SBI Car Loan in Lucknow
Last Updated : March 31, 2017, 5:57 p.m.
About State Bank of India Car Loan in Lucknow
State Bank of India is the oldest bank in the country that has over the time evolved to be a leading banking institute of the country. The bank has been at the forefront of financial inclusion efforts mandated by the government and Reserve Bank of India. It has launched different products and schemes to benefit the population of the country. The example of which is car loan. The details of the bank’s car loan product are given below.
SBI Car Loan in Lucknow at a Glance
| Particulars | Description |
|---|---|
| Interest Rate | 7.20% - 7.90% |
| Processing Fee | New Cars: No processing fees Used Cars: 1.25% of loan amount + GST; Min INR 3750 + GST & Max: INR 10,000 + GST |
| Foreclosure Charges | NIL |
| Loan Tenure | 1-7 Years for New Cars 1-5 Years for Old Cars |
Eligibility Criteria
The State Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- A regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.
- Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum
- Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Statement of bank account for last 6 months
- 2 passport size photographs
- Proof of Identity: (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
- Address Proof: (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate / SSI registered certificate/copy of partnership ( non- salaried)
For more information, visit Car Loan Lucknow
Address of SBI Branches in Lucknow
The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Lucknow are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Thakurganj | Shop No. B - 3 - 4 - 5, Galaxy Building, C. P. 64 , Tahsinganj , Hardoi Road, Lucknow, - 226003 | SBIN0013078 | 226002069 | 9415752970 |
| Aminabad, Lucknow | 22, Dr. B.N. Verma Road, Kutchery Rd., Ahalika Complex, Aminabad, Lucknow - 226001 | SBIN0030283 | 226005002 | 0522-2611209, 2618815 |
| Babuganj, Lucknow | N 498/143k, Near I.T. College Crossing, Faizabad Road, Lucknow - 226007 | SBIN0030350 | 226005003 | 0522-2740558 |
| R.D.S.O. Lucknow | Research Design And Standard Organisation, Manak Nagar, Dist: Lucknow - 226011 | SBIN0013427 | NON-MICR | 9452191365 |
| Service Branch | 9 Shahnajaf Road Hazratganj Distt Lucknow Uttar Pradesh 226001 | SBIN0009253 | 226002001 | 0522-2207305, 6525459 |
| Lucknow Main Br. | Moti Mahal Marg, Hazaratganj, Lucknow | SBIN0000125 | 226002002 | 0522/ 2230114/ 2234136 |
| Ssi Aish Bagh | Mill Road Lucknow, 226 005 226005 | SBIN0002504 | 226002004 | 0522-2242625 |
| Alambagh | Shringar Nagar Lucknow, 226 005 226005 | SBIN0003222 | 226002005 | 0522-2464520 |
| Aminabad | Aminabad, Dist Lucknow Uttar Pradesh 226001 | SBIN0001526 | 226002006 | 1800 425 3800 |
| Ashok Marg | 15, Ashok Marg, Lucknow, U.P | SBIN0003347 | 226002007 | 1800 425 3800 |
| Behta Saboli, Lucknow | No. B - 15, Sector - L Aliganj, Kursi Road, Near Vishnupuri Chauraha, Lucknow, Pin - 226022 | SBIN0008351 | 226002008 | 0522-2327406 |
| Chander Nagar | P.O. Alambagh Lucknow U.P., Pin - 226005 | SBIN0006056 | 226002011 | 0522-2456099 |
| Ganeshganj | Ganeshganj, Lucknow, Uttar Pradesh, Pin - 226001 | SBIN0001898 | 226002015 | 0522-2682460 |
| Gomati Nagar, Lucknow | 2 103, Chandra Bhawan , Vijaykhand Lucknow Pin - 226010 | SBIN0009916 | 226002017 | 0522-2392009 2301743 |
| High Court Lucknow | High Court Campus, Kaiser Bagh, Lucknow, U.P., Pin - 226001 | SBIN0006219 | 226002018 | 0522-2611113 |
| Hussain Ganj | 16, Vidhan Sabha Marg, Lucknow, Uttar Pradesh, Pin - 226001 | SBIN0003814 | 226002019 | 0522-2652052 |
| Indira Nagar, Lucknow | A - 6, Faizabad Road , Lucknow, Uttar Pradesh , Pin - 226001 | SBIN0005679 | 226002020 | 0522-2349665 |
| Ismailganj, Lucknow | Faizabad Road, P.O. Chinhat Lucknow, U.P., Pin - 227105 | SBIN0006058 | 226002021 | 0522-2701773 |
| Jail Road | Bangla Bazar Opp. Asiana Colony Lucknow Pin - 226012 | SBIN0009019 | 226002022 | 0522-2422494 |