Yes Bank Ghaziabad
Last Updated : Feb. 17, 2017, 12:30 p.m.
About Yes Bank
Established in the year 2004 with an innovative approach and creative vision, it would not be wrong to say that Yes Bank is undoubtedly one of the fastest growing banks in the country. By following the footprints of Late Ashok Kapur, the bank today has been scaling high in every sphere. Now, under the guidance of Mr. Rana Kappor, this renowned bank has been striving hard to reach the highest point of success. By offering an exclusive range of products to be used in the areas of Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this reputed lender delivers nothing but the best to all its esteemed customers.
Moreover, to deliver all its customers the best and unmatched services, the bank with its plethora of products, innovative approach and strong brand ethos is leaving no stone unturned to make that happen. Keeping this thing in mind, many people living in the beautiful city of Ghaziabad wants to avail the best services and unique products offered by this renowned bank. However, if you want to know more about Yes Bank and its various products available in Ghaziabad, you can go to the page below.
Yes Bank Ghaziabad Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
| Ghaziabad, Uttar Pradesh | Gr, Ist, Iind And Iiird Floor C 37 Rajnagar Dist Centre Ghaziabad | YESB0000038 | 110532012 | |
| Indirapuram | Bg 14, 15 & Bg 47, Ground Floor, Aditya City Center, Commercial Cum Residential Plot No. 03, Vaibhav Khand, Indirapuram, Ghaziabad Pin 201012 ( Up) | YESB0000127 | 110532027 | 9958390909 |
| Bahadurgarh | Ground Floor Of Khasara Nos. 2443 And 2444, Venus Plaza, Nehru Park, Delhi Rohtak Highway, Po - Bahadurgarh Bahadurgarh, Haryana 124502 | YESB0000121 | 110532028 | |
| Indirapuram | Bg 14, 15 & Bg 47, Ground Floor, Aditya City Center, Commercial Cum Residential Plot No. 03, Vaibhav Khand, Indirapuram, Ghaziabad Pin 201012 ( Up) | YESB0000127 | 9958390909, | |
| Modinagar, Uttar Pradesh | Ground Floor, Jindal Bhawan Opp Amber Cinema, G.T.Road Po - Modinagar 201204 | YESB0000182 | 201532002 | 9958390909 |
| Dasna | Ground Floor, Khasra No 1837, Umed Market, Nh 24 Dist Ghaziabad Dasna-201102 | YESB0000266 | 110532065 | |
| Mahamedha Urban Coop Bank Ghaziabad | 36, Nai Basti, Ghaziabad - 201001 | YESB0MUCB01 | 110049251 | 1202855411 |
| Mahamedha Urban Coop Bank Hapur | 3-4, Opp Bus Stand, Delhi Hapur Road, Hapur - 245101 | YESB0MUCB04 | 01222303800 | |
| Rajinder Nagar | Yes Bank Limited, Ground Floor, Plot No.82, Sector 5, Rajinder Nagar, Ghaziabad | YESB0000515 | 110532100 | 9654805862 |
| Vaishali | Ground Floor, Ground Floor-1 Mahalaxmi Plaza, Plot No Vc-2, Sector-3, Vaishali Uttar Pradesh 201012 | YESB0000470 | 110532115 | 4879552 |
Products Offered by Yes Bank in Ghaziabad
Be it a personal loan , home loan, gold loan, loan against property or car loan, Yes Bank offers an enormous range of innovatively designed products to meet your multiple financial needs in the best possible way. To know more about each of its product, you can read the page below.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |