Yes Bank Chandigarh

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About Yes Bank 

Yes Bank, one of the fastest growing banks in the country with its wide range of financial products and services is delivering the best user experience to all. This full-service bank was established in the year 2004 with an innovation vision and mission to offer an unforgettable banking experience. Keeping this thing in mind, the bank over the years has been striving hard to become the first and foremost choice of many. And, with a strong customers base and a global presence, this lender is leaving no stone unturned to give you an enriching banking experience in the best possible manner. 

By offering an exclusive range of products related to Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this private lender has been ensuring to meet the financial needs of one and all. With its unique and thoughtfully designed products as well as customer oriented services, the bank has been making sure that all its esteemed customers around the globe can get nothing but the best. However, if you want to know more about Yes Bank, go the page below and get more insights on the same. 

Yes Bank Chandigarh Branches

Branch Name Complete Address IFSCMICRCustomer Care
ChandigarhProject Office - Sco : 120 - 122, Godrej Building, 2Nd Floor, Sector 17 - C, Chandigarh - 160017YESB0000015160532001
Sector 35, ChandigarhGround Floor, Sco-331 & Sco-332, Himalaya Marg, Sector 35 B , Ut & Po-Chandigarh, 160035YESB0000272160532009
ManimajraGround Floor, Sco-818, Nac Manimajra, Ut: Chandigarh, Pin: 160101YESB00002741605320169888260302
Chandigarh Sec 17Sco No- 179 & Sco No -180, Sector 17C, Chandigarh, Pin: 160017YESB00004461605320189888260302
Sector-27, ChandigarhGround Floor, S.C.O 12 & 13, Sector-27, Chandigarh-160019YESB00004891605320199888260302
Chandigarh Sector Forty SixGround Floor And Basement, Sco-83, , Sector-46, 160047YESB00006521605320315021873
Sector Thirty Two, ChandigarhGround Floor And First Floor, S.C.O 60, Sector 32, Chandigarh, 160033YESB00006441605320324030700
Sector Thirty Seven, ChandigarhGround Floor And Basement, Shop No 399, Sector 37 D, Chandigarh, 160036YESB00007321605320355212816

Products Offered by Yes Bank in Chandigarh

There are various kinds of financial products offered by Yes Bank such as home loan, car loan, loan against property, personal loan and gold loan to name a few. Moreover, the best thing about this range is the fact that it comes to you with unmatched features and benefits to cherish. But, when it comes to availing them, there is a certain eligibility criteria that you need to look at. Each product has its own eligibility norms, thus to avail the same, you can take a look below and get all the updates. 

Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.
13.99% - 16.99% ₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.
8.80% - 13.70%₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
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Home Loan Interest Rates November 2017
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