United Bank of India Car Loan in Kolkata

About United Bank of India Car Loan in Kolkata

Kolkata is the city of Joy and one of the best places to live in India. United Bank of India is headquartered in the city of Kolkata and has over 100 branches here. The bank provides a car loan to the people who live in Kolkata so that their vehicle needs are met on time. The product can be used by an applicant to buy a used car or a new car in the city.

United Bank of India Car Loan Kolkata at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Kolkata

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Kolkata

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

For more details read Car Loan Kolkata.

Address of United Bank of India Branches in Kolkata

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
AnandapurP-50, Kasba Industrial Estate Phase-I, Em Bypass, Kolkata, West Bengal 700107UTBI0ADPA507000272401800-345-0345
Alipur27/1,Baker Road, Alipore, Kolkata, West Bengal 700027UTBI0ALP1507000270031800-345-0345
Belgachia25, Indra Biswas Road, Kolkata - 700037, West BengalUTBI0BCH1817000270141800-345-0345
Behala627/1, Diamond Harbour Road, Kolkata, Dist - South 24 Parganas, West Bengal, Pin - 700034UTBI0BEH1327000270121800-345-0345
Bhawanipur31, Ashutosh Mukherjee Road, Kolkata - 700020, West BengalUTBI0BHN1047000270181800-345-0345
Bijoygarh College6/57/2, Bijaygarh, Kolkata, Dist - South 24 Parganas, West Bengal, Pin - 700032UTBI0BIJ1777000270201800-345-0345
Bidhan Sarani203/1/1, Bidhan Sarani, Kolkata - 700006, West BengalUTBI0BIS1587000270191800-345-0345
Bosepukur Rajdanga27G, Bosepukur Road, Kolkata, Dist - South 24 Parganas, West Bengal, Pin - 700042UTBI0BOSC907000271671800-345-0345
Bowbazar235/2, Bipin Behari Ganguly Street, Kolkata - 700012, West BengalUTBI0BOW1057000270211800-345-0345
BiratiMahajati Nagar, 88 Sarat Bose Road, P.O. Rajbari, Airport, Kolkata - 700081 West BengalUTBI0BRTF607000272501800-345-0345
BaghBazar 17, 32/1, Girish Ghosh Avenue, Soyabazar, Baghbazar, Kolkata, West Bengal 700003UTBI0BAZ1017000270051800-345-0345

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