Yes Bank Chennai

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About Yes Bank 

If you are in Chennai, you have many reasons to smile as Yes Bank gives you an opportunity to rejoice. Yes, you read that absolutely right! Being founded in the year 2004 with a supervision and benchmarks set of Mr. Rana Kapoor and Late Ashok Kapur, there is no denying the fact that this private sector bank is considered as one of the fastest growing banks in the country. This renowned lender, with its exclusive range of products as well as services makes sure to deliver you the best banking experience in the least time frame. If we talk about best of the products, the bank offers plenty of them such as  Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business.

Moreover, each of the product has been thoughtfully designed, keeping in mind the diverse needs of all. Not only this, Yes Bank with its innovative approach, strong brand ethos, diverse product range, creative vision, transparent process, technological advancements and last but not the least quick & reliable solutions ensures that esteemed customers around the globe will get an enriching experience. So, if you are someone who wants to know more about the same, reading this page is worth for you. 

Yes Bank Chennai Branches

Branch Name Complete Address IFSCMICRCustomer Care
Nungambakkam, ChennaiNungambakkam Uthamar Gandhi Salai, Opp Park Hotel, Nungambakkam, Chennai Tamil Nadu 600034YESB0000005600532002
Chennai IIGround Floor And Part Ist Flr Of Dass India Tower At Second Line Beach Chennai Tamil Nadu 600001YESB0000103600532003
IndiranagarPart Ground Floor, M49 And M50 Lattice Bridge Road, Indiranagar, Chennai, Tamilnadu Chennai Tamil Nadu 600020YESB0000251600532005
Annanagar, ChennaiGround Floor, J Block, Door No 22, 3Rd Avenue, Anna Nagar, Chennai, Tamilnadu - 600102.YESB00003246005320069176632660
T Nagar, ChennaiGround & First Floor, New Door No. 31, Old Door No 15, Plot No 109, Block No 2, Bazullah Road, Theagaraya Nagar, Chennai, Tamilnadu 600017.YESB00004186005320079176632660
R K SalaiLancor West Minister, Groud Floor No. 108, Dr. Radhakrishnan Salai, Mylapore Chennai 600004YESB000059460053200840291800
Muggappair East, ChennaiGround Flr, 412, Thiruvalluvar Salai, Panneer Nagar Main Road, Mugappair East, Chennai, Tamil Nadu, 600037YESB000062860053201018002000
Kilpauk, ChennaiGround Flr, New Doorno 36/1And36/2, Old Door No 84, New Avadi Road, Kilpauk, Chennai, Tamil Nadu, 600010YESB000062960053200949033904
Ra Puram, ChennaiGround Floor, 11/23 2Nd Main Road Raja Annamalai Puram, Chennai, Tamilnadu 600028YESB000064960053201124613411
Kk Nagar, ChennaiGround Floor, 1069, Mumuswamy Salai, Kk Nagar, Chennai, Tamilnadu, 600078YESB000069760053201249130700
Triplicane, ChennaiPart Ground Floor, 91, Hotel Himalaya Residency, Triplicane High Road, Chennai, 600005YESB000071860053201346521100

Products Offered by Yes Bank in Chennai

Yes Bank has a plethora of innovatively and remarkably designed financial products such as car loan, loan against property, personal loan, home loan and gold loan to choose from. Each product offered by the bank has been thoughtfully designed to meet the multiple needs of one and all. But, as far as availing these products are concerned, each product comes with its own eligibility criteria. So, to avail the same, you can check the eligibility of each product on the page below.


Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.

14.00%

₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.

10.25%

₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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