About UCO Bank Home Loan Guwahati
UCO Bank Guwahati persuades individuals whether salaried employees, self-employed professionals or businessmen to fulfill their home loan aspirations. The Guwahati borrowers have a reason to be happy about as interest rates are flexible enough to accommodate their every kind of home loan aspirations. Check eligibility now and apply now for UCO Bank Home Loan Guwahati for getting quick sanction on your desired home loan.
UCO Bank Home Loan Guwahati at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.85% - 10.40% |
| Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
| Tenure | Upto 30 years |
| Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
| Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Guwahati
Address of UCO Bank Branches in Guwahati
Branch Name Complete Address IFSC MICR Contact Detail Guwahati Main Fancy Bazar, Distt. Kamrup, Guwahati Assam-781001 UCBA0000045 781028002 0361-2540515 Silpukhuri Silpukhuri Branch, Silpukhuri, Guwahati UCBA0000533 781028005 0361-2660518 Dispur Dispur Branch, Dr.R.P.Road, Guwahati, Assam-781006 UCBA0000572 781028004 0361-2261365 Rehabari P.O. Rehabari, District. Kamrup, Guwahati Assam-781008 UCBA0000709 781028003 0361-2540517 Rajgarh Road Rajgarh Road, Bhangagarh, District-Kamrup UCBA0001669 781028006 0361-2460144 Amingaon Adabari Tenali, Guwahati UCBA0001722 781028009 0361-2573038 Service Branch HB Road, Fancy Bazar, Guwahati-781001 UCBA0002122 781028001 0361-2735430 Paltan Bazar Sushil Das Bhavan Paltan Bazar -Guwahati UCBA0001925 781028010 0361-2731792 Down Town Hospital Down Town Hospital, Guwahati UCBA0001994 781028011 0361-2337279 Sonapur P.O. Sonapur Guwahati UCBA0000500 781028503 0361-2786287 Maligaon Maligaon Charali, Maligaon-Guwahati UCBA0000140 781028007 0361-2570597 Bhetapara Bhetapara Chariali, P.O Beltola, Guwahati UCBA0002472 781028013 Lakhara Lakhara Branch, Guwahati UCBA0003039 Barshapara Barshapara Branch, House Of Sitanath Kar, Anu 14 Barshapara Main Road, Barsapar, P.O. Binova UCBA0003040 Basistha Borah Communication. Complex, Opposite Housing Bus Stop, Guwahati-781028 UCBA0003037