United Bank of India Car Loan in Chandigarh

About United Bank of India Car Loan in Chandigarh

People in the city of Chandigarh can now become the proud owner of a stylish car by availing a car loan product offered by United Bank of India. The bank is a major name in the Indian banking world and has served the people of India for a very long time. It offers the car loan product to every applicant who can meet the eligibility criteria. The bank has opened four branches in Chandigarh for the delivery of all the products.

United Bank of India Car Loan Chandigarh at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Chandigarh

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Chandigarh

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Check out Car Loan Chandigarh for more information.

Address of United Bank of India Branches in Chandigarh

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Sector 40DSco - 313, Sector - 40D, Chandigarh, ChandigarhUTBI0CDD776160027006(03220) 255104
Sector-17 Sco/32/33/34, Sector - 17C, Chandigarh, District - Chandigarh, Chandigarh, Pin - 160017UTBI0CDH717160027001(0172) 2704256, 2727934
Sector 40CSco - 226, Sector–44C, Chandigarh, ChandigarhUTBI0SCD749160027003(0172) 2662567
Chandigarh Regional OfficeSco 32 - 33 - 34, Sector 17C, Chandigarh Pin - 160 017 ChandigarhUTBI0XCG792Non-MICR0172-272742

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