Vijaya Bank Bengaluru 

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About Vijaya Bank 

Vijaya Bank was founded in the year 1931 with one common goal i..e to offer the best banking services to all the customers nestled around the globe. With a total number of over 1900 branches along with 1,651 ATMs, the main endeavor of the bank is the fact that it can easily be found in different cities of the nation. Hence, will always remain within the reach of the customers around the country. Be it loans, insurance, investment or cards, the bank is into everything, thus gives you an opportunity, where all your financial needs can be taken care in the best possible manner.  

By bringing an enormous range of products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect and what not, the bank aims that each of its service and product will always remain within the reach and satisfies the needs of all. This si the reason that people living in this hi-tech city called Bengaluru prefer to avail the financial help from this lender due to its unmatched products and services, being offered in the field of finance. To know more about this public sector financial entity, kindly go through the page below. 

Vijaya Bank Bengaluru Branches

Branch Name Complete Address IFSCMICRCustomer Care
Adugodi, BangaloreP B No 8227, 29, Hosur Road, Adugodi, Bangalore, Karnataka, 560030VIJB0001001560029002 080-25711999
Banashankari, BangaloreVIJB0001020560029006
Brigade Road, BangaloreNilgiris Bldg, 11, Brigade Road, Bangalore, Karnataka State, 560001VIJB0001038560029004
Byatarayanapura, BangaloreC M C Premises, Bellary Road, Byatarayanapura, Bangalore, Karnataka, 560092VIJB0001040560029025080-23333809, 080-23621594,
Channapatna, KarnatakaChaya Market, M G Road, Channapatna, Karnataka State, 571501VIJB0001044571029602080 7251888
Dabaspet, KarnatakaDabaspet, Nelamangala Tq, 562111VIJB0001049560029078
Dasarahalli, BangaloreTumkur Road, Dasarahalli, Bangalore, Karnataka State, 560057VIJB0001054560029029
Domlur, BangaloreVIJB0001061560029008
Ganganagar, BangaloreNo 19/10, 1St Main Road, Ganganagar, Bangalore, Karnataka, 560032VIJB0001065560029030
Sanjaynagar, BangaloreNo 17, 2Nd Stage, Rajmahal Vilas Extn, Sanjaynagar, Bangalore, Karnataka, 560094VIJB0001066560029031
Hanumantnagar, BangaloreNo 25, Aloka, 3Rd Main Road, Hanumantnagar, Bangalore, Karnataka, 560019VIJB0001076560029009
Infantry Road, BangaloreNo 23/24, Infantry Road, Bangalore, Karnataka State, 560001VIJB0001093560029012
Jayanagar, BangaloreP B No 1124, No.18, 27Th Cross, 11Th Main, 3Rd Block, Jayanagar, Bangalore, 560011VIJB0001096560029013
Cox Town, BangaloreNo 35, 1St Floor, Tambu Chetty Road, Cox Town, Bangalore, Karnataka, 560005VIJB0001097560029005  080-25485330,
J C Road, BangaloreP B No 6697, 14, J C Road, Bangalore, Karnataka State, 560002VIJB0001100560029033080-22224835
Kaggalipura, KarnatakaKaggalipura, Post Somnathpura, T Narasipur Taluk, Mysore Dist, Karnataka, 571120VIJB000110108227 270029
Kanakapura, KarnatakaR E S Complex, M G Road, Kanakapura, Karnataka State, 562117VIJB0001107560029095080 27522427
K G Road, BangaloreP B No 9934, No 34, 1St Floor, Hariram Complex, K.G.Road, Bangalore, 560009VIJB0001118560029034
Magadi, KarnatakaKllya Gate, Main Road, Magadi, Bangalore - Rural, Karnataka State, 562120VIJB0001135560029097
Malleshwaram, BangaloreP B No 310, 352, Sampige Road, Malleshwaram, Bangalore, Karnataka, 560003VIJB0001139
Mayo Hall, BangaloreP B No 5118, Public Utility Blg, Mayo Hall, M.G.Road, Bangalore, 560001VIJB0001146560029015
Mudigere, KarnatakaP B No 26, K M Road, Mudigere, Karnataka State, 577132VIJB0001151
Mysore Road, Bangalore152, 7Th Cross, 2Nd Main, Chamarajpet, Bangalore, Karnataka, 560018VIJB0001153560029037080-26617799
Nagappa Block, Bangalore1613/31, K B G Extn, Nagappa Block, Srirampuram, Bangalore, Karnataka, 560021VIJB0001155560029038
Nelamangala, Karnataka124, B H Road, Nelamangala, Bangalore Rural, Karnataka State, 562123VIJB0001161560029080080 27722129
Peenya, BangaloreNo.3/1/A, Tumkur Road, Peenya, Bangalore, Karnataka, 560058VIJB0001173560029041
R C Road, BangaloreP B No 5099, B V Bhavan Bldg, Race Course Road, Bangalore, Karnataka, 560001VIJB0001178560029016
Rajajinagar, BangaloreP B No 1022, No 367, V Block, 65Th Cross, Rajajinagar, Bangalore, 560010VIJB0001179560029043080-23351353
Ramanagaram, KarnatakaP B No 12, M G Road, Ramanagaram, Karnataka State, 571511VIJB0001180571029552
P B No 12, M G Road, Ramanagaram, Karnataka State, 571511P B No 2555, No 2A, Residency Road, Bangalore, Karnataka, 560025VIJB0001184560029017
Sankey Road, BangaloreNo 19, Sankey Road, Bangalore, Karnataka State, 560020VIJB0001189560029044:080-23442200
Shanthinagar, BangaloreNo 12, 1St Main, 2Nd Stage, West Of Chord Road, Bangalore, Karnataka, 560086VIJB0001193560029019
West Of Chord Road, BangaloreNo 12, 1St Main, 2Nd Stage, West Of Chord Road, Bangalore, Karnataka, 560086VIJB0001201560029046
South End Road, BangaloreSouth End Road, Basavanagudi, Bangalore, Karnataka State, 560004VIJB0001202560029022
Ulsoor, BangaloreNo 11/12, Cambridge Road, Ulsoor, Bangalore, Karnataka, 560008VIJB0001216560029021

Products Offered by Vijaya Bank in Bengaluru 

With plenty of financial products to choose from, it would not be wrong to say that Vijaya Bank makes it difficult for you to pick just one product. Each product offered by the bank be it a personal loan, housing loan, education loan, 4 wheeler loan or jewel loan is unique itself, hence meets your financial needs in minimum time frame. To know more about these products, just take a look at the page below.  


Basic Details of Bengaluru Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.50% - 8.65%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
Salaried:
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

Pensioners:
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs
12.35% - 13.35%85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.
9.30% - 9.45%7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

ProductDocuments
Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
Passport
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant


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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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