Vijaya Bank Ahmedabad

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About Vijaya Bank 

Established in the year 1931 with a core objective to offer the best in class services as well as innovative financial products, there is no denying the fact that Vijaya Bank in Ahmedabad is no doubt of the leading names in the finanacial sector. Yes, when it comes to offering the loans, insurance, investment, cards or any sort of banking service, the bank nevers disappoints you. Moreover, being a renowned name in the Indian banking industry, this lender has created it own space, hence has won many hearts via its unmacthed and remarkable services. 

With a total number of more than 1900 branches along with 1,651 ATMs located at various cities around the country, Vijaya Bank is your own bank, where all your financial hurdles can easily be taken care in the least time frame. Right from Deposits & Loans Products, NRI & Cards Services and Remit & Collect, the bank deals into every sort of financial offerings, hence ensures that all its customers will always be happy. The bank offers an exclusive range of personalized, financial products as well as services through various delivery channels. The main objective of this public sector lender is to enrich the banking experience of one and all. 

Vijaya Bank Ahmedabad Branches

Branch Name Complete Address IFSCMICRCustomer Care
Relief Road, AhmedabadP B No 203, Vishal Coml Centre, Patharkuva, Relief Road, Ahmedabad, 380001Ambawadi, AhmedabadVIJB0007301380029002
Ambawadi, AhmedabadOpp:Govt Polytechnic, Dr V S Road, Ambawadi, Ahmedabad, Gujarat, 380015 VIJB0007302
380029007
Maninagar, Ahmedabad143/11, Suvas Bldg, Krishna Bagh, Maninagar, Ahmedabad, Gujarat, 380008
VIJB0007304
380029005
Manek Chowk, AhmedabadP B No 62, Madan Gopal Haveli, Manek Chowk, Ahmedabad, Gujarat, 380001VIJB0007305380029003
Navarangpura, AhmedabadP B No 4065, 2, Neptune House, Navarangapura, Ahmedabad, Gujarat, 380009VIJB0007306380029006
Ashram Road, AhmedabadNobles, Opp:Nehru Bridge, Ashram Road, Ahmedabad, Gujarat, 380009VIJB0007315380029008
Saraspur, Ahmedabad313, Peeth Bazar, Saraspur, Ahmedabad, Gujarat State, 380018VIJB0007321380029004
Gurukul, AhmedabadSurya Complex, Gurukul Road, Memnagar, Ahmedabad, Gujarat, 380052VIJB0007324380029009
Bodakdev, AhmedabadMithila Complex, Judges Bungalow - , Cross Road, , Bodakdev, Ahmedabad, 380015VIJB0007326380029010
Industrial Finanace Branch, AhmedabadKamadhenu Complex, Opp:Polytechnic, Ambawadi, Ahmedabad, Gujarat, 380015VIJB0007328380029011
Satellite Area, Ahmedabad8 - 9 - 10, Dhananjay Towers, 100 Feet Road, Satellite Area, Ahmedabad, Gujarat, 380015VIJB0007329380029013
Armb AhmedabadFirst Floor, Kamadhenu Complex , Panjarapole , Ambawadi, AhmedabadVIJB0007335
Sola Cross RoadNavarang Complex, Near Sattadar Circle, Sola Cross Road, AhmedabadVIJB0007336380029014
Chandkheda, AhmedabadShyamal Complex, 100 Feet Road, New G C Road, Chandkheda, Ahmedabad, Gujarat, 382424VIJB0007337380029015
Krishnanagar, Ahmedabad1119/F/2, Near Krishna Tower And Priya Cinema, N H 8, Krishna NagarVIJB0007339380029016
Domestic Airport Extention Counter, AhmedabadExtention Counter, Domestic Airport - , Terminal, , Ahmedabad, Gujrat, 380003VIJB0007382
Gujarat Mineral Development Corp. Ltd (Gmdc Ltd) Extention Counter, AhmedabadExtension Counter, G M D C Ltd, 132 Ft Ring Road, Vastrapur, Ahmedabad, 380052VIJB0007383
Service Branch, Ahmedabad1St Floor, Nobles, Opp:Nehru Bridge, Ashram Road, Ahmedabad, Gujrat, 380009VIJB0009208380029000079-26588922, ,
Science City Road AhmedabadShop No 90, 91, 92 & 93, Shukan Mall, Science City Road AhmedabadVIJB0007346380029017
Regional Office. AhmedabadKamdhenu Complex, Opp:Polytechnic, Ambawadi, Ahmedabad, GujratVIJB0009101380029001079-26302567
Ghuma, AhmedabadShop No .1/2/3, Pavan Complex, Opp.Lelgebi Ashram, Ghuma - 380058VIJB000734838002901802717-233006
Vastral, AhmedabadShop No.41 To 44, Karnavati Mega Mall, Vastral Road, Vastral, Ahmedabad, 382418VIJB00073493800290199570070742
Gota - Sayona City AhmedabadShop No. 7 & 8 Shivam Arcade R.C.Technical Road, Gota Ahmedabad 380 061VIJB0007351389029020
Paldi AhmedabadShop No. 2, Satva Bldg. Near Shantivan Bus Stand, Paldi, Ahmedabad 380 007VIJB0007352380029021
Corporate Banking Branch Ahmedabad1St Floor, Kamdhenu Complex, Opp. Polytechnic, Ambawadi, Ahmedabad 380 015VIJB0007357380029022
Currency Chest AhmedabadPb # 4065 " Neptune House" , Navarangpura, Ahmedabad - 380009VIJB0009619380029100079-26401179
Racpc - AhmedabadKamdhenu Complex, Panjarapole, Ahmedabad - 380015VIJB0009801
Sanand, GujaratShop No 1& 2, Prbhuva House, Opp.Siddhraj Hotel, Siddaraj Char Rasta, Deesa Patan Rd, Sanand - 384265VIJB0007361380029023
Dahej, AhmedabadBehind Panchyat Office, Taluka, Vagra, Dahej, Dist-Bharuch-392130VIJB0007362392029130
Veerayatan Vidyapth AhmedabadVeerayatan Vidyapith Jakhania Bhuj Mandvi Highway Taluka Manvi KachhVIJB0007384
HansalpurShop No-33 To 37, Shivam Plaxa, Hansalpur, Newviurangam, Hansalpur Char Rasta, Taluka, Virangm-382150VIJB0007373380029024
Palanpur BranchMegh Darshan, Shop No-28-30, Ground Floor, Mehulparell, Opp Circuit House, Ahmedabad Highway-385001VIJB0007376385029001
Nava Naroda , GujaratShop No - 5-8, Ground Floor, .Avani Square, Manhavvilla Cross Road, Nava Naroda0VIJB0007378380029025
ThaltejThaltej, Shop No- 15 To 18 Dev Aditya Complex, Opp. Silver Square Complex, Ahmedabad, GujaratVIJB0007377
Vij-New Ranip, GujaratSun Real Homes, Behind Sawan Bunglow Khodiyar Mata Mandir Road, Near G S T Crossing, New Ranip, GujaratVIJB0007397382029480

Products Offered by Vijaya Bank in Ahmedabad

Right from housing loan, personal loan, education loan to jewel loan and 4 wheeler loan, this public sector bank offers all, so that all your financial needs can be meet in the least time frame. But before you go for any product, it is important to know the eligibility criteria, loan amount, interest rate, tenure and processing of each. So, go through this page to know more about the various products offered by Vijaya Bank in Ahmedabad. 


Basic Details of Vijaya Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.65%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
Salaried:
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

Pensioners:
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs
12.35% - 13.35%85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.
9.30% - 9.45%7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

ProductDocuments
Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
Passport
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant


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