Yes Bank Agra
Last Updated : Feb. 15, 2017, 2:58 p.m.
About Yes Bank
Being India's fifth largest private sector bank, and was founded in the year 2004, Yes Bank with its innovative approach and creative vision has created its own space in the industry. Headquartered in Mumbai, this renowned bank with its best of banking and financial services has been ruling the roost. If we talk about the number of products offered by the bank, it is best known for offering plenty of them in the fields of Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business lines across the country.
The Bank with its diverse range of financial products and services ensures that all its around the globe will attain the best experience. This is the reason that people living in Agra when need financial help, Yes Bank is no doubt their first choice. This full-service commercial bank is the only Greenfield bank license awarded by the RBI in the last two decades. The bank with its plenty of unmatched, remarkable and state-of-the-art products leaves no stone unturned to meet the varied financial needs of one and all. However, if you are interested in knowing more about the bank, kindly go to the page below.
Yes Bank Agra Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Agra | Ground And First Floor, 116/18, Sanjay Palace, Agra Uttar Pradesh | YESB0000050 | 282532002 | |
| Dayalbagh, Uttar Pradesh | 48 A, Heera Bagh Colony, Dayal Bagh Road 282005 | YESB0000175 | 282532003 | 9958390909 |
| Sadar Bazaar Agra Cantt | Ground Floor, 20 20 A, Taj Road, Sadar Bazaar, Agra Cantt Up, Pin 282001 | YESB0000556 | 282532004 | 2225164 |
| Kamla Nagar, Agra | Central Business Park, Khasra No.645, Mauza Ghatwasan, Kamla Nagar, Agra, Uttar Pradesh, Pin 282004 | YESB0000711 | 282532005 | 18002000 |
Products Offered by Yes Bank in Agra
Right from home loan, personal loan to gold loan, car loan and loan against property this private sector bank offers an exclusive range of products so that various financial needs of all can easily be fulfilled. But, all these products come with different eligibility criteria, hence to avail any of them, you need to meet the said criteria of the bank. Here, you can know about the eligibility criteria, loan amount, tenure interest rate and processing fee of Yes Bank loans available in the beautiful city of Taj i.e. Agra. To know more about the same, go to the page below.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |