UCO Bank Home Loan Kolkata - IFSC, Rates Dec 2023, EMI, Eligibility

UCO Bank Home Loan in Kolkata

About UCO Bank Home Loan Kolkata

UCO Bank is known to be one of the leading contributors of home loans through its best customer service. There are innumerable satisfied customers of Home Loan around Kolkata and outside regions who consider UCO Bank home loans for fulfilling their varied requirements. Whether it is relating to buying a new home/readymade flat or plot, purchasing a resale home or availing the balance transfer or for repair purposes, redecoration or improvement of an existing home or for construction purposes. The loans are approved as per the CIBIL score(750 score) which can be easily obtained by any customer. So, don’t wait further? Apply now at UCO Bank Home Loan Kolkata for quick realization of your dream home.

UCO Bank Home Loan Kolkata at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Kolkata

      Address of UCO Bank Branches in Kolkata

      Branch NameComplete AddressIFSCMICRContact Detail
      India Exchange PlaceIndia Exchange Place, Calcutta- 700001, West BengalUCBA0000002700028015033-22303383
      Burra Bazar1, Sambhu Mullick Lane, Kolkata, West BengalUCBA0000014700028009033-22387879
      College Street63, College Street, Kolkata-700073, West BengalUCBA0000023700028016033-22413400
      Bhowanipore10, Priyo Nath Mullick Road, Kolkata-700025, West BengalUCBA0000031700028025033-24751579
      Lindsay Street3 And 4, Lindsay Street, New Market, Kolkata- 700016, West BengalUCBA0000069700028002033-22499484
      Ballygunge15 By 1A Gariahat Road, Kolkata, West BengalUCBA0000095700028026033-24407314
      Dharamtala Street45, Lenin Sarani, Kolkata- 700013, West BengalUCBA0000149700028012033-22441066
      Dum Dum458 A And B Jessore Road, Nagar Bazar, Dumdum, Kolkata, West BengalUCBA0000163700028091033-25296967
      Jadavpur23, Raja S C Mullick Road, Kolkata- 700032, West Bengal UCBA0000164700028056033-24125445
      Park CircusP-64 Dr. Sundri Mohan Avenue, Park Circus, Kolkata-700014 West BengalUCBA0000178700028073033-22447021
      New Alipore70 A Block D, New Alipore, Kolkata – 700053, West BengalUCBA0000179700028071033-24787129
      Brabourne Road10 B T M Sarani Brabourne Road, Kolkata –700001, West BengalUCBA0000190700028007033-22254120
      Rafi Ahmed Kidwai Road54/2, R.A. Kidwai Road, Kolkata- 700016, West BengalUCBA0000218700028004033-22297931
      Strand Road40, Strand Road Kolkata- 700001, West BengalUCBA00002417000280053322432138
      Bagh Bazar532, Rabindra Sarani, Kolkata- 700003UCBA0000256700028028033-25540237
      Netaji Subhash Chandra Bose Road235 By 3 Netaji Subhash Chandra Bose Road, Kolkata-700047UCBA0000257700028029033-24710185
      Hastings2 Munshi Premchand Sarani, Hastings, Kolkata West Bengal-700022UCBA0000277700028051033-22230894
      Lala Lajpat Rai SaraniLala Lajpat Rai Sarani Elgin Road, Kolkata- 700020, West Bengal UCBA0000286700028006033-22446354
      Hazra Road91 By 1 Hazra Road, Kolkata- 700026, West Bengal UCBA0000582700028052033-24753806
      Diamond Harbour Road197 By 722, Diamond Harbour Road, Po Thakurpukur, District 24- Paraganas 700063, West Bengal UCBA0000661700028086033-24976197

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  • Home Loan Interest Rates December 2023
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%