UCO Bank Home Loan Guwahati - Rates Nov 2023, Eligibility, IFSC, EMI

UCO Bank Home Loan in Guwahati

About UCO Bank Home Loan Guwahati

UCO Bank Guwahati persuades individuals whether salaried employees, self-employed professionals or businessmen to fulfill their home loan aspirations. The Guwahati borrowers have a reason to be happy about as interest rates are flexible enough to accommodate their every kind of home loan aspirations. Check eligibility now and apply now for UCO Bank Home Loan Guwahati for getting quick sanction on your desired home loan.

UCO Bank Home Loan Guwahati at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Guwahati

      Address of UCO Bank Branches in Guwahati

      Branch NameComplete AddressIFSCMICRContact Detail
      Guwahati MainFancy Bazar, Distt. Kamrup, Guwahati Assam-781001UCBA00000457810280020361-2540515
      SilpukhuriSilpukhuri Branch, Silpukhuri, GuwahatiUCBA00005337810280050361-2660518
      DispurDispur Branch, Dr.R.P.Road, Guwahati, Assam-781006UCBA00005727810280040361-2261365
      RehabariP.O. Rehabari, District. Kamrup, Guwahati Assam-781008UCBA00007097810280030361-2540517
      Rajgarh RoadRajgarh Road, Bhangagarh, District-KamrupUCBA00016697810280060361-2460144
      AmingaonAdabari Tenali, GuwahatiUCBA00017227810280090361-2573038
      Service BranchHB Road, Fancy Bazar, Guwahati-781001UCBA00021227810280010361-2735430
      Paltan BazarSushil Das Bhavan Paltan Bazar -GuwahatiUCBA00019257810280100361-2731792
      Down Town HospitalDown Town Hospital, GuwahatiUCBA00019947810280110361-2337279
      SonapurP.O. Sonapur GuwahatiUCBA00005007810285030361-2786287
      MaligaonMaligaon Charali, Maligaon-GuwahatiUCBA00001407810280070361-2570597
      BhetaparaBhetapara Chariali, P.O Beltola, GuwahatiUCBA0002472781028013
      LakharaLakhara Branch, GuwahatiUCBA0003039
      BarshaparaBarshapara Branch, House Of Sitanath Kar, Anu 14 Barshapara Main Road, Barsapar, P.O. BinovaUCBA0003040
      BasisthaBorah Communication. Complex, Opposite Housing Bus Stop, Guwahati-781028UCBA0003037

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