Car Loan Rates EMI 2024
Yes Bank Car Loan in Chandigarh
Last Updated : April 18, 2017, 5:40 p.m.
About Yes Bank Car Loan in Chandigarh
Yes Bank says ‘Yes’ to everything, especially when it comes to offer a car loan in Chandigarh. Yes, this public sector bank offers you this credit facility at attractive rates, minimal charges along with simple documentation to avail online. So, get this credit facility without any hassle.
Yes Bank Car Loan Chandigarh at a Glance
| Particulars | Cost |
|---|---|
| Interest rate | 9.25% Onwards |
| Tenure | Upto 7 years |
| Loan Amount | Min amount : ₹ 1 lakh Max. amount : ₹ 500 lakhs |
| Processing fee | ₹ 5,000-₹10,000 |
| Prepayment Charges | No prepayment charges allowed within 6 months from the date of availing the car loan; 6% of POS for preclosures within 6 months to 12 months from 1st EMI; 5% of POS for preclosures post 12-24 months from 1st EMI;3% of POS for preclosures post > 24 months from 1st EMI |
Eligibility Criteria
- The minimum age of the applicant should be 21 years at the time of taking the loan.
- The maximum age of the applicant should be 65 years at the time of loan maturity.
- The annual income of salaried individuals should be ₹3,00,000 or above.
- The annual income of self-employed should be ₹2,00,000 or above.
- The applicant should have 2 years of total work experience.
- Minimum 6 months experience with current employer is required.
Documentation Checklist
- Duly filled up application form
- Latest photograph
- KYC documents as per bank’s policy
- Income proof
Click to Know Car Loan Chandigarh
Address of Yes Bank Branches in Chandigarh
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Chandigarh | Project Office - Sco : 120 - 122, Godrej Building, 2Nd Floor, Sector 17 - C, Chandigarh - 160017 | YESB0000015 | 160532001 | |
| Sector 35, Chandigarh | Ground Floor, Sco-331 & Sco-332, Himalaya Marg, Sector 35 B , Ut & Po-Chandigarh, 160035 | YESB0000272 | 160532009 | |
| Manimajra | Ground Floor, Sco-818, Nac Manimajra, Ut: Chandigarh, Pin: 160101 | YESB0000274 | 160532016 | 9888260302 |
| Chandigarh Sec 17 | Sco No- 179 & Sco No -180, Sector 17C, Chandigarh, Pin: 160017 | YESB0000446 | 160532018 | 9888260302 |
| Sector-27, Chandigarh | Ground Floor, S.C.O 12 & 13, Sector-27, Chandigarh-160019 | YESB0000489 | 160532019 | 9888260302 |
| Chandigarh Sector Forty Six | Ground Floor And Basement, Sco-83, , Sector-46, 160047 | YESB0000652 | 160532031 | 5021873 |
| Sector Thirty Two, Chandigarh | Ground Floor And First Floor, S.C.O 60, Sector 32, Chandigarh, 160033 | YESB0000644 | 160532032 | 4030700 |
| Sector Thirty Seven, Chandigarh | Ground Floor And Basement, Shop No 399, Sector 37 D, Chandigarh, 160036 | YESB0000732 | 160532035 | 5212816 |