Yes Bank Chennai
Last Updated : Feb. 16, 2017, 11:40 a.m.
About Yes Bank
If you are in Chennai, you have many reasons to smile as Yes Bank gives you an opportunity to rejoice. Yes, you read that absolutely right! Being founded in the year 2004 with a supervision and benchmarks set of Mr. Rana Kapoor and Late Ashok Kapur, there is no denying the fact that this private sector bank is considered as one of the fastest growing banks in the country. This renowned lender, with its exclusive range of products as well as services makes sure to deliver you the best banking experience in the least time frame. If we talk about best of the products, the bank offers plenty of them such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business.
Moreover, each of the product has been thoughtfully designed, keeping in mind the diverse needs of all. Not only this, Yes Bank with its innovative approach, strong brand ethos, diverse product range, creative vision, transparent process, technological advancements and last but not the least quick & reliable solutions ensures that esteemed customers around the globe will get an enriching experience. So, if you are someone who wants to know more about the same, reading this page is worth for you.
Yes Bank Chennai Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
| Nungambakkam, Chennai | Nungambakkam Uthamar Gandhi Salai, Opp Park Hotel, Nungambakkam, Chennai Tamil Nadu 600034 | YESB0000005 | 600532002 | |
| Chennai II | Ground Floor And Part Ist Flr Of Dass India Tower At Second Line Beach Chennai Tamil Nadu 600001 | YESB0000103 | 600532003 | |
| Indiranagar | Part Ground Floor, M49 And M50 Lattice Bridge Road, Indiranagar, Chennai, Tamilnadu Chennai Tamil Nadu 600020 | YESB0000251 | 600532005 | |
| Annanagar, Chennai | Ground Floor, J Block, Door No 22, 3Rd Avenue, Anna Nagar, Chennai, Tamilnadu - 600102. | YESB0000324 | 600532006 | 9176632660 |
| T Nagar, Chennai | Ground & First Floor, New Door No. 31, Old Door No 15, Plot No 109, Block No 2, Bazullah Road, Theagaraya Nagar, Chennai, Tamilnadu 600017. | YESB0000418 | 600532007 | 9176632660 |
| R K Salai | Lancor West Minister, Groud Floor No. 108, Dr. Radhakrishnan Salai, Mylapore Chennai 600004 | YESB0000594 | 600532008 | 40291800 |
| Muggappair East, Chennai | Ground Flr, 412, Thiruvalluvar Salai, Panneer Nagar Main Road, Mugappair East, Chennai, Tamil Nadu, 600037 | YESB0000628 | 600532010 | 18002000 |
| Kilpauk, Chennai | Ground Flr, New Doorno 36/1And36/2, Old Door No 84, New Avadi Road, Kilpauk, Chennai, Tamil Nadu, 600010 | YESB0000629 | 600532009 | 49033904 |
| Ra Puram, Chennai | Ground Floor, 11/23 2Nd Main Road Raja Annamalai Puram, Chennai, Tamilnadu 600028 | YESB0000649 | 600532011 | 24613411 |
| Kk Nagar, Chennai | Ground Floor, 1069, Mumuswamy Salai, Kk Nagar, Chennai, Tamilnadu, 600078 | YESB0000697 | 600532012 | 49130700 |
| Triplicane, Chennai | Part Ground Floor, 91, Hotel Himalaya Residency, Triplicane High Road, Chennai, 600005 | YESB0000718 | 600532013 | 46521100 |
Products Offered by Yes Bank in Chennai
Yes Bank has a plethora of innovatively and remarkably designed financial products such as car loan, loan against property, personal loan , home loan and gold loan to choose from. Each product offered by the bank has been thoughtfully designed to meet the multiple needs of one and all. But, as far as availing these products are concerned, each product comes with its own eligibility criteria. So, to avail the same, you can check the eligibility of each product on the page below.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |