SBI Car Loan in Lucknow

About State Bank of India Car Loan in Lucknow

State Bank of India is the oldest bank in the country that has over the time evolved to be a leading banking institute of the country. The bank has been at the forefront of financial inclusion efforts mandated by the government and Reserve Bank of India. It has launched different products and schemes to benefit the population of the country. The example of which is car loan. The details of the bank’s car loan product are given below.

SBI Car Loan in Lucknow at a Glance

ParticularsDescription
Interest RateNew Cars - 8.70%-9.20%


Used Cars

men: 10.40-12.60%, women: 10.35-12.60%
Processing FeeNew Cars: No processing fees

Used Cars: 0.50% of loan amount + GST; Min ₹ 450.00 + GST & Max: ₹ 9100.00 + GST
Foreclosure ChargesNIL
Loan Tenure1-7 Years for New Cars
1-5 Years for Old Cars

Eligibility Criteria

The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
  • Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
  • Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Statement of bank account for last 6 months
  • 2 passport size photographs
  • Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
  • Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
    Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)

For more information, visit Car Loan Lucknow

Address of SBI Branches in Lucknow

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Lucknow are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Thakurganj

Shop No. B - 3 - 4 - 5, Galaxy Building, C. P. 64 , Tahsinganj , Hardoi Road, Lucknow, - 226003SBIN00130782260020699415752970
Aminabad, Lucknow

22, Dr. B.N. Verma Road, Kutchery Rd., Ahalika Complex, Aminabad, Lucknow - 226001SBIN00302832260050020522-2611209, 2618815
Babuganj, Lucknow

N 498/143k, Near I.T. College Crossing, Faizabad Road, Lucknow - 226007SBIN00303502260050030522-2740558
R.D.S.O. Lucknow

Research Design And Standard Organisation, Manak Nagar, Dist: Lucknow - 226011SBIN0013427NON-MICR9452191365
Service Branch

9 Shahnajaf Road Hazratganj Distt Lucknow Uttar Pradesh 226001SBIN00092532260020010522-2207305, 6525459
Lucknow Main Br.

Moti Mahal Marg, Hazaratganj, LucknowSBIN00001252260020020522/ 2230114/ 2234136
Ssi Aish Bagh

Mill Road Lucknow, 226 005 226005SBIN00025042260020040522-2242625
Alambagh

Shringar Nagar Lucknow, 226 005 226005SBIN00032222260020050522-2464520
Aminabad


Aminabad, Dist Lucknow Uttar Pradesh 226001SBIN00015262260020061800 425 3800
Ashok Marg

15, Ashok Marg, Lucknow, U.PSBIN00033472260020071800 425 3800
Behta Saboli, Lucknow

No. B - 15, Sector - L Aliganj, Kursi Road, Near Vishnupuri Chauraha, Lucknow, Pin - 226022SBIN00083512260020080522-2327406
Chander Nagar

P.O. Alambagh Lucknow U.P., Pin - 226005SBIN00060562260020110522-2456099
Ganeshganj

Ganeshganj, Lucknow, Uttar Pradesh, Pin - 226001SBIN00018982260020150522-2682460
Gomati Nagar, Lucknow

2 103, Chandra Bhawan , Vijaykhand Lucknow Pin - 226010SBIN00099162260020170522-2392009 2301743
High Court Lucknow

High Court Campus, Kaiser Bagh, Lucknow, U.P., Pin - 226001SBIN00062192260020180522-2611113
Hussain Ganj

16, Vidhan Sabha Marg, Lucknow, Uttar Pradesh, Pin - 226001SBIN00038142260020190522-2652052
Indira Nagar, Lucknow

A - 6, Faizabad Road , Lucknow, Uttar Pradesh , Pin - 226001SBIN00056792260020200522-2349665
Ismailganj, Lucknow

Faizabad Road, P.O. Chinhat Lucknow, U.P., Pin - 227105SBIN00060582260020210522-2701773
Jail Road

Bangla Bazar Opp. Asiana Colony Lucknow Pin - 226012SBIN00090192260020220522-2422494

 

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