Vijaya Bank New Delhi 

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About Vijaya Bank 

Known for creating its niche in the Indian banking sector, there is no denying the fact that Vijaya Bank with its endless range of financial products such as  Deposits & Loans Products, NRI & Cards Services and Remit & Collect ensures that all its customers around the globe will have the best banking experience. Being established in the year 1931 with a core objective to deliver innovative, high-tech and state-of-the-art products , this public sector bank is a favorite of many, especially the people living in New Delhi. After delivering the smiles on the faces of more than 3,500 customers, the lender endeavors to offer unique and unforgettable experience to one and all.

This is the reason that today this bank holds a strong position in the country with more than 1900 branches along with 1,651 ATMs nestled in various cities. No matter what sort of financial help you are in need, the bank with its quick and transparent process makes sure to help you out in best possible manner. With this positive attitude and innovative vision, Vijaya Bank is here to rule the roost. If you are looking for something more, kindly go to the page below. 


Vijaya Bank New Delhi Branches

BranchAddressIFSCMICRCustomer Care
Bhorgarh, DelhiFacility Centre, No 4, D S I D C, Narela Indl Park, Bhorgarh, Delhi, 110040VIJB0006001110029003
Chandni Chowk, DelhiNew DelhiVIJB0006002110029005
Barakhamba RoadNo.17, Vijaya Building, Barakhamba Road, New Delhi - 110001VIJB0006004110029006
Defence Colony, New DelhiNo 31/C, D D A Complex, Opp:Moolchand Hospital, Defence Colony, New Delhi, 110024VIJB0006005110029007
Cantonment, New DelhiNew DelhiVIJB0006006110029004
Kamalanagar, DelhiNew DelhiVIJB0006007110029009
Karolbagh, New Delhi10203, Jamna House, Padam Singh Road, Karolbagh, New Delhi, 110005VIJB0006008110029010
Khureji - Khas, DelhiNo 4, Bhagat Singh Marg, Khurejikhas, Delhi, 110051VIJB0006009110029011
R K Puram, New DelhiSector - 9, Sangam Theatre Bldg, R K Puram, New Delhi, 110022VIJB0006011110029012
Sameypur, DelhiMain Road, Sameypur, Delhi, , 110042VIJB0006012110029014
Krishna Park, New DelhiNo B/25, Tilaknagar Post, New Krishna Park, New Delhi, 110018VIJB0006013110029015
Hauz Khas, New DelhiNo D/65, Hauzkhas Market, Hauzkhas, New Delhi, 110016VIJB0006015110029008
Ansari Road, New DelhiNew DelhiVIJB0006017110029002
Ram Nagar, New DelhiNo 8718, D B Gupta Road, Paharganj, Ramnagar, New Delhi, 110055VIJB0006018110029013
Vigyan Vihar, DelhiNew DelhiVIJB0006019110029016
Bikaji Cama Place, New DelhiAnsal Chamber - Ii, Flat No Ug - 27/35, 6, Africa Avenue, B C Place, New Delhi, 110066VIJB0006020110029018
Loni Road, DelhiNo 1/3732, Timber Market, Loni Road, Shahadar, Delhi, 110032VIJB0006022110029019
C M S B, DelhiNo 17, Vijaya Building, Barakhamba Road, New Delhi, 110001VIJB0006028110029020011 23353242
Greater Kailash, New DelhiNo M 53, Shopping Centre, Greater Kailash - 2, New Delhi, 110048VIJB0006031110029027
Raja Garden, New DelhiNo 23, Nazafgarh Road, Raja Garden, New Delhi, 110015VIJB0006033110029031
Patparganj, New DelhiPlot No 5, No 1, Savitri Plaza, I P Extension, L S C - 2, Patparganj, Delhi, 110092VIJB0006034110029030
Nehru Place, New DelhiB/14, Gr Floor, Chirag Enclave, Nehru Place, New Delhi, 110048VIJB0006035110029032
A R M B, Delhi Ground Floor, Vijaya Building, 17, Barakhamba Road, New Delhi, 110001VIJB0006036110029999
Pitampura, Delhi Plot No 1, C U Block, Vikas Surya Plaza, Local Shopping Centre, Pitampura, New Delhi, 110034VIJB0006037110029036
Rohini, DelhiEss Ess Plaza, 1, Community Centre, Sector - 3, Rohini, New Delhi, 110085VIJB0006038110029035
Naraina, DelhiNo C - 127, Phase - 1, Main Road, Industrial Area, Naraina, New Delhi, 110028VIJB0006039110029033
Vasant Kunj, DelhiBhatnagar Inter - , National School, , Sector - B, Pocket 8&9, Vasant Kunj, Delhi, 110070VIJB0006040110029034
Vikas Marg, DelhiNo.8, Rajdhani Enclave, Vikas Marg, New Delhi, 110092VIJB0006041110029037
Malviyanagar, DelhiD - 86, Main Road, Malviyanagar, New Delhi, 110017VIJB0006042110029038
Azadpur, Delhi17 - 18, New Subzi Mandi, Behind Indraprastha - , Ice & Cold Storage, , Azadpur, Delhi, 110033VIJB0006043110029039
Paschim Vihar, New DelhiC - 68, Lic Colony, Paschim Vihar, New Delhi 110087VIJB0006045110029043
Punjabi Bagh, New DelhiPlot No.36, North Avenue Road, Punjabi Bagh (West), 110026VIJB0006047110029047
Mayur Vihar, DelhiD - 29, Acharya Niketan, Mayur Vihar Phase - I, 110091VIJB0006048110029048
DwarkaPlot No. 45, Sector 12 - B, Dwaraka, Delhi.VIJB0006049110029050011-28034208
Safdarjang Airport Extention Counter, New DelhiExtention Counter, Airport Auth Of India, Safdarjung Airport, New Delhi, 110003VIJB0006801

Products Offered by Vijaya Bank in New Delhi 

Being the capital of India, it would not be wrong to say that in New Delhi you can find plenty of leading leaders, offering you best deal. And, Vijaya Bank is one such name who you can trust when it comes to buying a financial product such as personal loan, housing loan, education loan, jewel loan and 4 wheeler loan. To know more about these products, kindly read the page below. 


Basic Details of Vijaya Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.90%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
Salaried:
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

Pensioners:
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs

12.50% - 13.50%

85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.

9.45%

7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

ProductDocuments
Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
Passport
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant


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