Yes Bank Ghaziabad

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About Yes Bank 

Established in the year 2004 with an innovative approach and creative vision, it would not be wrong to say that Yes Bank is undoubtedly one of the fastest growing banks in the country. By following the footprints of Late Ashok Kapur, the bank today has been scaling high in every sphere. Now, under the guidance of Mr. Rana Kappor, this renowned bank has been striving hard to reach the highest point of success. By offering an exclusive range of products to be used in the areas of Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this reputed lender delivers nothing but the best to all its esteemed customers. 

Moreover, to deliver all its customers the best and unmatched services, the bank with its plethora of products, innovative approach and strong brand ethos is leaving no stone unturned to make that happen. Keeping this thing in mind, many people living in the beautiful city of Ghaziabad wants to avail the best services and unique products offered by this renowned bank. However, if you want to know more about Yes Bank and its various products available in Ghaziabad, you can go to the page below.  

Yes Bank Ghaziabad Branches

Branch Name Complete Address IFSCMICRCustomer Care
Ghaziabad, Uttar PradeshGr, Ist, Iind And Iiird Floor C 37 Rajnagar Dist Centre GhaziabadYESB0000038110532012
IndirapuramBg 14, 15 & Bg 47, Ground Floor, Aditya City Center, Commercial Cum Residential Plot No. 03, Vaibhav Khand, Indirapuram, Ghaziabad Pin 201012 ( Up)
YESB00001271105320279958390909
BahadurgarhGround Floor Of Khasara Nos. 2443 And 2444, Venus Plaza, Nehru Park, Delhi Rohtak Highway, Po - Bahadurgarh Bahadurgarh, Haryana 124502
YESB0000121110532028
Indirapuram
Bg 14, 15 & Bg 47, Ground Floor, Aditya City Center, Commercial Cum Residential Plot No. 03, Vaibhav Khand, Indirapuram, Ghaziabad Pin 201012 ( Up)
YESB00001279958390909, 
Modinagar, Uttar PradeshGround Floor, Jindal Bhawan Opp Amber Cinema, G.T.Road Po - Modinagar 201204
YESB00001822015320029958390909
DasnaGround Floor, Khasra No 1837, Umed Market, Nh 24 Dist Ghaziabad Dasna-201102
YESB0000266110532065
Mahamedha Urban Coop Bank Ghaziabad36, Nai Basti, Ghaziabad - 201001
YESB0MUCB011100492511202855411
Mahamedha Urban Coop Bank Hapur
3-4, Opp Bus Stand, Delhi Hapur Road, Hapur - 245101
YESB0MUCB04  01222303800
Rajinder NagarYes Bank Limited, Ground Floor, Plot No.82, Sector 5, Rajinder Nagar, Ghaziabad
YESB00005151105321009654805862
Vaishali
Ground Floor, Ground Floor-1 Mahalaxmi Plaza, Plot No Vc-2, Sector-3, Vaishali Uttar Pradesh 201012
YESB00004701105321154879552

Products Offered by Yes Bank in Ghaziabad

Be it a personal loan, home loan, gold loan, loan against property or car loan, Yes Bank offers an enormous range of innovatively designed products to meet your multiple financial needs in the best possible way. To know more about each of its product, you can read the page below. 


Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.

14.00%

₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.
8.80% - 13.70%₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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