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About Vijaya Bank
Vijaya Bank Ahmedabad Branches
Products Offered by Vijaya Bank in Ahmedabad
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Vijaya Bank Ahmedabad
Last Updated : Feb. 8, 2017, 12:50 p.m.
About Vijaya Bank
Established in the year 1931 with a core objective to offer the best in class services as well as innovative financial products, there is no denying the fact that Vijaya Bank in Ahmedabad is no doubt of the leading names in the finanacial sector. Yes, when it comes to offering the loans, insurance, investment, cards or any sort of banking service, the bank nevers disappoints you. Moreover, being a renowned name in the Indian banking industry, this lender has created it own space, hence has won many hearts via its unmacthed and remarkable services.
With a total number of more than 1900 branches along with 1,651 ATMs located at various cities around the country, Vijaya Bank is your own bank, where all your financial hurdles can easily be taken care in the least time frame. Right from Deposits & Loans Products, NRI & Cards Services and Remit & Collect, the bank deals into every sort of financial offerings, hence ensures that all its customers will always be happy. The bank offers an exclusive range of personalized, financial products as well as services through various delivery channels. The main objective of this public sector lender is to enrich the banking experience of one and all.
Vijaya Bank Ahmedabad Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Relief Road, Ahmedabad | P B No 203, Vishal Coml Centre, Patharkuva, Relief Road, Ahmedabad, 380001Ambawadi, Ahmedabad | VIJB0007301 | 380029002 | |
| Ambawadi, Ahmedabad | Opp:Govt Polytechnic, Dr V S Road, Ambawadi, Ahmedabad, Gujarat, 380015 | VIJB0007302 | 380029007 | |
| Maninagar, Ahmedabad | 143/11, Suvas Bldg, Krishna Bagh, Maninagar, Ahmedabad, Gujarat, 380008 | VIJB0007304 | 380029005 | |
| Manek Chowk, Ahmedabad | P B No 62, Madan Gopal Haveli, Manek Chowk, Ahmedabad, Gujarat, 380001 | VIJB0007305 | 380029003 | |
| Navarangpura, Ahmedabad | P B No 4065, 2, Neptune House, Navarangapura, Ahmedabad, Gujarat, 380009 | VIJB0007306 | 380029006 | |
| Ashram Road, Ahmedabad | Nobles, Opp:Nehru Bridge, Ashram Road, Ahmedabad, Gujarat, 380009 | VIJB0007315 | 380029008 | |
| Saraspur, Ahmedabad | 313, Peeth Bazar, Saraspur, Ahmedabad, Gujarat State, 380018 | VIJB0007321 | 380029004 | |
| Gurukul, Ahmedabad | Surya Complex, Gurukul Road, Memnagar, Ahmedabad, Gujarat, 380052 | VIJB0007324 | 380029009 | |
| Bodakdev, Ahmedabad | Mithila Complex, Judges Bungalow - , Cross Road, , Bodakdev, Ahmedabad, 380015 | VIJB0007326 | 380029010 | |
| Industrial Finanace Branch, Ahmedabad | Kamadhenu Complex, Opp:Polytechnic, Ambawadi, Ahmedabad, Gujarat, 380015 | VIJB0007328 | 380029011 | |
| Satellite Area, Ahmedabad | 8 - 9 - 10, Dhananjay Towers, 100 Feet Road, Satellite Area, Ahmedabad, Gujarat, 380015 | VIJB0007329 | 380029013 | |
| Armb Ahmedabad | First Floor, Kamadhenu Complex , Panjarapole , Ambawadi, Ahmedabad | VIJB0007335 | ||
| Sola Cross Road | Navarang Complex, Near Sattadar Circle, Sola Cross Road, Ahmedabad | VIJB0007336 | 380029014 | |
| Chandkheda, Ahmedabad | Shyamal Complex, 100 Feet Road, New G C Road, Chandkheda, Ahmedabad, Gujarat, 382424 | VIJB0007337 | 380029015 | |
| Krishnanagar, Ahmedabad | 1119/F/2, Near Krishna Tower And Priya Cinema, N H 8, Krishna Nagar | VIJB0007339 | 380029016 | |
| Domestic Airport Extention Counter, Ahmedabad | Extention Counter, Domestic Airport - , Terminal, , Ahmedabad, Gujrat, 380003 | VIJB0007382 | ||
| Gujarat Mineral Development Corp. Ltd (Gmdc Ltd) Extention Counter, Ahmedabad | Extension Counter, G M D C Ltd, 132 Ft Ring Road, Vastrapur, Ahmedabad, 380052 | VIJB0007383 | ||
| Service Branch, Ahmedabad | 1St Floor, Nobles, Opp:Nehru Bridge, Ashram Road, Ahmedabad, Gujrat, 380009 | VIJB0009208 | 380029000 | 079-26588922, , |
| Science City Road Ahmedabad | Shop No 90, 91, 92 & 93, Shukan Mall, Science City Road Ahmedabad | VIJB0007346 | 380029017 | |
| Regional Office. Ahmedabad | Kamdhenu Complex, Opp:Polytechnic, Ambawadi, Ahmedabad, Gujrat | VIJB0009101 | 380029001 | 079-26302567 |
| Ghuma, Ahmedabad | Shop No .1/2/3, Pavan Complex, Opp.Lelgebi Ashram, Ghuma - 380058 | VIJB0007348 | 380029018 | 02717-233006 |
| Vastral, Ahmedabad | Shop No.41 To 44, Karnavati Mega Mall, Vastral Road, Vastral, Ahmedabad, 382418 | VIJB0007349 | 380029019 | 9570070742 |
| Gota - Sayona City Ahmedabad | Shop No. 7 & 8 Shivam Arcade R.C.Technical Road, Gota Ahmedabad 380 061 | VIJB0007351 | 389029020 | |
| Paldi Ahmedabad | Shop No. 2, Satva Bldg. Near Shantivan Bus Stand, Paldi, Ahmedabad 380 007 | VIJB0007352 | 380029021 | |
| Corporate Banking Branch Ahmedabad | 1St Floor, Kamdhenu Complex, Opp. Polytechnic, Ambawadi, Ahmedabad 380 015 | VIJB0007357 | 380029022 | |
| Currency Chest Ahmedabad | Pb # 4065 " Neptune House" , Navarangpura, Ahmedabad - 380009 | VIJB0009619 | 380029100 | 079-26401179 |
| Racpc - Ahmedabad | Kamdhenu Complex, Panjarapole, Ahmedabad - 380015 | VIJB0009801 | ||
| Sanand, Gujarat | Shop No 1& 2, Prbhuva House, Opp.Siddhraj Hotel, Siddaraj Char Rasta, Deesa Patan Rd, Sanand - 384265 | VIJB0007361 | 380029023 | |
| Dahej, Ahmedabad | Behind Panchyat Office, Taluka, Vagra, Dahej, Dist-Bharuch-392130 | VIJB0007362 | 392029130 | |
| Veerayatan Vidyapth Ahmedabad | Veerayatan Vidyapith Jakhania Bhuj Mandvi Highway Taluka Manvi Kachh | VIJB0007384 | ||
| Hansalpur | Shop No-33 To 37, Shivam Plaxa, Hansalpur, Newviurangam, Hansalpur Char Rasta, Taluka, Virangm-382150 | VIJB0007373 | 380029024 | |
| Palanpur Branch | Megh Darshan, Shop No-28-30, Ground Floor, Mehulparell, Opp Circuit House, Ahmedabad Highway-385001 | VIJB0007376 | 385029001 | |
| Nava Naroda , Gujarat | Shop No - 5-8, Ground Floor, .Avani Square, Manhavvilla Cross Road, Nava Naroda0 | VIJB0007378 | 380029025 | |
| Thaltej | Thaltej, Shop No- 15 To 18 Dev Aditya Complex, Opp. Silver Square Complex, Ahmedabad, Gujarat | VIJB0007377 | ||
| Vij-New Ranip, Gujarat | Sun Real Homes, Behind Sawan Bunglow Khodiyar Mata Mandir Road, Near G S T Crossing, New Ranip, Gujarat | VIJB0007397 | 382029480 |
Products Offered by Vijaya Bank in Ahmedabad
Right from housing loan , personal loan, education loan to jewel loan and 4 wheeler loan, this public sector bank offers all, so that all your financial needs can be meet in the least time frame. But before you go for any product, it is important to know the eligibility criteria, loan amount, interest rate, tenure and processing of each. So, go through this page to know more about the various products offered by Vijaya Bank in Ahmedabad.
Basic Details of Vijaya Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. The maximum age of the applicant at the time of loan maturity should be 75 years. Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements. Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility. | 8.50% - 10.60% | No Limit | 30 Years | Waived off till 31 st March,2017 |
| Personal Loan | If you a salaried or pensioner, you are eligible to avail the loan from lender. Salaried: The minimum age of the applicant should be 21 years at the time of availing loan. He /she should also has minimum 2 years of left over period in service. 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs. Pensioners: The maximum age of the applicant should not be more than 72 years. He/she should also draws the pension through Vijaya Bank. 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs | 10.90% - 18.25% | 85% of the cost/invoice of new vehicle. 70% of the market value of used vehicle, not more than 5 years old. 100% of the cost/invoice for new vehicles | 5 Years | |
| Four Wheeler Loan | Individuals aged between 21 and 70 years. Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company. Pensioners drawing pension through our bank. Professionals/Self Employed persons having independent income. | 7% onwards | 7 Years | ||
| Education Loan | Loans to students admitted to Top Rated Institutions. Loans to students admitted to other domestic institutions. Loans to students seeking studies abroad. | 9.45%-10.65% | ₹10Lakh-20 Lakh | up to 15 years | Nil |
| Jewel Loan | Individuals of all income groups | 7%-11.25% | Based on daily price quoted by Bank | 1-2.5 Years | Upto & inclusive of ₹ 25,000=Nil Above ₹.25,000= 0.40% of the loan amount |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted. Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed). Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted Income certificate issued by Revenue Authorities in case the applicant is an agriculturist. All the Land records and documents in original and two sets of copies License for construction/renovation of House/Flat Approved plan/Blue Print for the proposed construction or extension Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board. |
| Personal Loan | Presanctioned Documents Latest salary certificate of the applicants. Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. |
| 4 Wheeler Loan | 2 passportsize photos Identity Proof Residence Address Proof Statement of account of the applicant/co-applicant for the past one year from their present Bankers. Salary slips for the last 3 months of the applicant in case of salaried person. Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant. |
| Jewel Loan | Duly filled application form and recent passport size photographs of the applicant. He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments. The applicant should also need to have an agreement for demand cash credit against pledge of jewels. Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc. |
| Education Loan | ID Proof Documents: For identity proof, you can submit following documents, Aadhar Card Passport PAN Card Voter ID Card Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead Certificate of address with photo from Government-recognized educational institutions Ration Card Driving Licence Arms Licence Certificate of photo identity issued by the Village Panchayat head Current passbook of Post Office or any scheduled Bank with your photo on it Address Proof Documents: For address proof, you can submit the following documents: Voter ID Card Certificate of address Certificate of address with photo from Government-recognized educational institutions Aadhar Card Ration Card Notarized Sale or lease Agreement Current passbook of Post Office or any scheduled Bank with your Photo on it Photographs : You need to submit passport sized photographs of applicant to the bank Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant |