, Bhubaneswar - 751010, Dist: Khurda - 751010SBIN0013502NON-MICR0674-2582080, 2582030
Regional Business Office, Region - 1, Bhubaneswar

Regional Business Office, Region - 1, Bhubaneswar, Near Capital Police Station, Unit - 1, Bhubaneswar, Dist: Khurda - 751009SBIN0013818NON-MICR1800 425 3800

Products Offered by SBI in Bhubaneswar

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, gold loan, loan against property and business loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:

Basic Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores9.15% - 11.30%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.00% - 14.00%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price7.20% - 7.90%For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.90% - 6.20%-7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%