Syndicate Bank Noida
Last Updated : Feb. 23, 2017, 11:58 a.m.
About Syndicate Bank
Since the time of inception in 1925 it has been a constant upward curve for Syndicate Bank, which was previously called as Canara Industrial and Banking Syndicate. Three gentlemen from three different fields but had one common goal to achieve i.e to establish a bank. Well, the time was not adverse but at the same time not so favourable as well. The freedom battle was on and got even stronger by that time. So, to focus upon to set up a bank amid such intriguing movement against the Britishers tells a lot about the commitment of all three who happened to be a businessman, physician, and engineer, respectively. The names were Upendra Anantha Pai, TMA Pai and Vaman Kudva, who laid the foundation of the bank with a capital of ₹ 8,000. They were the visionaries and it is evident from the resounding success of Pigmy Deposit Scheme, which was launched way back in 1928, three years after the birth of the bank. The scheme is the mother of all the offers the bank has presented to the customers in its 92-year old stay in the banking space.
The scheme was meant to mobilize the small savings from the households. However, it grabbed the eyeball of the general public who took on to the scheme quite well. A gradual uptick in consumer confidence towards the scheme has now put the bank in a position where it receives a daily deposit of around ₹ 2 crores. The scheme was the start of many good things to come for the bank in the future. The success of the scheme has inspired the bank to nudge towards higher growth trajectory across many banking verticals such as corporate, retail, MSME, NRI and others. Customers across these segments are receiving customized products that have the power to meet their requirements and goals they have set in their lives.
Over the course of its stay, the bank has always maintained top-notch efficiency in its operations by revamping and introducing new technologies. The roll out of Centralized Banking Solution (CBS) has created a better flow of work in the branches and ATMs, thereby ensuring a great level of balance in the bank’s operation.
The privately-owned bank of 1925 is now the public property with the Government of India taking over the reins in 1969. Today, it is operating more than 3,000 branches and ATMs, along with 50 regional offices across the country. From top-tier cities to small towns, the bank is visible through its robust network of branches & ATMs.
Your own city Noida, a financial hub of Uttar Pradesh with a large number of corporate houses, is also blessed with the services of Syndicate Bank. As much as 10 branches of Syndicate Bank are located in the city. Based on your proximity, you can select from the branches. How can you find out the location of the branches? By glancing through the table below. In addition to the address, you would also know IFSC, MICR and contact details of the branches.
Syndicate Bank Noida Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Sector 62 Noida | NIOS Building A-31 Sector 62, Gautam Budh Nagar, Noida, Uttar Pradesh-201309 | SYNB0008688 | 110025182 | 0120-2402518 |
| Sector 18 Noida | B-16-17 Sector 18, Gautam Budh Nagar, Noida, Uttar Pradesh-201301 | SYNB0008778 | 110025097 | 0120-2514381, 2511226 |
| Noida SSI Branch | B-117, Sector 18, Gautam Budh Nagar, Noida, Uttar Pradesh-201301 | SYNB0008885 | 110025106 | 0120-2515040, 2514646 |
| Greater Noida | Plot No S-9, Gamma Shopping Mall, Noida- Greater Noida Main Road, Gautam Budh Nagar, Uttar Pradesh-201308 | SYNB0008895 | 110025150 | |
| Sector-61, Noida | GF Shopprix Mall C-134B Sector-61, Noida, Uttar Pradesh-201307 | SYNB0008686 | 110025187 | 0120-2588030 |
| Sector -15 Noida | Basoiya Complex Sector -15 Noida, G B Nagar District, Noida, Uttar Pradesh-201301 | SYNB0009347 | 110025330 | |
| AWHO Branch | AWHO Branch Gurjinder Vihar, Sector-Chi, Pocket-5 Greater Noida, District Gautam Budh Nagar, Noida, Uttar Pradesh-201306 | SYNB0009451 | 0120-2968475 | |
| Hoshiarpur | Noida Sector 51 Hoshiarpur, Noida, Uttar Pradesh-201301 | SYNB0009938 | 0120-2968475 |
Products Offered by Syndicate Bank in Noida
What are your financial goals? Is it the marriage, education, buying a home or a car? What are the loans you can choose at Noida branches of Syndicate Bank? What is your repayment capacity? How longer loan tenure you can expect to have? All that are important to know before choosing a loan. As far as loans go about, the bank offers personal loan for all your personal aspirations, a home loan to get your feet into your dream home, a car loan for moving the vehicle without worrying of any bumps on the road, and much more. So, if you want to avail the loans from Syndicate Bank, below is a table that you should look to get a complete detail of the products.
Loan Details of Syndicate Bank in Noida
| Products | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Synd Saral (Personal Loan) | Permanent employees working in state or central govt units, reputed private firms, teachers, pensioner, doctors, professionals, etc. | Not more than annual gross salary | 11.75% - 16.25% | 0.5% of the loan amount with a minimum of ₹ 500 plus service tax, as applicable | Upto 5 Years |
| Synd Nivas (Home Loan) | Available to resident Indians, NRIs holding the Indian Passport, Person of Indian Origin, Hindu Undivided Families (HUFs) | Upto 70%-90% of the property value | 8.85% - 11.25% | 0.125% of the loan amount Minimum- ₹ 500 Maximum-₹5,000 | Upto 30 Years |
| Synd Vahan (Car Loan) | Minimum annual income should not be less than ₹2 lakhs. Individuals, proprietors, partnership firms, agriculturists, trusts and few others are eligible to receive the loan. | Upto 95% of the on-road price or 3 times the gross annual income, whichever is lower for new cars. Used car finance is limited to 10 lakhs or 70% of the valuation amount, whichever is lower | 7.30% Onwards | As applicable by the bank | Upto 7 years for new cars Upto 5 years for used cars |
| Synd Rent | Residential or commercial property owners who have let out the property to government, reputed firms and even Syndicate Bank's premises | Upto 80% of the rent receivables, based on the unexpired lease period | 10.75%-11.25% p.a. | As applicable by the bank | Upto 10 Years |
| Synd Vidya Scheme (Education Loan) | Students who have got the admission to a recognized institution either in India or abroad | Upto ₹ 10 Lakhs in India Upto ₹ 20 Lakhs Overseas | 10.25%-11.50% p.a. | NIL | Upto 15 Years |
| Synd Mortgage Scheme | Residential or commercial property owners belonging to both salaried and non-salaried classes | For salaried-10 times of the net annual income For non-salaried-10 times of last 3 years average gross annual income | 11.50%-11.75% p.a. | As applicable by the bank | Upto 10 Years |
Documents You Need to Obtain Loans from Syndicate Bank in Noida
| Documents | Salaried | Self-employed |
|---|---|---|
| Synd Saral (Personal Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement |
| Synd Nivas (Home Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Showing Cost Estimate, Property Registration Copy | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Showing Cost Estimate, Property Registration Copy |
| Synd Vahan (Car Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Margin Copy, Car Registration Copy | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Margin Copy, Car Registration Copy |
| Synd Rent | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement |
| Synd Mortgage Scheme | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Documents of the property to be mortgaged | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Documents of the property to be mortgaged |