Yes Bank Bengaluru

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About Yes Bank 

Being one of the fastest growing, private sector banks of the country, there is no denying the fact that Yes Bank is one such reliable name that you can trust easily. Established in the year 2004 under the supervision and proper guidance of Mr. Rana Kapoor and Late Ashok Kapur, this lender with its wide range of financial products and services ensures that all its esteemed customers always get the best. This is the reason that over the years the bank has created its own niche in the Indian banking sector, hence is considered as one of the most reliable lenders, known for offering unmatched and innovative products. 

With its exclusive range of products in the areas of  Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this full-service commercial bank ensures to deliver nothing but the best. Moreover, with a strong customer base, innovative approach and state-of-the-art technological advancements this lender has been ensuring that all its customers around the globe will have an unforgettable banking experience. That's why Yes Bank has created its own place in the beautiful city of Bengaluru. To know more about the products offered by this renowned bank in the city, kindly go to the page below. 


Yes Bank Bengaluru Branches

Branch Name Complete Address IFSCMICRCustomer Care
BangaloreGround Floor, Prestige Obelisk Municipal No 3 Kasturba Road BangaloreYESB0000022560532002
ThippasandraBldg 27, Hal 3Rd Stage, 80 Feet Road, Indira Nagar, New Thippasandra Bangalore Karnataka 560075YESB0000048560532003
DevanahalliSurvey No. 135/3, Ward No. 19 B.B. Road , Devanahalli Landmark Between Icici And Federal Bangalore Karnataka 562110YESB0000259YESB0000259
JayanagarGround Floor, Prestige Sapphire, 3Rd Block, 9Th Main Road, Jayanagar Bangalore Karnataka 560011YESB0000197560532004
KoramangalaGround And Mezzanine Floor, Basil Moneta, Koramangala Bangalore Karnataka 560095YESB0000198YESB0000198
Bannerghatta Road, BangaloreGround Floor, Bda No 10 J.P Nagar, Iii Phase, Bannerghatta Road, Po Bangalore-560 078YESB00004155605320079886496561
MalleswaramGround & First Floor, Plot No. 93, 2Nd Sampige Main Road, 7Th Cross Road, Malleshwaram, Bangalore, Karnataka - 560003YESB00001565605320089886496561
Chartered Sahakari Bank Niyamitha1St Main, 1St Block, Koramangala, Bangalore - 560034YESB0CSB0015600062529448276266
Jp Nagar, BangaloreBlock B, Brigade Millenium Road, 6Th Phase, J P Nagar Bangalore 560 078.YESB00004275605320099886496561
Banshankri, BangaloreGround Floor, 282 Rv Mansion, 100 Ft Road, Ring Road, Banshankri 3Rd Stage, 4Th Phase, 7Th Block, Bangalore, Karnataka. Pin - 560 055.YESB00004645605320109886496561
SahakarnagarYes Bank Limited, Ground Floor 44 & 45, Sahakar Nagar, 60 Feet Road, Bangalore 560 092.YESB00005135605320128880889499
HSR LayoutYes Bank Limited, 90, Ground Floor, 17Th Cross 4Th Sector, Hsr Layout, Bangalore-560102.YESB00005355605320119986424422
Kamanhalli-BangaloreGround Floor 27, Near Empire Hotel, Opp. Nandhana Hotel, Kamanhalli, Bangalore, Karnataka-560084YESB0000476560532014
Bvk Iyengar Road, Bangalore68, B V K Iyengar Road, Near Abhinay Theater And, Maharaja Complex, Bangalore, Karnataka-560053YESB0000538560532013
Vijaynagar, BangaloreNo.04, 17Th Cross, Ground Floor, M.C.Layout, Behind Maruthi Mandir, Vijayanagar, Bangalore 560040 KarnatakaYESB000059956053201549009300
Rajaji Nagar, BangaloreGround Floor, 1005/A, Dr.Rajkumar Road, 4Th Block, Rajaji Nagar, Bangalore, Karnataka, 560010YESB000063256053201643224502
Cunningham RoadGround Floor, Batra Chambers, 1/3 Cunningham Road Bengaluru, Karnataka 560052YESB000063956053201743221300
Jayanagar II, BangaloreGround And First Floor, New No.23/Old No.1185, 26Th Main Road, 9Th Block, 560011YESB000065356053201946622900
Avenue Road, BangaloreGround And First Floor, 33, Avenue Road, 560002YESB000065856053202026534456
Bel Road, BangaloreGround Floor, No.18, Rasasri Chambers, New Bel Road, 560054YESB000065956053201846618599
Cmh Road, BangaloreGround Floor And Mezzanine Floor, Hari Prem, Binnamangala, 1St Stage, No. 82/Hoysala Nagar, Cmh Road, Bangalore, Karnataka, Pin - 560038YESB000069656053202146613125
Whitefield, BangaloreHvp Aster, Hoodi Village, Opp.Brigade Metropolis, Whitefield Itpl Main Road, Bangalore, Ka, 560048YESB000070056053202232566900
Whitefield II, BangaloreGr Flr, Bearing No.556, New Survey No.28/2, Siddapura Village, Bangalore, Karnataka, Pin 560066YESB000071356053202346542303
Basaveshwara Nagar, BangaloreGr Flr, 330 Savitri, 3Rd Stage, 4Th Block, Wcr Basaveshwara Nagar, Bangalore, Karnataka, 560086YESB000073856053202446577912

Products Offered by Yes Bank in Bengaluru

There are various products offered by Yes Bank in Bengaluru such as personal loan, home loan, gold loan, car loan and loan against property. However, in order to avail these financial products you have to meet the eligibility criteria set by the bank. To know more about the same, you would be advisable to go to the page below.  

Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.

14.00%

₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.

10.25%

₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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