Yes Bank Chandigarh
Last Updated : Feb. 16, 2017, 11:30 a.m.
About Yes Bank
Yes Bank, one of the fastest growing banks in the country with its wide range of financial products and services is delivering the best user experience to all. This full-service bank was established in the year 2004 with an innovation vision and mission to offer an unforgettable banking experience. Keeping this thing in mind, the bank over the years has been striving hard to become the first and foremost choice of many. And, with a strong customers base and a global presence, this lender is leaving no stone unturned to give you an enriching banking experience in the best possible manner.
By offering an exclusive range of products related to Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this private lender has been ensuring to meet the financial needs of one and all. With its unique and thoughtfully designed products as well as customer oriented services, the bank has been making sure that all its esteemed customers around the globe can get nothing but the best. However, if you want to know more about Yes Bank, go the page below and get more insights on the same.
Yes Bank Chandigarh Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
| Chandigarh | Project Office - Sco : 120 - 122, Godrej Building, 2Nd Floor, Sector 17 - C, Chandigarh - 160017 | YESB0000015 | 160532001 | |
| Sector 35, Chandigarh | Ground Floor, Sco-331 & Sco-332, Himalaya Marg, Sector 35 B , Ut & Po-Chandigarh, 160035 | YESB0000272 | 160532009 | |
| Manimajra | Ground Floor, Sco-818, Nac Manimajra, Ut: Chandigarh, Pin: 160101 | YESB0000274 | 160532016 | 9888260302 |
| Chandigarh Sec 17 | Sco No- 179 & Sco No -180, Sector 17C, Chandigarh, Pin: 160017 | YESB0000446 | 160532018 | 9888260302 |
| Sector-27, Chandigarh | Ground Floor, S.C.O 12 & 13, Sector-27, Chandigarh-160019 | YESB0000489 | 160532019 | 9888260302 |
| Chandigarh Sector Forty Six | Ground Floor And Basement, Sco-83, , Sector-46, 160047 | YESB0000652 | 160532031 | 5021873 |
| Sector Thirty Two, Chandigarh | Ground Floor And First Floor, S.C.O 60, Sector 32, Chandigarh, 160033 | YESB0000644 | 160532032 | 4030700 |
| Sector Thirty Seven, Chandigarh | Ground Floor And Basement, Shop No 399, Sector 37 D, Chandigarh, 160036 | YESB0000732 | 160532035 | 5212816 |
Products Offered by Yes Bank in Chandigarh
There are various kinds of financial products offered by Yes Bank such as home loan, car loan , loan against property, personal loan and gold loan to name a few. Moreover, the best thing about this range is the fact that it comes to you with unmatched features and benefits to cherish. But, when it comes to availing them, there is a certain eligibility criteria that you need to look at. Each product has its own eligibility norms, thus to avail the same, you can take a look below and get all the updates.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |