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About Vijaya Bank
Products Offered by Vijaya Bank in New Delhi
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Vijaya Bank New Delhi
Last Updated : Feb. 14, 2017, 1:42 p.m.
About Vijaya Bank
Known for creating its niche in the Indian banking sector, there is no denying the fact that Vijaya Bank with its endless range of financial products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect ensures that all its customers around the globe will have the best banking experience. Being established in the year 1931 with a core objective to deliver innovative, high-tech and state-of-the-art products , this public sector bank is a favorite of many, especially the people living in New Delhi. After delivering the smiles on the faces of more than 3,500 customers, the lender endeavors to offer unique and unforgettable experience to one and all.
This is the reason that today this bank holds a strong position in the country with more than 1900 branches along with 1,651 ATMs nestled in various cities. No matter what sort of financial help you are in need, the bank with its quick and transparent process makes sure to help you out in best possible manner. With this positive attitude and innovative vision, Vijaya Bank is here to rule the roost. If you are looking for something more, kindly go to the page below.
Vijaya Bank New Delhi Branches
| Branch | Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Bhorgarh, Delhi | Facility Centre, No 4, D S I D C, Narela Indl Park, Bhorgarh, Delhi, 110040 | VIJB0006001 | 110029003 | |
| Chandni Chowk, Delhi | New Delhi | VIJB0006002 | 110029005 | |
| Barakhamba Road | No.17, Vijaya Building, Barakhamba Road, New Delhi - 110001 | VIJB0006004 | 110029006 | |
| Defence Colony, New Delhi | No 31/C, D D A Complex, Opp:Moolchand Hospital, Defence Colony, New Delhi, 110024 | VIJB0006005 | 110029007 | |
| Cantonment, New Delhi | New Delhi | VIJB0006006 | 110029004 | |
| Kamalanagar, Delhi | New Delhi | VIJB0006007 | 110029009 | |
| Karolbagh, New Delhi | 10203, Jamna House, Padam Singh Road, Karolbagh, New Delhi, 110005 | VIJB0006008 | 110029010 | |
| Khureji - Khas, Delhi | No 4, Bhagat Singh Marg, Khurejikhas, Delhi, 110051 | VIJB0006009 | 110029011 | |
| R K Puram, New Delhi | Sector - 9, Sangam Theatre Bldg, R K Puram, New Delhi, 110022 | VIJB0006011 | 110029012 | |
| Sameypur, Delhi | Main Road, Sameypur, Delhi, , 110042 | VIJB0006012 | 110029014 | |
| Krishna Park, New Delhi | No B/25, Tilaknagar Post, New Krishna Park, New Delhi, 110018 | VIJB0006013 | 110029015 | |
| Hauz Khas, New Delhi | No D/65, Hauzkhas Market, Hauzkhas, New Delhi, 110016 | VIJB0006015 | 110029008 | |
| Ansari Road, New Delhi | New Delhi | VIJB0006017 | 110029002 | |
| Ram Nagar, New Delhi | No 8718, D B Gupta Road, Paharganj, Ramnagar, New Delhi, 110055 | VIJB0006018 | 110029013 | |
| Vigyan Vihar, Delhi | New Delhi | VIJB0006019 | 110029016 | |
| Bikaji Cama Place, New Delhi | Ansal Chamber - Ii, Flat No Ug - 27/35, 6, Africa Avenue, B C Place, New Delhi, 110066 | VIJB0006020 | 110029018 | |
| Loni Road, Delhi | No 1/3732, Timber Market, Loni Road, Shahadar, Delhi, 110032 | VIJB0006022 | 110029019 | |
| C M S B, Delhi | No 17, Vijaya Building, Barakhamba Road, New Delhi, 110001 | VIJB0006028 | 110029020 | 011 23353242 |
| Greater Kailash, New Delhi | No M 53, Shopping Centre, Greater Kailash - 2, New Delhi, 110048 | VIJB0006031 | 110029027 | |
| Raja Garden, New Delhi | No 23, Nazafgarh Road, Raja Garden, New Delhi, 110015 | VIJB0006033 | 110029031 | |
| Patparganj, New Delhi | Plot No 5, No 1, Savitri Plaza, I P Extension, L S C - 2, Patparganj, Delhi, 110092 | VIJB0006034 | 110029030 | |
| Nehru Place, New Delhi | B/14, Gr Floor, Chirag Enclave, Nehru Place, New Delhi, 110048 | VIJB0006035 | 110029032 | |
| A R M B, Delhi | Ground Floor, Vijaya Building, 17, Barakhamba Road, New Delhi, 110001 | VIJB0006036 | 110029999 | |
| Pitampura, Delhi | Plot No 1, C U Block, Vikas Surya Plaza, Local Shopping Centre, Pitampura, New Delhi, 110034 | VIJB0006037 | 110029036 | |
| Rohini, Delhi | Ess Ess Plaza, 1, Community Centre, Sector - 3, Rohini, New Delhi, 110085 | VIJB0006038 | 110029035 | |
| Naraina, Delhi | No C - 127, Phase - 1, Main Road, Industrial Area, Naraina, New Delhi, 110028 | VIJB0006039 | 110029033 | |
| Vasant Kunj, Delhi | Bhatnagar Inter - , National School, , Sector - B, Pocket 8&9, Vasant Kunj, Delhi, 110070 | VIJB0006040 | 110029034 | |
| Vikas Marg, Delhi | No.8, Rajdhani Enclave, Vikas Marg, New Delhi, 110092 | VIJB0006041 | 110029037 | |
| Malviyanagar, Delhi | D - 86, Main Road, Malviyanagar, New Delhi, 110017 | VIJB0006042 | 110029038 | |
| Azadpur, Delhi | 17 - 18, New Subzi Mandi, Behind Indraprastha - , Ice & Cold Storage, , Azadpur, Delhi, 110033 | VIJB0006043 | 110029039 | |
| Paschim Vihar, New Delhi | C - 68, Lic Colony, Paschim Vihar, New Delhi 110087 | VIJB0006045 | 110029043 | |
| Punjabi Bagh, New Delhi | Plot No.36, North Avenue Road, Punjabi Bagh (West), 110026 | VIJB0006047 | 110029047 | |
| Mayur Vihar, Delhi | D - 29, Acharya Niketan, Mayur Vihar Phase - I, 110091 | VIJB0006048 | 110029048 | |
| Dwarka | Plot No. 45, Sector 12 - B, Dwaraka, Delhi. | VIJB0006049 | 110029050 | 011-28034208 |
| Safdarjang Airport Extention Counter, New Delhi | Extention Counter, Airport Auth Of India, Safdarjung Airport, New Delhi, 110003 | VIJB0006801 |
Products Offered by Vijaya Bank in New Delhi
Being the capital of India, it would not be wrong to say that in New Delhi you can find plenty of leading leaders, offering you best deal. And, Vijaya Bank is one such name who you can trust when it comes to buying a financial product such as personal loan , housing loan, education loan, jewel loan and 4 wheeler loan. To know more about these products, kindly read the page below.
Basic Details of Vijaya Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. The maximum age of the applicant at the time of loan maturity should be 75 years. Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements. Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility. | 8.50% - 10.60% | No Limit | 30 Years | Waived off till 31 st March,2017 |
| Personal Loan | If you a salaried or pensioner, you are eligible to avail the loan from lender. Salaried: The minimum age of the applicant should be 21 years at the time of availing loan. He /she should also has minimum 2 years of left over period in service. 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs. Pensioners: The maximum age of the applicant should not be more than 72 years. He/she should also draws the pension through Vijaya Bank. 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs | 10.90% - 18.25% | 85% of the cost/invoice of new vehicle. 70% of the market value of used vehicle, not more than 5 years old. 100% of the cost/invoice for new vehicles | 5 Years | |
| Four Wheeler Loan | Individuals aged between 21 and 70 years. Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company. Pensioners drawing pension through our bank. Professionals/Self Employed persons having independent income. | 7% onwards | 7 Years | ||
| Education Loan | Loans to students admitted to Top Rated Institutions. Loans to students admitted to other domestic institutions. Loans to students seeking studies abroad. | 9.45%-10.65% | ₹10Lakh-20 Lakh | up to 15 years | Nil |
| Jewel Loan | Individuals of all income groups | 7%-11.25% | Based on daily price quoted by Bank | 1-2.5 Years | Upto & inclusive of ₹ 25,000=Nil Above ₹.25,000= 0.40% of the loan amount |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted. Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed). Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted Income certificate issued by Revenue Authorities in case the applicant is an agriculturist. All the Land records and documents in original and two sets of copies License for construction/renovation of House/Flat Approved plan/Blue Print for the proposed construction or extension Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board. |
| Personal Loan | Presanctioned Documents Latest salary certificate of the applicants. Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. |
| 4 Wheeler Loan | 2 passportsize photos Identity Proof Residence Address Proof Statement of account of the applicant/co-applicant for the past one year from their present Bankers. Salary slips for the last 3 months of the applicant in case of salaried person. Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant. |
| Jewel Loan | Duly filled application form and recent passport size photographs of the applicant. He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments. The applicant should also need to have an agreement for demand cash credit against pledge of jewels. Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc. |
| Education Loan | ID Proof Documents: For identity proof, you can submit following documents, Aadhar Card Passport PAN Card Voter ID Card Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead Certificate of address with photo from Government-recognized educational institutions Ration Card Driving Licence Arms Licence Certificate of photo identity issued by the Village Panchayat head Current passbook of Post Office or any scheduled Bank with your photo on it Address Proof Documents: For address proof, you can submit the following documents: Voter ID Card Certificate of address Certificate of address with photo from Government-recognized educational institutions Aadhar Card Ration Card Notarized Sale or lease Agreement Current passbook of Post Office or any scheduled Bank with your Photo on it Photographs : You need to submit passport sized photographs of applicant to the bank Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant |