State Bank of Travancore Bengaluru
Last Updated : March 27, 2017, 12:35 p.m.
About State Bank of Travancore
State Bank of Travancore is an associate bank of State Bank of India. The bank offers a bouquet of products and services such as personal banking, NRI services, business banking, social and rural banking and much more. The wide array of services of the bank encompasses insurance, mutual fund, credit card, demat services, custodial services, international debit card and pilgrimage service centre. Established in the heart of Bengaluru, the “Silicon Valley of India” through some of its branches has made possible for a large number of information technology companies to set up their base, thanks to the timely infusion of finances from State Bank of Travancore Bengaluru for the spurred growth in the prominent industries. Also, Bengaluru serves as a hub of many multinational corporations such as Infosys, Wipro etc. and telecom software companies. No doubt, Bengaluru has been propelling huge amounts of loans and grants from the Government of Karnataka in coordination with State Bank of Travancore Bengaluru, as a result, has attracted the huge chunks of talent across India to seek employment opportunities in the Silicon Valley.
The integration of information technology with the bank has encouraged numerous customers from Bengaluru and outside cities to open their savings bank account, current account or access the services which can continue to sustain their standard of living. It is possible due to the dedicated staff which has been the reason behind the functioning of the bank till date.
Branch Addresses of State Bank of Travancore Bengaluru
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Bangalore City | P.B.No.1808, Tippusultan Palace Road, Chamarajpet P.O., Bangalore, Karnataka, Pin – 560018 | SBTR0000242 | 560009002 | 080-26702833 080-26701940 080-26703091 |
| Residency Road | P.B.No.2505, Kamala Towers, 69/70 Residency Road, Bangalore, Karnataka, Pin – 560025 | SBTR0000300 | 560009003 | 080-25553600/03/04/01 |
| Cox Town – Bangalore | P.B.No.560, 8/1 Gover Road, , Fraser Town P.O., Bangalore, Karnataka, Pin – 560005 | SBTR0000428 | 560009005 | 080 25466533 080 25488010 080 25486203 |
| Pillana Gardens | P.B.No.4500, No.11 Nagawara Main Road, Arabic College P.O., Bangalore, Karnataka, Pin – 560045 | SBTR0000557 | 560009006 | 080 25469727 080 25492938 |
| Jc Nagar | P B No 609, Bldg No.140/1, J.C.Nagar P.O., Bangalore, Karnataka, Pin – 560006 | SBTR0000562 | 560009004 | 080-23331709 |
| Banashankari | P.B.No.8505, No.140 Nehru Road, Giri Nagar, Banashankari P.O., Bangalore, Karnataka, Pin – 560085 | SBTR0000624 | 560009007 | 080-26721407 |
| Industrial Finance Branch - Bangalore | Vayudoot Chambers, Trinity Junction, M.G.Road, Bangalore, Karnataka, Pin – 560001 | SBTR0000648 | 560009008 | 080-25597784 080-25598957 080-25598958 |
| Service Branch Bangalore | Ist Floor, 43. Lakshmana Mudaliar Street, Bangalore, Karnataka, Pin – 560001 | SBTR0000672 | 560009001 | 08025570211 08025549013 |
| Personal Banking Branch Bangalore | (indira Nagar), No.729 C.M.H Road, Opp.Chinmaya Mission Hospital, Indira Nagar, Bangalore, Karnataka, Pin – 560038 | SBTR0000679 | 560009009 | 080 - 25202039, 25215168 |
| Marathahalli | No.6, Gulmohar Enclave, Airport - White Field Road, Bangalore – 560087 | SBTR0000713 | 560009010 | 080 28495151 080 28495353 |
Products Offered by State Bank of Travancore Ahmedabad
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | (i) Salaried persons, self employed businessmen, professionals and agriculturists, who have regular monthly income and have a minimum of three years of standing / experience in their works are eligible to apply. (ii) The Net Monthly Income(NMI) should be 60 times for age upto 45 years (iii) The Net Monthly Income(NMI) should be 48 times for age above 45 years (iv) Income of spouse can also be considered for NMI | Max. ₹ 500 Lakhs | 9.15% - 11.30% | Upto ₹ 25,000: NIL, ₹ 25,001 to ₹ 2.00 lacs: ₹ 500/ Above ₹ 2.00 lacs: 0.50% of the loan amount + S.T., with a maximum of ₹ 10,000/ | Upto 30 years |
| Personal Loan | (i) For Government/ PSU employees: Normal Personal Loan & Elite Personal Loan (ii) For Corporate employees: Corporate Personal Loan (iii) Minimum age limit of the applicant should be 21 years and maximum 3 years before the date of retirement (iv) Minimum Net Monthly Income for Government Employees should be ₹ 20,000/- & ₹ 10,000/- for Corporates. | (i) Normal-For Persons with Net Monthly Income(NMI) upto ₹ 40,000/-12 times of NMI, maximum ₹ 4.00 lakhs. (ii) Elite-For persons with NMI above ₹ 40,000/-15 times of NMI, maximum ₹ 10.00 lakhs (iii) Corporates-15 times NMI, maximum ₹ 10.00 lakhs | 11.00% - 14.00% | 1.00% of the loan amount sanctioned(Service Tax as applicable rates should be collected separately) | Upto 5 years |
| Car Loan | (i) Salaried and regular income earners with a minimum 2 years standing /experience in their line of activity. (State/ Central Government, Public Sector undertakings, Corporations, Private sector companies, Insurance Companies and Banks and also pensioners). (ii)Commissioned Officers in defence services with a minimum 2 years of service. (iii) Professionals, Self-employed, Businessmen, proprietary/ partnership firms and others who are income tax assessee with a standing of 2 years can avail of the loan facility. (iv) The borrower should be in the age group of 21 to 65 years. | (i) Loan amount starting from ₹ 8 lakhs and above (ii) Car Loan as Term Loan Normal : Upto ₹ 10.00 lakhs Premium car Loan : ₹ 10.00 lakhs and above | 7.20% - 7.90% | (i) 0.30% of loan amount with a minimum of ₹ 1000/- and a maximum ₹ 3,000/- .(Service tax extra) (ii) When loans are rejected: 25% of the Processing Fee will be retained if the application is rejected after pre-sanction survey subject to Minimum of ₹ 250/- plus service tax | Upto 7 years |
| Business Loan | For MSME Contractor Plus (i) Registered/empanelled contractors of good repute undertaking works on behalf central and state governments/local bodies/railways/PSU's/MNC's and reputed private sector organizations (ii) Sub contractors executing works on behalf of main contractors For SME Easy Loan (i) Existing enterprises/new connections, including takeover For Doctor's Special Individuals, Patnerships, Corporates, Trusts(with power to borrow). Applicants should be Medical/Dental/Homeopathic/Ayurvedic Graduate from recognized institutes | For MSME Contractor Plus (i) Cash Credit: minimum ₹ 5 lakhs and maximum need based (ii) Term loan-need based For SME Easy Loan (i) Minimum : Above ₹ 10 lakhs (ii) Maximum : Need Based For Doctor's Special | For MSME Contractor Plus 11.05%p.a.-14.05% p.a. For SME Easy Loan 10.55% p.a.-10.80% p.a For Doctor's Special 11.30% p.a.-12.05% p.a | N.A. | For MSME Contractor Plus Upto 7 years For SME Easy Loan and Doctor's Special Upto 8 years |
| Fixed Deposit | Individuals, Hindu Undivided Families (HUFs), Minor represented by parents/guardian,Guardian on behalf of societies, clubs, trusts and associations, associations, clubs, trusts, sole proprietorship firms, partnership firms and limited companies | NIL | 2.90% - 6.20% | NIL | 7 days to 10 years |
Documents Required at State Bank of Travancore Ahmedabad
Products | Documents |
|---|---|
| Home Loan | Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried - Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track record of existing loans, if any Details of property you look to buy & construct |
| Personal Loan | Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport Address Proof- Utility bill/Passport/Aadhar card/Voter ID Income Proof- Latest Salary Slip/ ITR/Form-16 Other Income Proof for Salaried Individual Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch. Other Income Proof for self-employed professionals IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address. Bank Statement- Last 3-6 Month Bank Statement |
| Car Loan | For Self-Employed, Professionals, Proprietory/Partnership Firms and Businessmen Statement of Bank account of the borrower for last 6 months. Proof of Identity: - (any one of the following) - Passport copy/PAN Card/ Voters ID card/ Driving Licence etc. 2 passport size photographs of borrower. Income Proof: - Latest ITR for 2 years. Address Proof: - (any one of the following) - Ration card/Driving licence/Voters ID Card/Passport Copy/Telephone Bill/ Electricity Bill/Life Insurance policy/ PAN Card , Aadhar Card. I.T. Returns/Form 16 for the last 2 years. Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate/sales tax certificate/SSI registered certificate/copy of partnership. PAN CARD to be obtained compulsorily in all cases. Apart from PANCARD, Branches should obtain another valid ID proof like Aadhar card or driving License also. |
| Fixed Deposit | An Individual, Hindu Undivided Family, Sole Proprietorship Concern ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque A photograph Trusts Copy of the Trust Deed Copy of the registration certificate Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account Photographs of the members operating the account Associations/Clubs By-laws of the Association Copy of the Resolution by the board authorizing the members concerned to open and operate the account Photographs of the members operating the account Partnership Firm Partnership Deed Letter from partners approving the persons concerned to open and operate the account Photographs of the persons operating the account Public or Private Limited Companies Board Resolution / Authority Letter Memorandum & Articles of Association Certificate of Incorporation Certificate of Commencement of Business (Public Limited Company) Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC Governing Act / Rules and Regulations(PSUs) (certified true copy) |
