Yes Bank Agra

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About Yes Bank 

Being India's fifth largest private sector bank, and was founded in the year 2004, Yes Bank with its innovative approach and creative vision has created its own space in the industry. Headquartered in Mumbai, this renowned bank with its best of banking and financial services has been ruling the roost. If we talk about the number of products offered by the bank, it is best known for offering plenty of them in the fields of Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business lines across the country.  

The Bank with its diverse range of financial products and services ensures that all its around the globe will attain the best experience. This is the reason that people living in Agra when need financial help, Yes Bank is no doubt their first choice. This full-service commercial bank is the only Greenfield bank license awarded by the RBI in the last two decades. The bank with its plenty of unmatched, remarkable and state-of-the-art products leaves no stone unturned to meet the varied financial needs of one and all. However, if you are interested in knowing more about the bank, kindly go to the page below. 

Yes Bank Agra Branches

Branch Name Complete Address IFSCMICRCustomer Care
AgraGround And First Floor, 116/18, Sanjay Palace, Agra Uttar PradeshYESB0000050282532002
Dayalbagh, Uttar Pradesh48 A, Heera Bagh Colony, Dayal Bagh Road 282005YESB00001752825320039958390909
Sadar Bazaar Agra CanttGround Floor, 20 20 A, Taj Road, Sadar Bazaar, Agra Cantt Up, Pin 282001YESB00005562825320042225164
Kamla Nagar, AgraCentral Business Park, Khasra No.645, Mauza Ghatwasan, Kamla Nagar, Agra, Uttar Pradesh, Pin 282004YESB000071128253200518002000

Products Offered by Yes Bank in Agra

Right from home loan, personal loan to gold loan, car loan and loan against property this private sector bank offers an exclusive range of products so that various financial needs of all can easily be fulfilled. But, all these products come with different eligibility criteria, hence to avail any of them, you need to meet the said criteria of the bank.  Here, you can know about the eligibility criteria, loan amount, tenure interest rate and processing fee of Yes Bank loans available in the beautiful city of Taj i.e. Agra. To know more about the same, go to the page below. 

Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.

14.00%

₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.
8.80% - 13.70%₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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